from £22.71 per month in December 2023^
Holiday with confidence with Over 80’s Travel Insurance. As a specialist insurance provider, AllClear can cover all your pre existing medical conditions and medical emergencies on your holidays, and can help if you need to cancel your trip.
Get your Travel Insurance quote today.
Of course! Our policies have no upper age limit, so we can offer you tailored Travel Insurance for your 80’s and beyond. AllClear Travel Insurance includes cover for pre existing conditions, emergency medical expenses and medical aids, as well as personal belongings and lost luggage.
If you are over 80 years old, you can still enjoy the benefits of our standard Travel Insurance policy, with no upper age limit. We also include emergency medical cover for serious conditions that you disclose to us.
Over 80s Travel Insurance with pre existing medical conditions enables you to keep exploring new destinations and return to the places you love. 79%2 of over 80-year-olds we surveyed hope to travel twice or more in 2023. More than 1 in 10 (16%) are even planning to take four or more trips. If you’re one of the many over 80s planning to make the most of your travel opportunities, you’ll need over 80s Travel Insurance with no upper age limit.
A pre-existing medical condition is any condition you have;
Been diagnosed with
Had a follow-up appointment for
Taken prescribed medication in the last five years.
Some examples of pre existing medical conditions we can cover are:
High Blood Pressure
“Travel insurance is a must-have for anyone who wants to explore the world, but especially for over 80s. You can cover yourself for unexpected medical expenses, trip cancellation, lost luggage, and more. Travel Insurance can also give you peace of mind and confidence to enjoy your trip without worrying about what might go wrong. You never know when you might need it, so it’s better to be safe than sorry. Travel insurance for over 80s is affordable and easy to arrange.”
Letitia Smith MSc, Travel Insurance expert
Travel Insurance premiums depend on the a number of factors, such as your age, destination and medical screening. For example, Spain, the United States, and Canada are among the more expensive countries to receive medical treatment, resulting in a higher premium.
AllClear Travel Insurance covers every country, with some of our most popular destinations below.
We’re dedicated to customer satisfaction and delivering you peace of mind. We always make sure that we put their needs first. Discover more about the AllClear experience from our over 80s travellers.
Travel Insurance for over 80s can be challenging to find, but we have over 20 years experience as specialists covering older travellers. Hear from those who have already discovered and travelled with AllClear.
“As I will be 80 later this year, the travel insurance I have with my bank will no longer apply. So, I needed to secure another comprehensive policy for a future cruise. I had been recommended AllClear by fellow cruisers; who in their own words have significant medical conditions. I have now arranged an AllClear policy and would like to place on record that the service I received from Liz was absolutely first class. She explained everything and updated a previous quote which I had obtained on-line. She was patient and gave me all the time I needed.
This gave me the confidence that I was dealing with a quality organisation. I had previously been concerned that it would be difficult and expensive to obtain insurance at my age and with my medical history. I am fit but have had past operations and treatments; and still need eye treatment. I need not have worried. AllClear is geared up to welcome the ‘mature’ traveller. I highly recommend this company.” – Simon
AllClear Medical Travel Insurance for people over 80 offers a host of optional extras that enable you to tailor your policy to suit your specific needs, with no age limit.
Specialist Cruise Insurance: add cruise cover to your policy to ensure you are fully covered for cruise specific issues, including; itinerary change, unused excursions and cruise interruption.
Gadget Cover: personal electronic items that you may want to travel with can be covered by an AllClear policy as well.
Golf Travel Insurance: add golf cover to your AllClear policy if you are planning to play golf on your holiday, and let us protect your golf equipment as well as other aspects of your golf holiday.
GHIC (Global Health Insurance Card) has replaced the EHIC (European Health Insurance Card) and ensures that UK residents still receive the same care as citizens of that country while travelling in the EU. However, the GHIC does not cover all medical costs that may occur while you are away. It’s essential to also have a comprehensive Travel Insurance policy before you leave the UK.
From deciding where you want to visit to which activities you’ll be up to, planning for a holiday can be very exciting! But there’s so much to think about…
See your doctor before you travel: Before you travel, it can be a good idea to see your GP to talk through your plans. They’ll be able to tell you if they have any concerns about you travelling or they’ll declare you fit to travel. Seeing your doctor before travelling is also a good idea if you take regular medication or have pre existing conditions.
Travelling by plane: If you’re flying, see what your airline can offer you to make your trip easier. Priority boarding can help you avoid the hustle and bustle of everyone boarding the plane all at once. If you have trouble walking or standing for long periods, you might be able to request a wheelchair at the airport or be taken to your terminal by wheelchair.
Staying healthy when abroad: Drink plenty of water and remain well hydrated, especially if you’re going to a hot country. While excursions and days out can be great when you’re on holiday, don’t feel you have to see and do everything. You can still embrace adventure as a travelling senior.
The cost of Travel Insurance usually increases with age, as older people tend to have more medical conditions and are more likely to require emergency medical treatment on holiday. Therefore, premiums increase to cover the higher risk.
As with any policy, you can get your over 80 Travel Insurance before or after you’ve booked your trip, but it must be before you travel. However it is beneficial to buy your Travel Insurance as soon as you book your trip.
Single trip Travel Insurance policies can be purchased up to 12 months before your trip. The cover begins immediately after purchase, if you have chosen a policy that includes cancellation cover.
Annual Travel Insurance can be purchased up to 60 days before your chosen start date. Cover will only begin on the chosen start date of your policy.
Written by: Letitia Smith | Travel Insurance ExpertLast Updated: 4 December 2023
* With a purchase of an AllClear branded policy, you’ll automatically enter the £500 prize draw. Plus, you’ll get 20% off the base price of your policy. Discount does not apply to any premium generated to cover medical conditions and optional extras. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 4/12/23. T&Cs apply
2 Based on the AllClear Annual Survey, Jan-Feb 2023. 376 respondents over the age of 80.
^£22.71 per month for a 80 year old with no medical choosing an AllClear Gold excluding cancellation cover annual multi-trip policy to Europe. Price is correct as at 01/12/23.
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