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from £3.16 per month in December 2023^
Asthma travel insurance covers you if you’re living with Asthma and wish to travel with confidence. This type of insurance covers you for medical emergencies, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are on holiday.
What if your asthma took a turn for the worst while on holiday because you were exposed to a trigger that you do not often experience in your daily life? What if your inhalers are lost or stolen?
These are important considerations, whether your asthma is severe and you use asthma medication daily or you have mild asthma.
If you have a specialist asthma travel insurance policy, you‘ll be covered if you need unexpected medication or have to be admitted to hospital during your holiday…
Whether your asthma is mild or severe, you’re still susceptible to an asthma attack. If anything were to trigger an asthma attack whilst on holiday, or if you lost your inhaler or it got stolen, you want to make sure you will have access to a 24-hour emergency medical assistance line from abroad or to claim for any unplanned medical treatment and replacement medication.
Providing you have fully declared your asthma, and any other condition you live with, a comprehensive policy should cover you:
*Providers will vary, so do check the cover limits of the policy you intend to purchase.
Our customers are confident in the service we provide which is reflected in our 5 star Trustpilot rating.
It’s essential to declare your asthma when completing your quote so that you are covered for any asthma related complications you could potentially have while you’re away.
As part of our medical screening process, you’ll be asked to provide information about your previous and current state of health. There are a few easy to answer questions about your personal details and then you move onto the pre-existing medical conditions section where you answer questions on recurring illnesses, on-going or lifelong conditions, previous surgeries and any conditions you’re currently suffering living with.
This information will then be used to determine your premium (the amount of money you pay for your insurance). Our bespoke system then generates a list of suitable quotes from our providers in price order for your review.
An annual multi-trip policy allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days.
If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.
We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.
It’s essential to declare your asthma when completing your quote; no matter how mild it is.
However, we understand that the severity of asthma varies. That’s why, the multiple-choice medical questions allow you to detail how mild or severe your asthma is.
We use this information to determine your premium (the amount of money you pay for your insurance) and offer a range of fairly priced quotes for you.
If your asthma gets worse, you can amend your policy to ensure you are fully covered. Please notify us at the earliest opportunity and in particular before you book or commence your trip.
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^£3.16 per month for a 50 year old with asthma choosing an AllClear Gold annual multi-trip policy to Europe. Price is correct as of 01/12/23.
Written by: Nick HeadyLast Updated: 4 December 2023
[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.