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Home » Travel insurance » Portugal Travel Insurance

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Why do you need travel insurance for Portugal?

Travel insurance for Portugal will give you peace of mind, knowing you have support should the worst happen while on holiday. With the right policy, you have cover for unexpected medical bills while you are away or cancellation costs before you go.

Our policies even include enhanced COVID-19 cover for FREE.

Travel safely, travel with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to Portugal

Portugal is the oldest country in Europe, a treasure trove of historical and cultural wonders. It’s world-renowned for its production of port as well as its beautiful beaches that are super for surfing.

To enjoy what Portugal has to offer – you’ll need comprehensive travel insurance so that you can travel with confidence.

At All clear, we offer tailored policies to suit you:

Enhanced Covid-19 Travel Insurance for Portugal

Did you know that 83%3 of those we surveyed said they will resume leisure activities after they have had their vaccine? So, if you’re in need of a holiday, you’re not alone.

While a vaccine can help travellers visit safely – you’ll still need a reliable travel insurance policy in place.

Chris Rolland, CEO of AllClear Travel Insurance stated that: “At AllClear we are in the business of making travel safe and we are market leaders in ensuring that people of all ages living with medical conditions can also enjoy the freedom of overseas travel, whilst being fully covered and supported.”

All AllClear branded policies include Covid-19 Cover for free. 

You’ll have the reassurance you deserve with our Covid-19 cover as it has been rated ‘Superior’ by a leading independent UK Consumer Champion.

What should a Travel Insurance policy for Portugal cover?

To ensure that you buy comprehensive cover, look for a policy that includes:

Emergency medical expenses – To ensure this remains valid on you policy, you must declare all pre-existing medical conditions.

Repatriation to the UK – The only way to cover yourself for medical transport back to the UK. Without travel insurance, Repatriation from south Europe could cost you £16,000.

Cancellation and curtailment – cover for cancellation costs before you go or cutting short your trip while you’re away.

Baggage and personal property – covering your personal property should they get lost, damaged or stolen while you’re away. If you wish to extend this cover for items such as phones, cameras and ipads, consider adding Gadget cover to your policy as an optional extra.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Planning and protecting your holiday abroad

Things to know before you go:
  • Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs  for more details)
  • Check any entry requirements and quarantine requirements for your chosen destination
  • Choose a Travel Insurance policy that includes Covid-19 Cover
  • For information on how Covid might affect your trip, visit our dedicated FAQs page

Travelling to Europe and GHIC: Is Travel Insurance still needed?

You may have previously had an EHIC card when travelling to destinations within the EU. EHIC cards can no longer be renewed. Instead, you will need to apply for a Global Health Insurance Card (GHIC).

You cannot rely on the GHIC to cover the cost of medical claims when travelling abroad. Repatriation costs and other circumstances are not covered by GHIC. Therefore it’s essential that you have comprehensive cover too.

We’ve provided specialist medical travel insurance for over 20 years

Did you know that 97%4 of our customers rate us as ‘Excellent’ or ‘Great.’

Our customers’ AllClear experience:

Just booked my holiday insurance to…

“Just booked my holiday insurance to Portugal! Great price! And lovely staff, easy to do! Thank you, Beverly and Angelina! Will definitely use again and recommend! – Mrs Richards

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently asked questions about Portugal

Do you need to take your insurance documents with you when you travel?

If you need medical assistance abroad, you may be asked to provide proof of insurance as this will be used to pay for your medical treatment. Therefore, it’s helpful to take your documents with you.

Author notes

Written by Lydia Crispin, MA. Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 AllClear Covid-19 cover has been rated ‘Superior’ by a leading independent UK Consumer Champion
3 AllClear mental health and wellbeing survey, June 2021
4 Based on 50,000 Trust pilot reviews

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.