How lung cancer travel insurance can help you
Lung cancer travel insurance covers you if you’re currently living with lung cancer or are in remission, and wish to travel with confidence. Designed to provide you with peace of mind, this insurance covers you for any medical emergencies, preventing any unexpected medical bills and unnecessary complications from occurring whilst you’re on holiday.
Lung cancer is the third most common cancer in the UK, accounting for 13% of all new cases. At AllClear, we’re committed to offering cover to those who might not otherwise be able to go on holiday. Since the year 2000 we’ve covered over half a million people, with over 1300 different medical conditions. We’re the experts in specialist travel insurance for pre-existing medical conditions. So if you’re living with lung cancer, this article will guide you on how lung cancer travel insurance can help you, and what it covers.
Benefits of AllClear Cover
|Emergency medical expenses and Repatriation costs||Up to £10m||Up to £15m||Up to £15m|
|Cancellation* and Curtailment||Up to £2k||Up to £15k||Up to £25k|
|Extended cover||30 days FREE||30 days FREE||30 days FREE|
|Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19||Up to £2k||Up to £2k||Up to £2k|
|Travel Delay||Up to £100||Up to £350||Up to £500|
|Cost of return flight due to COVID-19|
|Personal Belongings||Up to £2k||Up to £2.5k||Up to £3k|
|Personal liability||Up to £2m||Up to £2m||Up to £2m|
|Legal protection cover||Up to £50k||Up to £50k||Up to £100k|
|* If you buy a policy which includes cancellation cover|
|All these figures are per person and per trip|
Will you be covered if you’re travelling during the COVID-19 pandemic?
There are three things to check so that you can make sure you're covered:
- You must be fit to travel
- The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
On top of your main benefits, we have optional extras that cover any further requirements.
- Practical and emotional support following a claim through our Redarc service.
- A diverse list of Optional Extras to add, including Travelling Companion, Waiting List, and Travel Disruption cover.
What if you have an EHIC card?
If you decide to travel within the EU, carrying a European Health Insurance Card can help you. The card allows you to get state healthcare at a reduced cost, or possibly for free. But always remember the EHIC does not replace travel insurance. It won’t cover for you needing to cancel the holiday before you go, or return any lost expenses should you need to come home early. Also, while you are entitled to the same treatment as local residents, the healthcare may not be the same standard as the UK. Of course, if you’re travelling outside of Europe, travel insurance becomes even more vital.
Frequently asked questions
Your lung cancer has spread to other parts of your body. Can you still get cover?
We have covered customers in this circumstance, and we could be able to offer you cover. We would be happy to offer you a quote.
You are having chemotherapy for you cancer. Can you still get a quote?
Yes you can still get a quote. During the Medical section you can simply state which treatment(s) you are having
You will be having surgery but you don’t have a date yet, are you covered for it?
This is an important question for Cancellation. As long as you add on Waiting List cover, yes you are.
Points to consider when travelling with lung cancer
Choosing your destination
- You might want to steer clear of going to cities where there is significant air pollution. According to Cancer Research UK, environmental tobacco smoke, ionising radiation, air pollution and diesel engine exhaust cause lung cancer’.
- It is always a good idea to check whether the country you are visiting has any restrictions in place on the drugs you are using. Particularly if you are taking strong painkillers, you should check whether you need a licence to take them abroad.
- Travel agents may be able to discuss practical issues, such as the distance between your hotel’s front of house and the room, and can suggest hotels that are on level ground.
Speak to your doctor and airline
- Before flying, discuss with them whether you are fit enough to do so. Due to changes in cabin pressure the amount of oxygen available is reduced at high altitudes. Any reduction in the ability to oxygenate the blood can further escalate poor lung performance. Your doctor may advise you to carry an additional oxygen tank on board. If so, you will need to speak to the airline before you book your flights to see if they will allow it.
- If your doctor has prescribed you inhalers. Check with your airline if you can carry them in your hand luggage.
- If your mobility is restricted, seek assistance from your airline to help you get from check-in to the gate.
- If you’ve had chemotherapy and radiotherapy it can leave you feeling fatigued, so seek your doctor’s advice on how to manage this on holiday.
- After having radiotherapy, your skin may be more sensitive to the sun. Be careful of direct sunlight when in hot countries. Ask your doctor that you are not at risk of any region-specific disease before booking your trip. You may be at a greater risk of infection when taking certain cancer drugs.
Simple 3 step quote process
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
I looked at several different options from the few insurance companies prepared to cover my husband who was recovering from lung cancer. He had been clear for almost a year, but finding cover was not that easy. When I initially contacted AllClear I completed an on line questionnaire, but then followed this up with a call to make sure I had everything right before buying. There was one query, which they needed to look into and returned with an answered as promised within less than 48 hours. Travel insurance costs a lot more once cancer rears its ugly head, but AllClear’s quote was really good compared to the others and covered everything we needed. The person who assisted me with my query was the person who called me back – she said she would. I liked that; it was a personal touch that made a difference. Barbara – Trustpilot.
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