Do You Need Insurance for Travelling to Australia?
When travelling to Australia, it’s important to get specialist insurance cover for pre-existing medical conditions. AllClear policies can cover you for medical expenses up to £15m, repatriation back to the UK, cancellation of your holiday, unexpected delays, lost luggage and personal liability cover. That way, you’re covered for every eventuality.
UK residents travelling on a British passport are entitled to limited subsidised health services from Medicare Australia for emergency medical treatment. In-patient and outpatient public hospital treatment is given free of charge or at a minimal cost. This does not cover pre-existing conditions or treatment that does not require prompt attention. Renal dialysis is included but you must arrange this before leaving the UK. Contact your NHS renal unit for further details. Further information from the FCO or NHS. You should also check Medicare Australia for further details.
Other exclusions under the reciprocal agreement include pharmaceuticals when not a hospital in-patient, use of ambulance services and medical evacuations. This can be very expensive – with reported cases exceeding £100,000 for medical evacuations to the UK. Make sure you have adequate medical travel insurance for Australia to cover the cost of any medical treatment abroad and repatriation.
The key benefits you can get
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £25,000.
- Personal Belongings covered up to £3,000.
- All conditions. All ages.
3 easy steps to multiple quotes
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
What to do if you get ill on holiday in Australia?
If you need emergency medical assistance during your trip to Australia, dial 000 and ask for an ambulance. Immediate contact must also be made with the 24 hour emergency assistance company (details and phonenumber would have been provided when you purchased your travel insurance policy). This is particularly important for any treatment not available under the reciprocal arrangement. Contact needs to be made before treatment is started.
What will you need to take with you to Australia?
- Evidence of UK residence (e.g. NHS medical card or UK driving licence)
- Temporary entry permit
- Travel insurance for your Australia trip – policy documents
Health precautions in Australia
Ensure you take extra health precautions if travelling in the Northern Territory, and parts of Western Australia, South Australia, Queensland and Tasmania. Contact your GP around eight weeks before your trip to check whether you need any vaccinations or other preventive measures. Murray Valley encephalitis (MVE), Ross River fever (RRF) and Barmah Forest virus (BFV) occur periodically in parts of Australia There is no vaccination against these viruses, but there are preventative measures that you can take, as advised on National Travel Health Network and Centre.
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† 3 months FREE and 20% discount offer applies to AllClear Gold, Gold Plus and Platinum annual policies only. Discount only applies to the base premium and does not apply to any premium generated to cover medical conditions. Offer expires on 14 July 2020 at 23:59.