Travel Insurance with Allergies
Allergy travel insurance covers you if you or someone you know is living with allergies and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
In the UK millions of people experience allergic reactions and even anaphylactic shock. Recently nut allergies have prominently featured in the news.
Each year the number of people affected by allergies rises by 5% and half of those are children, making a travel insurance policy that covers allergies more vital than ever.
With the right policy you’re covered if the worst happens and you or your family need emergency medical treatment while you are on holiday.
Here at AllClear we specialise in medical travel insurance. We can cover all pre-existing medical conditions, including nut allergy and others, so you can travel with confidence.
The Key Benefits You Can Get
- Cancellation and Curtailment covered up to £25,000, including for Covid-19
- Up to £15 million emergency medical expenses cover, including for Covid-19
- Up to 30 days FREE extended cover (if due to unexpected circumstances beyond your control)
- Up to £2,000, if medically necessary, for a friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 (costs for room and to accompany you home)
- Repatriation costs, when medically necessary, to bring you back to the UK where it is deemed to be in your best interests
- Following recovery from Coronavirus, costs for a continued recuperation stay, when medically necessary and under doctors advice
- Costs for your return flight following your enforced stay due to Coronavirus
- Personal Belongings covered up to £3,000
- All conditions. All ages.
Am I covered for travel in the Coronavirus pandemic?
There are a few things to check first, as it needs to be safe for you to travel to make sure you’re covered:
- You must be fit to travel
- The FCO must NOT have advised against travel to your destination
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses or cancellation relating to COVID-19, when you have travel insurance with enhanced Coronavirus cover. If you’re an existing policyholder, you can read our Frequently Asked Questions if your trip is affected by Covid-19.
Frequently Asked Questions
Your allergy is mild, you carry an Epipen just in case but you’ve never used it. Do you need to declare this?
Yes, you do need to declare your allergy. This is important even if you’ve never had to use an Epipen or had a reaction.
If your Epipen or other allergy medication were to be lost or damaged while abroad, you could claim back your expenses if you have to buy extra supplies. And while you may never have had a reaction before, in a different part of the world with a different language and where you’re not in your daily routine, there may be a higher risk of you having a reaction.
You have a sun allergy called polymorphic light eruption, do we cover sun allergies?
We are able to offer cover for this specific allergy. If you struggle to find this condition, just type in the first four letters, click ‘search’ and it will appear in a list of other conditions. Simply scroll down and select polymorphic light eruption.
You have allergic asthma so you only have asthma when it’s bought on by your allergy to pets, do you need to declare asthma?
If you have asthma bought on by an allergy to pets, even though you may not have asthma any other time than when you’re around certain animals, you will still need to declare it if you take medication for asthma (pumps, tablets etc). So you will need to declare asthma and allergy separately and then we will be able to offer cover for your allergic asthma.