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Home » Travel insurance » Cardiomyopathy travel insurance

Travel insurance for cardiomyopathy

Cardiomyopathy travel insurance covers you if you are living with any of the various types of cardiomyopathy and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.

Going on holiday is an integral part of modern life, and therefore so is travel insurance. You will want to make sure that you have full cover in case you need any emergency medical care while you’re on holiday. This is even more important if you  have a pre-existing medical conditions like cardiomyopathy. At AllClear we cover over 1300 different medical conditions, including cardiomyopathy travel insurance.

Having comprehensive cardiomyopathy travel insurance, will mean you are covered*:

  • For access to a 24 hour emergency medical assistance service should you fall ill as a result of your diabetes while abroad.
  • To claim for any replacement medication or unplanned medical treatment while you are away.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Frequently asked questions

You want to ensure you're properly covered. So, do your medical screening process allow you to provide details of your personal medical history, including your cardiomyopathy?

With many years of experience handling very complicated medical conditions we have designed a straight forward online medical screening process.

This process is a simple question and answer format and provides us with all the information we need to offer you a cardiomyopathy travel insurance quote.  Once completed you can review the quotes and cover levels available. This will allow you to decide the premium you wish to pay.

 What will affect the premium?

We calculate premiums based on the answers you provide throughout the medical screening process. We consider many factors including the length of your holiday, where you are going, your age and medical conditions.

What happens if your medical situation changes after you’ve purchased your policy?

If you develop a new medical condition or an existing one changes once you’ve purchased your travel insurance, you will still be able to amend your policy. Please notify us at the earliest opportunity and in particular before you book or commence your trip. Just call our Customer Care Team and they will be happy to make any adjustments. Please note that in some cases we will apply an additional premium to your policy to make these changes. Please check your policy wording as providers may vary.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

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Cardiomyopathy travel tips

As a specialist medical travel insurance provider, we believe that everyone has the right to travel, regardless of their medical condition. We have put together these tips on travelling with cardiomyopathy so we can help you enjoy your holiday. These tips should help you anticipate any potential problems you could encounter while on holiday.

Remember to see your doctor before you go

  • Before travelling with cardiomyopathy, make an appointment with your doctor to make sure you’re fit to travel. They can also prescribe you the correct medication –  enough to last you the length of your trip, plus extra in case of delays.

Carry a copy of your medical records

  • If you do need medical help while travelling, doctors will be able to act more quickly if they can access your medical records.  You could ask your doctor for a copy of these. You could consider getting these translated into the language of the country (or countries) you’re visiting.

Watch your fluid intake

  • In most cases  when you are living with cardiomyopathy, it’s essential to maintain a balanced intake of water and salt. This is extra important when you fly, as pressure and humidity changes within the cabin could have an adverse effect on your condition.

Choose a destination with good medical care

  • If you have a choice on where to travel to, it’s worth remembering that some countries have much better healthcare than others. If possible, choose a destination where you can get the help you need in an emergency.

Pay attention to shortness of breath

  • Shortness of breath can be a warning sign, particularly if you’re on a plane at the time. Inform cabin crew immediately – they’re able to provide emergency treatment if necessary. Try not to panic but don’t ignore it either.

 EHIC

  • If you’re travelling within Europe, you should make sure you have an EHIC (European Health Insurance Card). This is available for free. The EHIC offers you the same level of healthcare as the residents in the country you’re visiting. Remember though that the EHIC does not replace travel insurance. For example, the EHIC does not cover you for medical transport home (repatriation).

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.