Travel Insurance for Cuba
Cuba travel insurance covers you if you wish to travel to Cuba with peace of mind, no matter your age or pre-existing medical conditions. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
Cuba has quickly become a firm favourite among UK holidaymakers in recent years, thanks to a mixture of colourful city life, beautiful architecture and luxurious beaches. Its colonial cities have been left untouched by modern development, allowing tourists to step back in time and giving Cuba a unique feel.
However, whether you are sipping cocktails on the famous beaches at Guardalavaca or exploring Havana, you’ll need quality travel insurance.
Find out why in this Cuba travel insurance guide.
Why Medical Cover for Cuba is Essential?
Travel insurance is a legal requirement for entry into Cuba. Tourists are sometimes spot- checked when entering the country, and you may be asked to prove you have travel insurance – as well as the funds to pay for medical treatment should you need it.
What Should You Consider When Choosing Cuba Travel Insurance?
If you need specialist medical treatment while travelling in Cuba, you may need to be medically evacuated to a facility in a nearby country or back to the UK. This can be very expensive, and makes repatriation cover an essential part of your travel insurance. We can confirm every AllClear policy includes both medical expenses cover and repatriation to your home country.
Flights and accommodation in Cuba aren’t cheap, so you won’t want to be left out of pocket should you have to cancel. A good policy will include high levels of cover for cancellation and curtailment for each traveller in case an emergency.
Getting a good level of cover for your baggage and possessions in case they are lost, damaged or stolen while you are travelling is also a must.
- Cancellation and Curtailment covered up to £25,000, including for Covid-19
- Up to £15 million emergency medical expenses cover, including for Covid-19
- Up to 30 days FREE extended cover (if due to unexpected circumstances beyond your control)
- Up to £2,000, if medically necessary, for a friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 (costs for room and to accompany you home)
- Repatriation costs, when medically necessary, to bring you back to the UK where it is deemed to be in your best interests
- Following recovery from Coronavirus, costs for a continued recuperation stay, when medically necessary and under doctors advice
- Costs for your return flight following your enforced stay due to Coronavirus
- Personal Belongings covered up to £3,000
- All conditions. All ages.
Am I covered for travel in the Coronavirus pandemic?
To make sure you're covered there are three things to check:
- You must be fit to travel
- The FCO must NOT have advised against travel to your destination
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses or cancellation relating to COVID-19, when you have travel insurance with enhanced Coronavirus cover. If you’re an existing policyholder, you can read our Frequently Asked Questions if your trip is affected by Covid-19.
Have You Booked Flights and Accommodation Separately?
If so, your holiday will most likely not be ABTA or ATOL protected.
Some travel insurance companies offer protection for airline or end supplier failure. This cover is becoming even more important in recent years due to the increasing number of companies going bust. On AllClear branded policies, this cover is offered as standard. Please note other providers may offer this kind of cover with an additional charge.
Why More Than 2.8M Trust AllClear
Read AllClear Trustpilot Reviews
“My husband and I had booked a holiday to Cuba and I was having trouble getting insurance for a pre-existing medical condition of my husband’s… I had tried various companies, gone through the medical screening, only to be told at the end of it all that he wouldn’t be covered. When I did AllClear’s I answered all the questions correctly and, at the end of it, we had the necessary cover… I am extremely satisfied and would recommend them to others who may be having difficulty getting appropriate cover.”
Mrs June Collins – Trustpilot
Are You Having an Active Holiday?
Cuba is a top destination for water sports, so might want to enjoy some fun in the sea.
You might also be surprised with how many activities we could cover free of charge. Including surfing, water skiing and windsurfing on AllClear Gold and Gold Plus policies.
Compare up to 61 prices online in three easy steps
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
Travel Tips for Cuba
- Cuba has a special medical service for visitors called “Servimed” which has facilities across the country. If you need treatment at one of the hospitals, you will have to pay in cash and claim back from your travel insurance afterwards. This makes it important you keep any receipts, and make sure you have access to plenty of funds. While there are plenty of pharmacies – especially in the big tourist areas – some medicines aren’t available in Cuba. So if you have a prescription, it’s important to bring your drugs with you and carry some spare in case of emergencies. You should also copy your prescription and get a letter from your doctor explaining what the drugs are for – just in case.
Will you need a visa to travel to Cuba?
- When you book your holiday to Cuba, every member of your group will need to sort a Tourist Card in advance. You can get one either by downloading, printing and completing a postal application from the Cuban Embassy website. The card costs £39.00 and is valid for 30 days. Plus, you can extend it for another 30 once you arrive in Cuba.
Will you need vaccinations to visit Cuba?
- Fortunately, Cuba isn’t too different from the rest of the world when it comes to travel vaccinations. The NHS recommends that you make sure that your normal boosters are up to date and to consider vaccinations for Cholera, Hepatitis B, Rabies and Tetanus if you plan on going off the beaten track and into the Cuban countryside.The NHS also recommends taking plenty of precautions when it comes to preventing mosquito bites – as there have been some rare cases of dengue fever.
Which currency will you need for Cuba?
- There are two currencies in Cuba – the Cuban convertible peso (CUC), which is the currency for tourists, and the Cuban peso (CUP). Visitors to the country can only convert money to the CUC at airports and some hotels in Cuba. When you leave, you can get any remaining CUC exchanged back into pounds.
Can you drive in Cuba?
- You can drive in Cuba using a valid UK driving licence for up to 6 months from the date you arrive.
We hope you found this information on travel insurance for Cuba helpful.
If you would like to take us with you, click the quote now button below to compare up to 61 prices!
Frequently Asked Questions About Cuba Travel Insurance
When does the cover begin?
Full benefits begin on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this cover begins as soon as you buy your policy. For this reason, it’s important to buy your travel insurance as early as possible – or as soon as you have your trip booked. You can book a single trip policy up to 12 months in advance of your holiday.
What is the age limit on Canada Travel Insurance policy?
We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. During your quote, you’ll only be shown quotes which can cover your age category.
What’s the maximum trip length on a single trip travel insurance policy?
Allowed trip lengths vary between policies, however, the maximum you can get for a single trip quote online is for up to 92 days. Find out more about maximum trip durations here: How long you can travel for.
Is it best to buy a single or an annual multi-trip policy?
Whether buying a single or annual multi-trip policy is best for you, it depends on how often you intend to travel during the next 12 months. If you are going on holiday multiple times throughout the year, an annual policy could work out better value for you.
With an annual multi-trip policy you can travel as many times as you like throughout the period of your insurance. There are, however, limits on the number of days you can be away for any one trip; which for some providers also depends upon your age.