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Why do you need Travel Insurance for Spain?

Travel Insurance will provide you with the confidence you need to travel safely. To avoid unexpected medical bills or cancellation costs when travelling to Spain, you’ll need comprehensive cover.

It’s time that you travelled to Spain with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to Spain

Spain has always been a favourite holiday destination for us Brits.

From vibrant cities such as Barcelona and Madrid to the rural south-western wine regions of Andalusia, Spain offers endless new experiences.

Whatever your trip to Spain may involve, it’s essential that you have comprehensive cover. Choose an AllClear Travel Insurance policy and we will:

  • Help you travel safely
  • Help you understand what policy you need and what cover benefits it includes
  • Answer your frequently asked questions before you travel

As the UK’s No.1 for travel insurance2, we’ve covered over 3 million people. When you join us, you too you can benefit from:

What should a Travel Insurance policy for Spain cover?

When making your choice, look for high-quality cover that includes the following:

Emergency medical expenses – considers all pre-existing medical conditions and any unforeseen medical treatment that might be needed while you’re away.

Repatriation to the UK – offering you medical transport back to the UK; this is not covered under any other scheme like GHIC.

Cancellation and Curtailment – a good policy will also include cancellation cover should you need to cancel or cut short your trip, including circumstances where you’re required to self-isolate.

Baggage and personal property – if your personal property, including your passport, is lost, damaged or even stolen, a good policy will cover you for losses and offer emergency help when needed.

Discover our full list of benefits that we can offer you below:

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Travel Insurance for the Spanish islands

Many Brits love to visit Spain year after year, whether it’s your first time or thousandth it’s always a fantastic experience. If you enjoy the Spanish culture and want to explore it further, we also offer comprehensive cover for:

La Gomera

Are you visiting your own property in Spain?

If you’re visiting your own property and are unsure about needing cover, then let AllClear help.

We offer Long-stay Travel Insurance, so you can make the most of your time in Spain from the comfort of your holiday home while having the protection of comprehensive cover.

We also offer Annual Multi-trip Travel Insurance, which would enable you to travel to your own property in Spain as well as to other destinations throughout the year. However, this type of policy limits the number of days you can travel on one trip to 45 days.

To find out more, get a quote or speak to one of our specialists today.

Join the UK’s most trusted Travel Insurance provider1

Did you know that 97%4 of our customers rate us as ‘Excellent’ or ‘Great?’
Here’s what they have to say about us:

When you have medical issues, they are ready to help with form filling.

“When I travel abroad to see my son and daughter-in-law in Spain, I always use AllClear Travel. I have many medical issues, and their staff are very helpful and friendly when I need help to complete the medical section of their form. I find their prices on par with their competitors. AllClear Travel has never let me down. Have recommended them to my friends.” – Rosemary

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

European Heatwave FAQs

Can I get a refund if I cancel due to a heatwave?

This will depend on your holiday provider’s refund policy. You should contact them directly. You may only get a refund if there is official advice not to travel.

Is it safe to travel to Europe during a heatwave?

The FCDO has not warned against travelling to Europe, but you should check their latest advice before you go. You should also take precautions and drink plenty of water to stay safe.

Does travel insurance cover heatwaves?

You cannot claim under your Travel Insurance if you decide not to travel because of the heat, unless the FCDO advises against travel to your destination. Claims for cancellation will only be considered if your doctor declares you unfit to travel due to the risks associated with travelling to a destination experiencing a heatwave. Each claim will be individually assessed on a case-by-case basis.


Frequently asked questions

What does the GHIC cover in Spain?

The Global Health Insurance Card (GHIC) entitles you to the same quality of healthcare that a Spanish resident has. However, there may be medical costs that GHIC cannot cover, such as repatriation costs. While the GHIC card is not a substitute for comprehensive Travel Insurance, it is useful. You can apply for a GHIC here.

Do I need a visa to go to Spain?

If you’re planning a trip to Spain or other destinations in the Schengen area, you’ll be delighted to know that you can visit visa-free for up to 90 days.

How do I get a visa for Spain?

If you wish to stay in Spain longer than 90 days you’ll need to meet the entry requirements set out by the Spanish Government. To get a visa you should visit the Spanish consulate in the UK to find out what type of visa you require.

How much is Travel Insurance for Spain?

A Travel Insurance premium will be based on several factors. These will include your age and any pre-existing medical conditions you may have. The duration of your trip and the local medical costs of your destination will also contribute to the final price. Any optional extras or the removal of excess will also have a contributing factor to your final premium.

What areas are covered by Spain Travel Insurance?

The following areas are covered by Single Trip Travel Insurance for Spain and Annual multi-trip Travel Insurance for Europe:

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2  Ranked first Overall for Travel Insurance on from over 14,300 independent customer reviews on 27/01/2021.

3 Research-based those aged 61-65 that took part in AllClear’s Summer Survey, July 2021. 1440 respondents.

4 Based on Trustpilot reviews received during April 2021.

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 11 March 2024

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.