Travel Insurance For Over 60s

This policy also covers standard travel mishaps, such as trip cancellation and lost baggage.

Over 60s Travel Insurance is a specific insurance policy designed to provide cover for travellers aged 60 and older. This includes specialist cover for pre-existing medical conditions. 

Here are a few reasons why over 60s Travel Insurance is essential:

• It provides specialist medical cover tailored to you: Nearly 95% of adults aged 60 and older have at least one chronic condition. That’s why we cover over 1,300 different medical conditions when on your trip. This includes having to cancel or cut your trip short due to existing medical conditions
• We’ll cover your trip home if needed: If you need an air ambulance back to the UK and don’t have repatriation cover, you could face costs between £10,000 to upwards of £50,000. That’s not even including expenses for medical treatment. We’ll protect you so you’re covered for repatriation
• It gives you peace of mind: With access to 24/7 emergency assistance services designed for older travellers, you can travel with confidence knowing help and support are just a phone call away.

Having the right policy in place removes the ‘what if’ worries, allowing you to travel with peace of mind.

Find our different products below. We have three to choose from, Gold, Gold Plus and Platinum

If you’d like some help choosing which is best for you, give us a call.

A pre-existing medical condition is any illness or injury you’ve experienced symptoms, treatment, investigations, surgery, or medical appointments for within the last two years. 

Please remember that you must declare all pre-existing conditions on your policy.

Clinical Nurse Specialist, Kay Greveson explains more: “People often do not realise the cost of medical emergencies abroad. It’s natural that people believe it won’t happen to them, but even the most well-managed conditions need to be covered, in case the unexpected happens.”

So far, we have covered 1,300 different medical conditions., the most common include:

• Chronic illnesses – 94% of adults over 60 are currently living with at least one chronic condition, while nearly 80% have two or more. We provide cover for cancer, Crohn’s disease, IBS, gallstones and other long-lasting chronic conditions.
• Heart conditions – We cover all cardiovascular issues affecting heart function, including high blood pressure and atrial fibrillation.
• Diabetes – Disruptions in insulin production or usage affect blood sugar levels, including diabetes.
• Musculoskeletal conditions – Musculoskeletal disorders cause the most years spent in poor health for people aged 50 and over, with arthritis affecting almost 50% of adults over 65. These conditions affect your bones, muscles, and joints, including back problems and osteoporosis.
• Respiratory problems – This includes respiratory conditions that cause breathing difficulties, like asthma and COPD. 
• Neurological conditions – These are disorders affecting the brain and nervous system, like strokes, epilepsy and multiple sclerosis.
• Mental health – 16% of older adults sought treatment for depression, and we provide cover for mental health too, including issues like anxiety and depression, as well as undiagnosed medical problems.

Declaring your medical conditions is easy. You can do this online or with one of our trained professionals over the phone.

We know that flexibility is an important factor during the planning stage of a holiday. The good news? Our policies are tailored to your exact needs and preferences so you can find the best Travel Insurance to suit your needs.

There are a few types of cover available to travellers over 60:

• Single Trip Travel Insurance is perfect if you’re only planning to travel once over 12 months. They offer holiday cover for your destination of choice for trips of up to 365 days
• Annual Multi Trip Travel Insurance works well if you’re travelling more than once within 12 months. It’s usually more cost-effective than buying repeat Single Trip policies, too
• Family Travel Insurance is ideal if you’re going away with the kids or family. You can cover everyone under one policy so that everyone has the same level of protection when you travel. Plus, you won’t need to worry about sorting out cover from different providers if you need to claim
• Cruise Travel Insurance is extremely popular with over 60s travellers, with 33% of UK cruise customers being aged between 60-69. Cruise cover offers protection specific to your cruise, including onboard medical emergencies, cruise interruptions and cancellations, cabin confinement and lost luggage

We also offer optional extras for additional cover on your trip. For example, our Gadget cover insures your electronic devices and our Golf Insurance protects your golf equipment.

What better way to enjoy your retirement years than by exploring new places? We provide a range of policies to keep you covered no matter where you’re travelling.

• UK Travel Insurance will cover you for UK trips – including baggage and cancellation
• European Travel Insurance will cover you on trips to European countries, as well as Egypt, Morocco and Tunisia. This type of cover also includes protection for medical emergencies and pre-existing conditions
• Worldwide Travel Insurance provides essential cover across the globe, allowing you to travel with confidence. You can also choose whether to exclude the USA, Canada and the Caribbean

To make sure you get  the best Travel Insurance for your trip away, you will first need to complete our quick and simple 3-step screening process.

Here’s how it works.

1. Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.

2. Complete our simple medical screening process

Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health. 

This way, we can provide the cover that best suits your needs.

3. Get your quote

You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.