Do You Need Over 65s Travel Insurance?
Over 65s travel insurance will give you the peace of mind to travel the world, knowing you’re covered.
By purchasing comprehensive travel insurance, you can cover yourself for unforeseen circumstances. From a medical emergency to flight delays or lost luggage.
Unlike other providers, our specialist over 65s travel insurance covers all medical conditions. Over 99% of customers get covered with us1.
If anything happens while you’re travelling, we provide 24-hour emergency medical assistance.
Travel more than once a year? Get annual multi-trip cover. Enabling you to travel any number of times in 12 months, saving you time and money.
Have to cancel your trip? You can get cancellation cover with us for up to five-figures.
Wondering what our claims performance is like? 100% of our claims get paid within five working days2.
We’ve been the experts in specialist travel insurance since 2000. We have 5-star Defaqto rated products as well as a 5-star rating on Trustpilot.
Why Over 3 Million Have Trusted AllClear
“I bought travel insurance for my elderly parents in February 2020 with excellent guidance. Unfortunately, with the current COVID-19 issues I needed help/guidance to get them back home safely… I was helped by a lovely, calm and friendly lady called Julia. She spent the time understanding my needs and frustrations and answered all my queries appropriately…
She is a credit to your company… Thank you.”
We’re pleased we could help Nilli’s family when they really needed us. Could we help you?
Read AllClear Trustpilot Reviews
Key Benefits of Our Over 65s Travel Insurance
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £25,000.
- Personal Belongings covered up to £3,000.
- All conditions. All ages.
Call our UK Call Centre for free and speak with expert consultants, or compare prices online to find the right over 65s travel insurance – all in a matter of minutes!
What Else Can We Offer?
We're part of the world's largest 24/7 medical assistance network
Need cover for baggage and possessions? We can cover you for your travel money, passports and documents in case they are lost, damaged or stolen while you are travelling. We can also cover up to 7 more expensive gadgets. Such as mobile phones and tablets with a special add-on that provides up to £3,000 of cover.
Cover for a variety activities free of charge on AllClear Gold, Gold Plus and Platinum. Including jet-skiing, horse riding, scuba diving (up to 30 meters deep), safari and gorilla trekking, cycling, and even camel riding!
Do You Have to Declare All Your Medical Conditions?
Irrespective of age, it’s vital that you declare all your pre-existing conditions when getting your quote. Otherwise, your policy may be invalid in the event of a claim.
Did you know a UK holidaymaker needs emergency medical treatment abroad every 3 minutes?
You can get cover for all of your medical conditions through our simple 3-step medical screening process. We have covered over 1,300 different medical conditions!
Over 65s Travel Insurance Tips
- Buy cover as soon as you book your holiday.
If you put off buying your travel insurance until just before you go, you’re missing out on vital cover should something happen before you go and you need to cancel
- Do not declare medications.
You will only ever need to declare the name of your diagnosed medical condition. The screening questions then may ask further details about your treatment
- Answer your quote questions with information that is accurate at that time, rather than at the point of your holiday.
Compare Multiple Prices in Minutes
- Freephone UK Call Centres or quote online.
Simply provide personal details and information about your trip dates and location
- Enter your pre-existing medical condition details. Follow our easy medical screening process where you enter the names of your conditions and answer specific questions about them
- Compare your quotes.
A variety of policies and prices will be offered for your selection, letting you choose the cover which is right for your trip
Frequently Asked Questions About Travel Insurance for over 65s
What if you have an undiagnosed condition?
We need to know the name of your medical condition, so if you have an undiagnosed condition, you will need to wait until your GP or consultant has provided you with a diagnosis. We would suggest you refer to your GP or healthcare provider who may be able to help if this is the case. Once you have a diagnosis, we’ll be able to provide you with a quote.
What is single trip travel insurance for over 65s?
If you know you’ll only be travelling once within the year then a single trip policy may well work out to be lower cost. Cover can be arranged for the exact number of days you’ll be travelling and you can choose to add or remove cancellation cover and baggage cover.
You can buy your policy up to 12 months before you’re due to travel with your cancellation cover starting from the day you purchase.
What is annual multi-trip travel insurance for over 65s?
There are certain cover options which could reduce your premium without compromising your cover – choosing annual multi-trip travel insurance is one of them.
For example, if you travel two or more times a year, an annual multi-trip travel insurance for over 65s is likely to cost less than 2 or three single trip policies.
The maximum trip length varies between providers but will either be 31 days or 45 days. Some insurance providers offer extended trip lengths of up to 60 days – subject to an additional premium.
Annual multi-trip policies can be purchased up to 31 days in advance. However, please note any claims made before your chosen start date will not be covered.
How can you make sure you are ‘Fit to travel’?
You won’t need to provide us with a doctors certificate, but you will need to confirm you’re fit to travel.
Should you need to make a claim, you may require a letter from your doctor. This letter would need to confirm that you were fit to travel at the time you bought your policy.
What if you purchase a policy then your medical conditions change?
If you need to amend anything related to your declared medical conditions then simply get in touch with us. We’ll ensure we update your details promptly.
Let us know any changes before you travel to ensure your policy still has you covered.
Over 65s travel insurance and the EHIC
With an European Health Insurance Card (EHIC) you can receive treatment in any of the EU’s 28 states as a local citizen. Though, this is based on treatments received in public and not private hospitals.
Remember, the EHIC isn’t a substitute for travel insurance.
An EHIC, won’t cover you for:
How are your costs calculated for over 65s?
The price of your quote is fundamentally based on the following factors:
- Probability of your medical conditions requiring treatment while abroad
- Health care expenses in your chosen destination
- The distance of your destination from the UK
- Your age
Are there any exclusions for over 65s travel insurance?
Winter Sports is available as an Optional Extra but with an age limit of up to 76 years old, depending upon the policy.
Can you get cover if you're on a waiting list for a treatment?
Yes, you can get cover. You’ll need to tell us that you are on a waiting list for treatment during the Medical Warranty section of your quote. If you’d like to be covered for cancelling your holiday due being on a waiting list, you can select Waiting List cover as an optional extra.
Ready to quote?
We’ll help you compare specialist medical travel insurance to find the perfect policy.
Or, you can message us online.
You can also chat with our expert consultants.
*Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 500 reviews in the last 12 months as of December 2019
1Based on quotes between August 2017 and July 2018.
2100% is based on non-assistance claims approved for payment during January 2019 to January 2020 on AllClear branded policies only.
† 3 months FREE and 20% discount offer applies to AllClear Gold, Gold Plus and Platinum annual policies only. Discount only applies to the base premium and does not apply to any premium generated to cover medical conditions. Offer expires on 30.06.2020 at 23:59.