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Cruise travel insurance

Why you need specialist cruise travel insurance

A cruise can be a unique holiday, specialist cruise travel insurance covers you for the specific cruise related events that may occur, and that a standard policy will not include.

Please note that this website does include some policies which do not cover cruises at all. These are Avanti Max and Avanti Club cover – all other policies do include a degree of cruise cover.

Specialist cruise travel insurance can include the following cover:

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  • Cabin confinement (being confined to your cabin due to illness).

  • Unused excursions (as a result of cabin confinement).

  • Missed port departure.

  • Itinerary change.

  • Additional cancellation cover

Please refer to your specific policy wording for full details of the cover available.

You can get a quote for a specialist cruise policy here: AllClear Cruise

If you want to know more about holiday protection if your supplier fails, read this article.

Frequently asked questions about cruise travel insurance

What country do you select within the quote journey if you are going on a cruise?

For a single trip policy, please enter all countries which you are travelling both to and through.

For an annual multi-trip policy, please select the relevant destination. This could be Europe, Worldwide excluding USA, Canada and the Caribbean – or Worldwide including USA, Canada and the Caribbean.

Please note you can only enter up to 9 destinations. If you’re going to more than 9 destinations you will need to enter the destination that is the furthest away and this will then ensure that the region is categorised to cover all destinations with that region. For more information about declaring the destinations on your quote, please take a look at this help article.

Do cruise travel insurance policies cover land holidays?

Yes, cruise policies cover both land and cruising holidays. For cruise holidays, you get the additional cruise cover benefits as listed above.

If you’re not going on a cruise, but are looking for increased cancellation cover, you still might wish to opt for a cruise policy – with AllClear Gold and AllClear Platinum you can increase cancellation cover up to £15K per person.

Is cover for cruises included within your medical travel insurance quote?

Some policies available on our panel do not cover cruises –  these providers are currently Zurich, Avanti Max and Avanti Club.

All other providers do include an element of cover for cruises.

However, if you’re looking for a specialist cruise policy, please go to AllClear Cruise.

These policies offer additional cruise travel insurance benefits as described above.