Travel Insurance for Morocco
Morocco and romance go hand-in-hand – there’s Casablanca, Marrakesh and the stunning ‘Blue-City’ of Chefchaouen. All these cities are packed with spice-coloured souks, beautiful architecture and fascinating histories. The country undoubtedly has an air of mystery that makes for unique holidays.
That said, whether you’re heading into Morocco for a summer break or adding a bit of spice to your holiday with a day-trip from southern Spain, you’ll need to make sure you’ve got good travel insurance.
Here’s what to look for!
Why Do You Need Travel Insurance for Morocco?
According to the Association of British Insurers, travel insurers are helping 420 travellers from the UK every day who need emergency medical treatment abroad – that’s 1 person every 3 minutes with claims totalling over £200 million last year.
If you’re unlucky enough to get injured or fall ill while travelling, you’ll want to be among those who can access the help travel insurers offer. As there’s no free healthcare in Morocco, a quality policy is a must. It will cover your medical expenses should you need treatment while travelling and any repatriation costs, should you need to return home.
You’ll also get cover for your baggage and possessions and it will ensure you can recoup the costs of having to cancel or curtail your trip.
While Morocco is part of Africa geographically, many travel insurance providers will class it as part of Europe when it comes to the cover they offer – make sure you double-check this when buying your policy.
What Is Covered with Travel Insurance to Morocco?
Travel insurance that covers Morocco will include everything you’d expect from a good quality policy.
High levels of cover (at least £10 million) for medical bills in case you need treatment while in Morocco. Also, for repatriation should you need to be returned home as a result of a medical problem.
Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short.
Cover for your baggage and possessions if they are lost, damaged or stolen while you are travelling.
Look out for protection for airline or end supplier failure. AllClear offers this as standard and it protects you and your money if your travel company goes bust and they aren’t protected by the ABTA or ATOL schemes. Some insurers may offer this as an optional extra.
Make sure any planned activities are covered by your policy. Morocco’s a paradise for outdoor sports and adventure lovers with everything from scuba diving, surfing, rock-climbing, and desert camel rides. Double-check any requirements or limitations your insurer may have – many will put a maximum depth on scuba dives and ask that you’re accompanied by a professional guide.
Benefits of an AllClear Policy
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
Traveling to Morocco With Pre-Existing Medical Conditions
We cover over 1300 different medical conditions and we’re experts in medical travel insurance since the year 2000. So, if you have an existing medical condition, you’ll want to enjoy your travels in Morocco with the knowledge that you’re well covered by your travel insurance.
To make sure you’re covered, it’s important to disclose all pre-existing medical conditions in our easy screening process, because you could be faced with large bills if you need medical treatment while you’re on holiday as a result of a condition you haven’t told us about. We’ll ask a few questions about your conditions including the name and what treatment you’re receiving. If any.
If your insurer agrees to cover all your pre-existing conditions, you’ll be protected against the costs of your treatment and other expenses should you need to cancel or cut short your trip to Morocco because of an emergency.
Healthcare in Morocco
Morocco has public and private healthcare systems; however, the publicly funded hospitals are not up to UK standards. This makes quality travel insurance even more important as you’ll want to be able to access private hospitals should you need treatment.
Additionally, you should also look for an insurer with a 24/7 medical helpline. The emergency services number in Morocco is 150 and you should also contact your insurer immediately as they can help you access the right hospitals and treatment as well as making the claims process easier.
Do You Need Vaccinations to Visit Morocco?
The NHS Fit for Travel webpage on Morocco recommends that you ensure your normal boosters (MMR) are up to date and advises Hepatitis A and Tetanus vaccinations for most people. It also suggests you consider Rabies and Typhoid vaccines if you’re travelling to more rural areas.
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Tips When Visiting Morocco
The currency is Moroccan Dirham (MAD). Most major cards are accepted in the larger towns and cash machines are widely available in cities and most of the main towns.
If you’re travelling to Morocco as a tourist, you won’t need to apply for a visa if you’re staying for less than 3 months. You’ll need to get your passport stamped when you arrive as it’s required when you leave the country.
The FCO website offers the following guidance on the local customs in Morocco.
Alcohol is available in licensed hotels, bars and in the tourist areas, but you can be arrested for drinking alcohol anywhere else that isn’t licensed.
Sexual relations outside of marriage are prohibited and some hotels may insist you stay in separate bedrooms if you cannot produce proof of marriage. Public displays of affection are also frowned upon in some areas.
Women are subject to stricter rules regarding dress code and women may need to be covered from wrist to ankle depending on the area of Morocco and the sites you’re visiting. The simplest approach is to copy how the locals dress.
Morocco has two official languages – Arabic and Berber and many locals will speak French as well as a second language. The locals in the main cities and town will often speak a little English as well.
Why More Than 3 Million People Have Chosen AllClear
“Two years running excellent service”
Telephone sales staff are polite and friendly, they take time to explain the policy and list medical problems. Whilst I hope I will not have to make a claim, with this service I feel any claim will be met with efficiency and consideration.
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We hope you found our guide to travel insurance for Morocco helpful and enjoy your next trip!
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