chat bubble headphones

Existing Customers How can we help?

We're here to help Choose the fastest way to get support

Get your quote or renewal faster

For a new quote or renewal

Speak directly with our UK-based Travel Insurance specialists, dedicated to new quotes and renewals

Live Chat

Online customer service

Get real-time support from our UK-based customer service team.

More options to get support

Online self-service

Instant — no waiting

Quick and easy access to online self-service, available 24/7, anytime, anywhere. You can have your documents resent, update your address or contact details, and much more.

Help Centre & FAQs

Find quick answers to frequently asked questions by our customers.

Call us

Increased waiting times

Due to high demand, wait times are currently longer than usual. For faster support, our customers use online self-service or our live chat.

Travel with confidence

Get your Travel Insurance now

Home » Blog » Travel Advice » Does having a heart attack affect Travel Insurance?

Does having a heart attack affect Travel Insurance?

We've answered some of the most common questions you may have about how a heart attack affects your Travel Insurance.

Letitia Smith
Travel Insurance Expert
Last updated January 27 2026
5 min read

 

If you’ve had a heart attack, you may be curious about how this affects your Travel Insurance. You might also have struggled to get cover for your holidays. To help you continue to travel after a heart attack, we’ve answered some of the most common questions about how it affects your Travel Insurance.

Can I still get Travel Insurance after a heart attack?

This depends on your chosen provider and the type of policy you purchase. Some cannot cover pre-existing medical conditions, so you must carefully examine your policy. You may find that some companies can only provide heart attack cover after a certain amount of time. As a specialist provider of travel insurance with medical conditions, AllClear can include cover for a heart attack, no matter how recent. As long as your doctor has not advised you against travelling, you can get cover from the right provider

Do I have to declare a heart attack when buying Travel Insurance?

Once you have found the right policy, you must tell the provider about your medical conditions, including heart attacks. If you don’t declare a pre-existing medical condition, a claim relating to it is likely to be declined.

Can I still travel if I’ve had a heart attack?

Absolutely you can, as long as you have been given the all-clear from your GP or treating physician. Travel Insurance with medical cover is even more critical than usual. Without it, you would need to pay tens of thousands of pounds should anything happen while you’re on holiday.

Will I have to pay more for Travel Insurance if I’ve had a heart attack?

The simple answer is yes; you will need to pay more to include cover for a medical condition like a heart attack. The extra premium will always be far less than it would cost you to have treatment for your heart attack while overseas. If you’ve had a heart attack, with the right cover you can still travel and experience everything the world has to offer. Get in touch for a quote from AllClear Travel Insurance and travel with confidence.

Letitia Smith
Travel Insurance Expert

Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.

experts shield

Our content is created and reviewed by a dedicated team of experts