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How long you can go away for on each individual trip

The maximum trip lengths covered

For a single trip policy you can get a quote online for a trip up to 92 days.

Under an annual multi-trip travel insurance policy, the maximum trip length covered can vary. Please refer to the table below for further details.

The following abbreviations are used:

Maximum single trip duration – Max ST duration.

Maximum annual multi-trip duration – Max AMT duration.

Policy type Max ST duration Max AMT duration
Explorer Aged 75 and under: 92 days.

Aged 76 to 80: 25 days.

Aged 65 and under: 45 days.

Aged 66 and over: 31 days.

Flexicover Premier 31 days. 31 days.
Flexicover Standard 31 days. 31 days.
Freedom 31 days.
Free Spirit Options 1 Aged under 76: 94 days.

Aged 76 or over: 45 days.

No annual policy available
Free Spirit Options 2 Aged under 76: 94 days.

Aged 76 or over: 45 days.

No annual policy available
Free Spirit Options 3 Aged under 76: 94 days.

Aged 76 or over: 45 days.

No annual policy available
OK Premier Aged under 75: 184 days.

Aged 75 and over: 92 days.

31 days.
OK Premier Plus Aged under 75: 184 days.

Aged 75 and over: 92 days.

31 days.
AllClear Gold Plus 45 days.
AllClear Gold 45 days.
Spectrum Premier 31 days. 31 days.
Spectrum Standard 31 days 31 days.
Traveller Aged 75 and under: 92 days.

Aged 76 to 86: 24

31 days.
Good to Go Classic 94 days. 31 days.
Good to go Gold 94 days. 31 days.
Good to Go Platinum 94 days. 31 days.
Good to Go Silver 94 days. 31 days.
Trust 2 Travel Economy Aged under to 75: 185 days.

Aged 75 and over: 31 day.

Aged under 65: 31 days with an optional extension of up to 45 days.

Aged 65 and over: 31 days.

Trust 2 Travel Premium Aged under to 75: 185 days.

Aged 75 and over: 31 day.

Aged under 65: 31 days with an optional extension of up to 45 days.

Aged 65 and over: 31 days.

Trust 2 Travel Standard Aged under to 75: 185 days.

Aged 75 and over: 31 day.

Aged under 65: 31 days with an optional extension of up to 45 days.

Aged 65 and over: 31 days.

Zurich Basic Aged under 71: 183 days.

Aged 71 and over: 31 days.

Zurich Standard Aged under 71: 183 days.

Aged 71 and over: 31 days.

Zurich Extra Aged under 71: 183 days.

Aged 71 and over: 31 days.

The availability of trip extensions

For some annual policies, you can request a trip extension above the original limit. Please refer to the table below for further details.

The following abbreviations are used:

Annual multi-trip extension – AMT extension.

Terms and conditions for extensions – Ts&Cs for extended stays.

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