Why do you need Pet Insurance?
AllClear is pleased to announce that you are now able to tailor your pet cover with Quotezone’s Pet Insurance comparison service, for dog, cat and rabbit owners.
Pet insurance can help with unexpected vet bills if your pet suffers from an illness or injury. The cost of veterinary treatment can be very expensive. The average price of pet surgery is around £1,500 and the average claim is over £750 according to the Association of British insurers.
Types of Pet Insurance
- Lifetime Cover
Cover the vet bills up to a certain amount for every year of your pet’s life, so long as you renew each year.
- Maximum benefit - per condition
This pet insurance cover will pay out at any time, but there is a maximum payment. Once the maximum limit is reached the condition becomes pre-existing and excluded from future claims.
- Time limited - per condition up to 12 months
Full cover for 12 months starting from the payment date. If the limit is reached within this 12 month period the insurance will discontinue payments for that conditions as it becomes pre-existing and excluded from future claims.
- Accident only
This cover will only pay out in the event of an injury and not illness. Some policies only pay out if treatment is received within a certain time. It is the most competitive cover but doesn’t really cover the most likely reasons for a vet’s bill.
* This policy provides annual cover based on accident only, including the cost of vet fees up to £2,500. Price per month for cover based on a cat, Skippy, aged 4, no known medical conditions, neutered, up to date with vaccinations and microchipped.