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Home » Travel insurance » Over 60’s Travel Insurance

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Holiday Insurance for over 60

Holiday insurance for over 60 covers you if you’re over 60 and have any pre-existing medical conditions. This means you’ll be covered for any medical emergencies while away. You won’t need to worry about unexpected medical bills.

Over 60s Travel Insurance offers peace of mind knowing you have comprehensive cover, including Superior Covid cover rated Superior by a leading independent UK Consumer Champion.

Over 60 Travel Insurance with medical conditions

We understand you want to make the most of your travel opportunities during your 60s and that it can be challenging to find Travel insurance to cover you.

As a specialist provider, AllClear offers Travel Insurance for over 60’s with pre-existing medical conditions. That meanns you can continue to travel safely right into your retirement years and beyond.

As a specialist provider of Medical Travel Insurance, we’ve covered over 1300 different conditions, including:

What counts as a pre-existing medical condition for over 60s?

A pre-existing medical condition is any illness or injury you’ve experienced symptoms, treatment, investigations, surgery, or medical appointments for within the last five years. It’s important to declare all pre-existing conditions on your policy.

Some examples of pre-existing medical conditions include:

Should you declare all of your pre-existing medical conditions?

When buying Over 60 Travel Insurance, you must declare any pre-existing medical condition you may have. If you choose not to declare all of your conditions, your policy could be invalid.

You can declare your medical conditions and get comprehensive cover in minutes – via our website or by speaking to one of our trained professionals over the phone.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Planning and protecting your holiday abroad

Things to know before you go:
  • Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs  for more details)
  • Check any entry requirements and quarantine requirements for your chosen destination
  • Choose a Travel Insurance policy that includes Covid-19 Cover
  • For information on how Covid might affect your trip, visit our dedicated FAQs page

Covid cover for the over 60s

Travel insurance with Covid cover is essential. It remains one of the top three features travellers look for when buying Travel Insurance, according to our latest survey2.

Our Covid cover will protectyou from financial loss should you need to cancel your trip due to a positive covid diagnosis. You’ll also be covered for any emergency medical care related to Covid while you’re away.

Over 60 Travel Insurance for the UK

Holiday insurance for over 60s is often considered by travellers when going abroad. However, when it comes to staycations, it can still be helpful!

While the NHS takes care of medical emergencies in Britain, UK Travel Insurance for over 60s covers cancellations and loss or damage of personal belongings.

So when you’re next taking a week or weekend away in the UK – it’s worth getting a UK Travel Insurance quote to protect your trip from any last-minute changes.

Over 60s Travel Insurance for a cruise

1 in 102 of those we surveyed are planning a cruise this year. It’s a popular type of getaway for retirees. If you’re over 60 and hoping to enjoy a riverboat or international cruise – you’ll need to buy specific  Travel Insurance for a cruise.

Cruise Travel Insurance has all the usual benefits of AllClear cover plus additional benefits specific to a cruise holiday, such as; missed port departure, cabin confinement and itinerary change.

Join over 3 million people we’ve helped cover

AllClear - Excellent

“Excellent- quick, efficient and felt valued. Paul was very polite and patient with all queries. Offered good value for those over 60 with pre-existing medical conditions” – Abraham.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently Asked Questions About Travel Insurance for over 60’s

Does being over 60 affect how long you can travel on the over 60’s Travel Insurance policy?

Over 60-holiday insurance covers you while you’re in your 60s. However, AllClear branded policies have no upper age limit. You can travel With AllClear at any age with our Seniors Travel Insurance.

Does the over 60’s Travel Insurance cover include repatriation?

Yes. Cover for repatriation back to the UK also extends to any other travelling member listed on your policy.

Can you get over 60’s cover if you’re on a waiting list for treatment?

Yes, be sure to answer that you are on a waiting list for treatment during the Medical Warranty section of your quote.

Plus, if you’d like to be covered for cancelling your holiday due to being on the waiting list, add Waiting List cover as an optional extra.

Can someone else join your Travel Insurance policy if they’re under 60?

Yes, they can.

Being on the same policy as a friend or family member also has many great benefits. For example, if you have selected cancellation cover as part of your policy, you can both benefit from it if you need it.

How often can you travel with over 60’s Travel Insurance?

Travel insurance for over 60 can be bought as an Annual Multi-trip Travel Insurance policy. An Annual Travel Insurance policy will enable you to take any number of trips during the year. Rather than telling us exactly where you’ll be, you only need to select your preferred region of the cover.

However, there are restrictions on the length of time you can be away for any one trip.

92 days on a single trip Travel Insurance policy for online quotes or 180 days when calling us.
45 days on annual multi-trip policies as standard – or extend your stay up to 55 days!

The maximum trip duration does change between annual multi-trip policies.

For example, you can travel up to 45 days per trip for unlimited trips with the AllClear Gold and Gold Plus annual multi-trip cover. And if needed, you can easily extend this with additional days for only a small premium.

Where can you travel to with AllClear’s over 60’s Travel Insurance?

Over 60 Travel Insurance by AllClear offers cover to all destinations. For a single trip policy, enter the name of the country you are visiting. For an annual policy, you have three regions to choose from: Europe, Worldwide excluding North America, and Worldwide including North America.

Which pre-existing medical conditions are not covered?

AllClear’s Travel insurance for the over 60 covers ALL pre-existing medical conditions. However, Travel Insurance is based on an individual’s circumstance rather than the condition alone. Therefore the only way to know if you can get cover is to declare all your pre-existing medical conditions during the medical screening process.

Are there any exclusions for over 60’s Travel Insurance?

Winter Sports is available as an Optional Extra up to the age of 65 on AllClear Gold and Gold Plus policies.

we have a diverse list of other Optional Extras available to boost your cover, such as:

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 The research was carried out by AllClear among 2,578 people over the age of 50. The survey was conducted online.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.