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Home » Travel insurance » Single Trip Travel Insurance

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Looking for travel insurance for a single trip?

Single trip travel insurance protects you from medical emergencies, loss or damage to personal possession and cancellation of your holiday. If you’re only going away once in a 12 month period, then this type of cover is suitable and will give you peace of mind on your travels.

Plan your trip with AllClear. Our single trip branded policies include Superior2 rated Covid cover for FREE.

Single trip Travel Insurance for medical conditions

One in two (54%) travellers live with at least two medical conditions3. More than one in four (27%) have more than three medical conditions3. So, it’s essential that you buy Specialist Medical Travel insurance to cover you.

When buying single trip travel insurance, you’ll need to declare any pre-existing medical conditions.

Here are some of the most common pre-existing medical conditions we cover:

AllClear has covered over 1300 diverse conditions over the years. We’ve helped many people to enjoy their dream holiday with our single trip policies. Discover how we helped Heart transplant patient Nicole venture to Disneyland.

Don’t overlook your travel insurance. It’s just as important as knowing your flight times and having an in-date passport.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Planning and protecting your holiday abroad

Things to know before you go:
  • Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs  for more details)
  • Check any entry requirements and quarantine requirements for your chosen destination
  • Choose a Travel Insurance policy that includes Covid-19 Cover
  • For information on how Covid might affect your trip, visit our dedicated FAQs page

Travel Insurance with Covid cover

You’ll need Travel Insurance with Covid cover wherever you’re travelling to.

Single Trip Travel Insurance with Covid cover will give you peace of mind. It will protect you against Covid-related medical emergencies or cancellations.

AllClear single trip Travel Insurance includes Superior2 rated Covid cover for FREE so that you can travel safely.

Flexible single trip holiday insurance

Our AllClear single trip Travel Insurance policies can be tailored to your holiday. With the following optional extras, you can be covered for several holiday activities.

Travel Disruption covers you for weather disruption or civil unrest.

Gadget Cover – If you damage or lose your electronic devices, his type of cover will protect you from financial loss.

Travel Companion – If you need to cancel your holiday due to your medical conditions, this cover protects your travelling party.

Golf Cover – gives you confidence in your golf equipment, and other aspects of your golf holiday are covered.

One trip travel insurance for a cruise

At least one in ten (14%4) of those we surveyed intend to enjoy a cruise this year. Travel Insurance for a cruise is essential. This type of cover also includes cruise specific benefits, such as:

  • Missed port departure
  • Cabin confinement
  • Itinerary change
  • Unused excursions
  • Cruise interruption

Travel insurance for a single trip and GHIC cover

If your one trip is a European getaway, applying for a Global Health Insurance Card (GHIC) would be sensible. However, Travel Insurance is still required. The scheme can provide emergency medical healthcare but doesn’t cover everything.

For example, the GHIC doesn’t cover repatriation (medical transport back to the UK); you can be left with a huge bill. Depending on the destination of your trip, the cost differs significantly. For example, repatriation from Spain to the UK is £18,000.

Join the 3 Million+ travellers we’ve helped cover

97%5 of customers rate us as Excellent or Great. Hear what our Single trip customers say:

Fantastic service with AllClear…

“Fantastic service with AllClear for another single trip. They have been so helpful with my serious medical conditions. The advisors I have spoken to have been friendly and empathetic, including Beverley. Thank you.” – Micheal Lane.

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently asked questions for Annual Multi-trip Travel Insurance

What is single trip travel insurance?

A Single trip Travel Insurance policy covers you for one trip. This type of policy is perfect for longer trips. It’s great if you are only going away once a year. If you travel more than once a year, an annual multi-trip cover may be more suitable.

Why can Annual Multi-trip Travel Insurance be more cost-effective than single trip

Annual Multi-trip Travel Insurance can be more cost-effective than a single trip. According to the British Insurance Brokers Association (BIBA), this is based on how insurers calculate risk.

Consumer champion, Which? found that, if you’re going on three holidays, each of one week or more, an annual policy will be cheaper every time.

What does single trip Travel Insurance cover?

Single Trip Travel Insurance covers costs relating to; unexpected medical emergencies, repatriation, cancellations, and damage or loss of personal property.

Citizens advice highlights the importance of having Travel Insurance. They state that without it, ‘you may find yourself stranded with no way to get home and no one to help sort out your holiday problem’.

When should you start single trip travel insurance?

Full benefits begin on the travel dates you have selected. Though, if you have chosen cancellation cover to be included, this cover starts as soon as you buy your policy. For this reason, it’s essential to buy your travel insurance as early as possible. Money-saving expert Martin Lewis comments: “If you have booked your holiday, but don’t have travel insurance, do it tonight. Otherwise, you’re running a risk. Don’t leave it; that’s pointless.”

How much is single trip Travel Insurance?

The cost of a single trip travel insurance policy will vary from person to person. The premium is based on trip duration, destination, age and medical conditions.

When booking Travel Insurance for a single trip, what dates do you put in to cover cancellation?

You can buy your single trip Travel Insurance up to 12 months before your holiday. If you have included cancellation cover, the cover begins as soon as you buy your policy.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Covid cover rated Superior by a leading Independent UK Consumer Champion in 2021.

3 Based on AllClear Annual Survey 2022, January 2022, with 2,591 respondents.

4 Based on AllClear Annual Survey 2022, January 2022, with 2,707 respondents.

5 From 74,000+ Trustpilot reviews.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.