The purpose of travel insurance is to provide cover for unforeseen events, including unforeseen bodily injury or illness. However, none of our travel insurance providers consider pregnancy and/or normal childbirth to be either an unforeseen event or illness.
Consequently, you will not be able to declare pregnancy and/or pregnancy related conditions in our screening process; such as pre-eclampsia, gestational hypertension, and toxaemia
Most providers will nevertheless cover pregnancy and/or pregnancy related conditions up to a specified number of weeks for both single or multiple pregnancies.
As an example, for AllClear Gold and Gold Plus policies, if you’re pregnant – or have a pregnancy related complication – full cover will be provided if:
On the return date of your trip, you are no more than 32 weeks pregnant.
Your doctor and midwife are aware of your travel plans and you are not travelling against medical advice.
You have complied with all requirements of any transport providers.
You have declared any other pre-existing medical conditions that you have.
Please note, this information ONLY applies to AllClear Gold and Gold Plus policies. We have a number of other providers on our panel. If you’re pregnant and looking at another policy, you will need to refer to their particular policy wording on pregnancy.
Most providers will cover pregnancy and/or pregnancy related conditions up to a specified number of weeks for both single or multiple pregnancies. This can include premature birth, and newly developed medical conditions.
As we have a number of other providers on our panel, If you’re pregnant and looking at a policy other than AllClear Gold and Gold Plus, you will need to refer to the particular policy wording of your chosen provider on pregnancy.