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Home » Travel insurance » Caribbean Travel Insurance

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Why do you need Travel Insurance for the Caribbean?

Caribbean Travel Insurance offers you support and help when dealing with unexpected circumstances, for example a medical emergency, while you’re away. High-quality cover can also protect you against cancellation costs and loss or damage to personal property while travelling. 

For your peace of mind, our policies include enhanced COVID-19 cover for FREE. 

It’s time that you travelled with the UK’s most trusted Travel Insurance provider1

Comprehensive cover when travelling to the Caribbean

The Caribbean offers an unparalleled experience of paradise, with white sandy beaches and crystal clear waters. Its weather remains warm all year round, creating the perfect opportunity to relax and take in the tranquil atmosphere of island life. 

While you’re sure to make memories that’ll last a lifetime, comprehensive cover is essential in case the unexpected happens. 

The islands have hospitals and a healthcare system, but some specialized care isn’t available for patients – meaning that in some circumstances, you may need to be transferred overseas to receive emergency medical treatment. Repatriation from the Caribbean to the UK via air ambulance can cost up to £60,000 without medical travel insurance. 

In the wake of the pandemic, 36%2 of those we surveyed said that having the best possible insurance that would fully cover them for COVID-19 risks was now a top priority. 

At AllClear, we offer tailored policies to suit you: 

Enhanced Covid-19 Travel Insurance for the Caribbean

Travel has changed since the pandemic. We understand that it’s more important than ever before that everyone has the opportunity to travel safely with peace of mind. 

Chris Rolland, CEO of AllClear Travel Insurance, stated that: “At AllClear we have a number of comprehensive policies that are available to keep the public safe on their staycations this summer and on their overseas trips”.

Our AllClear branded policies now include Covid-19 Cover for no extra cost. 

We know that you’ll have a trip of a lifetime when visiting the Caribbean.  Stay up-to-date with the latest travel information by:

  • Visiting the FCDO website to prepare for Caribbean’s entry requirements. 
  • Checking the ‘Traffic Light Systemfor quarantine requirements on return to the UK.
  • Buying quality travel insurance that includes enhanced COVID-19 cover.

What should a Travel Insurance policy for the Caribbean cover?

Make sure the policies you’re considering includes:

Emergency medical expenses – protecting you against unforeseen medical emergencies while you’re on holiday. To make sure your policy is valid, you must declare all pre-existing medical conditions during the screening process. 

Repatriation to the UK – offering you medical transport back to the UK. 

Cancellation and curtailment – this will let you claim for the cost of irrecoverable loss due to cancellation or cutting short your holiday. 

Baggage and personal property – covering your personal property if your belongings get lost, damaged or stolen during your trip.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

Join the UK’s most trusted Travel Insurance provider1

Your experience matters to us. We hope you can join the 97%3 of our customers who rate us as ‘Excellent’ or ‘Great.’

Here’s what they have to say about us:

Excellent service

“Excellent service was provided on the phone when I rang to check the details of their Covid-19 cover. Kabal was knowledgeable, friendly and patient! The quote and subsequent policy was provided quickly and efficiently by email. The Covid-19 cover appears to be good and includes cover for cancellation or curtailment due to being contacted and told to self-isolate.” – Mrs D.

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions

Can you travel to the Caribbean right now?

The Caribbean is a string of islands. You’ll need to check the FCDO advice and restrictions relating to each individual destination. 

Which Caribbean islands are open to the UK without quarantine?

Antigua, Barbados, Bahamas, Grenada, Dominica, Turks and Caicos are all currently on the ‘Green List’ or ‘Amber List’ as of 15/07/2021. So, if you’re fully vaccinated, you won’t need  to quarantine when returning to the UK. 

For entry requirements and quarantine rules on entry, check the FCDO advice for each destination.

What islands are covered by Caribbean Travel Insurance?

For a single trip, we can cover you for travel to Antigua, Barbados, Bahamas, Grenada, Dominica, Turks and Caicos. All you need to do is select which island you’ll be visiting during the online quote process. 

You can also choose Worldwide annual multi-trip cover. We offer two options; the first excludes Canada, the USA, and the Caribbean and the second includes these destinations.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 AllClear Consumer Travel Report, January 2021.
3 Based on 50,000 Trust pilot reviews.  

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.