AllClear Terms and Conditions for Telegraph Partnership

Last updated on December 13th, 2023 at 09:45 am

Cover Offered

All ages.

AllClear does not operate a maximum age limit for single trip or annual multi-trip policies. Some cover options may not be available to all ages such as winter sports cover where the maximum age is 65. Children under 18 can be covered but there must be an adult named on the policy too.

All conditions.

AllClear does not exclude cover for any individual medical condition or condition groups. Whilst we endeavour to include as many conditions and synonyms as possible in our database we do not guarantee that every condition can be found. If you cannot find your specific condition then please call our contact centre who will advise how to screen and cover your condition.

All destinations.

AllClear can cover you for all destinations but please be advised that if you are travelling to a country or to a region of a country where the Foreign and Commonwealth Office (FCO) has advised against travel then there is no cover under any section of the policy. Please check the FCO website for the latest information.

https://www.gov.uk/foreign-travel-advice

AllClear does not guarantee that it will be able to offer cover in all circumstances if a combination of age, policy type, number and severity of pre-existing medical conditions exceeds our underwriting limits. AllClear can only offer cover for a terminal prognosis if the prognosis is more than 6 months at your trip return date.

Quote Prices

The prices shown on this website are only valid at the time they are generated.  We reserve the right to change our prices or other details at any time. Prices may fluctuate. If you purchase a policy over the phone our sales consultants will confirm the correct price before you make a purchase. We reserve the right to withdraw prices without notice.

Discounts

• Discounts are only available for AllClear Gold, AllClear Gold Plus and AllClear Platinum policies.
• Percentage discounts (e.g. 15%, 20% etc.) are available to customers who purchase a policy and are applied as detailed in the promotional material.
• Sometimes our promotional offers will be exclusive to policies purchased through either our Call Centre or online at allcleartravel.co.uk.
• Discounts only apply to the base premium of your travel insurance quote and do not apply to any premium generated to cover medical conditions.
• Unless specifically stated in the promotional material, percentage discounts are not applicable to AllClear Cruise Gold or AllClear Cruise Platinum policies.
• Policies can be purchased over the phone or online at allcleartravel.co.uk.
• To qualify for the relevant discount, customers must quote the discount code at the time of purchase.
• Customers must refer to the promotional material for qualifying dates, if applicable.
• The discount value is as stated on relevant promotional material.
• AllClear reserves the right to change the offer at any time.
• No cash alternative will be given.
• The offer cannot be redeemed against existing policies.
• The discount offer cannot be used in conjunction with any other offer.
• Only one discount can be applied to each policy. Some discounts are offered via promotional code and some are generated by our system. For an extremely small number of policies (0.3%) a system generated discount will supersede promotional discounts, for example where very complex medical conditions generate a significantly high premium, AllClear may choose to substantially discount this, to offer cover to customers who without this discount may not have access to comprehensive, affordable cover. This type of discount may apply for new as well as returning customers. We hope this makes a difference in the marketplace and aligns our core values with our customers. We believe everyone has the right to travel.
• AllClear reserves the right to amend these rules at any time.