HIV Travel insurance | Medical travel insurance guide

The latest news and information on travelling with HIV and HIV travel insurance.



AllClear Travel can provide comprehensive single trip and annual travel insurance for HIV up to a high level of severity. HIV travel insurance cover can include:

  • Specialist travel insurance that can cover HIV
  • Cover available up to a high level of severity
  • Cover for a terminal prognosis

Travel insurance for HIV

In order to provide the right level of HIV travel insurance cover, we will ask you a series of simple medical questions. This enables us to provide you with appropriate cover for your holiday – it’s very easy and will only take a few minutes. Medical screening ensures we provide the right level of cover to suit you and your condition.

Travel insurance for travelling companions on the same policy

Your travelling companions can be covered on the same policy so that if you need to cancel your holiday due to your HIV, you and your companions can all make a claim. Your travelling companions might not be able to claim for cancellation if they have bought travel insurance through a different provider.

HIV travel insurance - cover and benefits

Our HIV travel insurance policies can provide the following cover. Levels will vary depending on the level of cover chosen (Gold/Gold Plus):

  • Medical cover up to £10 million
  • 24 hour medical emergency support
  • Cancellation cover up to £5,000
  • Personal property up to £2,500
  • 2 levels of travel insurance cover available (Gold/Gold Plus)

We recommend that you read the Policy Wording for full details of the HIV travel insurance cover.

Tips on Travelling with HIV

If you have HIV, you will probably want to be doing everything you can to stay fit and healthy. So here is our guide on travelling with HIV (Thanks to HIV Positive Magazine for some of this information)

1. Find an experienced HIV doctor who can help you with your travel needs. Treatments for HIV are complex and fast-changing, and you really need to work with someone who knows what they’re doing.

2. Take your medication on your travels. When you are travelling with HIV, the most important thing you can do is take your medication on time, every time, without fail. Make sure you take enough of your medication with you, and have extra in case any gets lost.

3. Get regular exercise. A bit of a tough one but you could use your holiday to make sure you are doing regular exercise. It can make you look better, sleep better, and feel better. It helps you manage your weight. It elevates your mood. An ideal workout includes aerobic exercise like walking, jogging, or bicycling.

4. Get your rest and relaxation. Use your holiday as an opportunity to make sure you get enough rest. The immune system is enhanced by sleep and rest and impaired by stress, so use your holiday to restore the balance. People living with HIV have extolled the benefits of massage for years, claiming it helps with stress reduction. A number of studies show that the massage can improve your immune system’s function. So, you might want to consider getting a massage on holiday too.


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Want to know more about travelling with a medical condition that isn't listed here? Let us know and we'll see what we can do for you!


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