Travel Insurance for Turkey
Turkey is a perfect all-round holiday destination and one of Britain’s favourites, with FCO figures showing over 2 million of us visit every year.
The country has a fascinating history, home to beautiful ancient cities such as Istanbul and has a coastline scattered with hundreds of pristine beaches. So, for one thing, you’ll want the comprehensive cover to protect such a great trip!
Read on to find out the true benefits of specialist travel insurance for Turkey.
Is Medical Cover for Turkey Essential?
While the healthcare service in Turkey is generally good, their healthcare isn’t part of the EU and it doesn’t have reciprocal health agreements in place with the UK – so you will not be covered by the European Health Insurance Card (EHIC).
Therefore, if you need medical treatment, you could end up with a significant bill. This makes medical espenses cover essential for holidaying in Turkey.
What Should a Travel Insurance Policy for Turkey Cover?
A good travel insurance policy for Turkey should include the following:
Cover for medical expenses and repatriation should you need to return to the UK.
Cancellation and curtailment insurance in case you have to end your holiday due to a medical problem or an emergency means you have to cancel.
Baggage and possession cover, in case your belongings are lost, damaged or stolen during your trip.
What AllClear Cover Includes:
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
Your Options for Additional Cover
Turkey is a great location for adventure sports including scuba diving and even winter sports -thanks to a boom in the number of resorts in recent years.
If you plan on getting involved in these activities, make sure your travel insurance covers them and check for restrictions. AllClear can cover a variety of activities without any additional cost, such as scuba diving and safari trekking – plus cover ‘hazardous activities’ for an additional premium, including Winter Sports.
Are You Booking Your Flights and Accommodation Separately?
Holidaymakers are increasingly choosing to make their own travel arrangements, booking flights, accommodation, and extras separately.
However, in recent years we’ve seen the collapse of several airlines and travel companies – including XL.com, Libra Holidays, Flyglobespan, Kiss Flights, Goldtrail, Zoom – while more recent examples include Monarch, WOW Air and Jet Airways.
When these travel companies go bust, you could be left out of pocket. This is because your travel arrangements will only be covered by license schemes such as ABTA and ATOL if you have booked a package holiday.
Protection against your travel company or airline going bust is also key. Some insurers, including AllClear offer this as standard but it’s important to check your policy documents carefully as a number of high-profile failures have left passengers stranded over the years.
Read AllClear Truspilot Reviews
Fantastic insurance company, my mum took ill while on holiday in Turkey, we showed our insurance documents, spoke to them on the telephone once & then everything was taken care of without any trouble whatsoever.
Is Turkey in Europe for Travel Insurance?
Some providers – Including all on AllClear’s panel – categorise Turkey as being in Europe for travel insurance. If you are ever unsure which region a country falls in for AllClear policies, you can check here: Region Checker.
Travel Tips for Turkey
Depending on how fit and well you are, your doctor may advise you to have Hepatitis A, Hepatitis B and Tetanus vaccines before you travel. These are usually free on the NHS.
All British nationals need a visa to enter Turkey (except for cruise ship passengers in certain circumstances). The Turkish government also advises that your passport must be valid for at least 6 months from the date you arrive in the country.
The currency is the Turkish Lira. You can get Lira from banks and the exchange bureaux – known as DOVIZ in Turkish. Otherwise, there are plenty of cash machines in major cities and tourist areas. Tipping in restaurants and hotels is customary!
For tourists, there are a few unfamiliar laws that you should be aware of. For example, it’s a criminal offence to insult the Turkish nation, the national flag or to deliberately damage the currency in any way.
Safety and Security
In some parts of Turkey there is political tension and the FCO provides regular updates on which areas of Turkey should be avoided.
More Useful Information About Visas
There are currently two options for getting visas. The first is an e-Visa which should be obtained from the official Turkish Government website only. They cost £20 and you can apply for one to 3 months before you’re due to set off and you should apply at least 48 hours before you travel.
Visas can also be issued when you arrive in Turkey. Multiple entry sticker visitor visas are valid for multiple stays of up to 90 days within a 180-day period and cost £20 cash (Scottish and Northern Irish notes are not accepted), however, this service is to be phased out so an e-Visa will soon be the only option.
Cruise ship passengers who hold ‘British Citizen’ passports and arrive at tourist ports will not need a visa as long as their visit is for less than 72 hours.
We hope you found our guide to travel insurance for Turkey helpful and enjoy your next trip!
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