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Comprehensive Travel Insurance for Belgium

Belgium travel insurance includes enhanced COVID-19 cover, protecting you against medical emergencies and cancellations. Belgium travel insurance will help you to avoid any unexpected medical bills, as well as providing you with support should you face any medical-related issues while you’re away.

From Brussels to Antwerp, Belgium is a country that offers incredible architecture and picturesque views throughout. Famous for its Chocolate and Christmas markets, it’s no surprise that hundreds of thousands of tourists venture to Belgium each year to sample its sweet delicacies and extensive range of beers.

If you are inspired to travel to Belgium to enjoy all it has to offer you’ll need comprehensive travel insurance in place, so that you can make the most of your holiday.

AllClear can help you travel with confidence. Our policies provide cover for up to £15 million for emergency medical expenses, including enhanced Covid-19 cover.

Do you need Travel Insurance for Belgium?

Belgium is not only a member of the European Union, its capital, Brussels, hosts the official seats of the European Commission, the Council of the European Union, and the European Council, as well as one of two seats of the European Parliament (the other being Strasbourg).

So, you will be able to use your EHIC (European Health Insurance Cards) to have access to basic medical treatment. However, EHIC is only valid for UK residents in Europe until 31 December 2020. Therefore it is essential for you to take out travel insurance for any trip to Belgium.

So that you can enjoy a carefree trip, you’ll need comprehensive cover in place. High-quality cover should include the following:

  • Cover for emergency medical expenses- even those related to COVID-19 and for repatriation, should you need medical transports back to the UK
  • Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short
  • Baggage and Possessions Cover – should your items be lost, damaged or stolen while you are travelling


Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Tips for Travelling to Belgium

Foreign, Commonwealth and Development Office Travel Advice

Travel advice continuously changes to adapt to the ongoing COVID-19 outbreak. So, before booking your trip and before travelling, make sure you check the latest advice for Belgium issued by the FCDO.

Emergency Number

112 is one of the emergency numbers in Belgium.

Alongside 112, the following emergency numbers are available:

100 – medical emergency and fire bridge
101- police


Belgium has three official languages; Dutch, French and German. The most widely spoken primary language is Dutch as it is the official language of the Flemish Community and the Flemish Region (merged to Flanders). French is the official language of the Brussels-Capital Region. However, the primary language spoken depends on which federated state you visit.


The currency used in Belgium is the Euro. Credit cards are widely accepted, with Mastercard and Visa being the most popular forms of payment, although you can still use cash.

Renowned Railway System

One of the easiest and affordable ways to see several cities in Belgium is via railway. Those wishing to travel from city to city can take advantage of the rail pass – a 10-trip card that comes down to €8.30 per train ride – which can be used by multiple passengers. For information on available railcards, click here.


Moules-frites is the national dish of Belgium, it comprises mussels cooked or steamed with onions and celery served with fries – which reflects the country’s love for fish and meat. If you are, therefore, vegan or vegetarian – you should be advised that if you are planning to travel outside of city centres you may find it hard to come by restaurants such options in restaurants.

Why More Than 3 Million People Have Chosen AllClear

Read AllClear Trustpilot Reviews

Frequently Asked Questions About Belgium Travel Insurance

How much is Travel Insurance for Belgium?

Age, pre-existing medical conditions and trip duration are all factors which affect the cost of each individual’s policy. Additional extras such as gadget cover and winter sports cover will also affect the total end cost. If you are looking for comprehensive travel insurance, AllClear can help. Get a quote today by calling 0800 077 77.

What is the best part of Belgium to stay in?

While Belgium plays host to many great cities and small towns – the most visited and sought after destination in Belgium is Old Town Brussels. It has the largest concentration of tourist attractions – so there is plenty to see and do. The centre itself is split into two parts – Upper Town (Haut de la Ville) and Lower Town (Bas de la Ville).

What is the best month to visit Belgium?

The best month to visit Belgium depends on what you wish to experience from your trip. If you wish to see the city or venture into the countryside and enjoy the sun then any time between May and September will suffice. However, if you wish to experience its famous Christmas markets then you may prefer November and December.

How many days do you need in Belgium?

If you are venturing to just one city then one or two days is enough to cover the main attractions. However, if you’re planning to travel from city to city we recommend at least 4-5 days.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.