Get covered for your trip to France. From Lyon and Lille to the sights of Paris, travel with confidence with AllClear.
What is France Travel Insurance, and do you need it?
France is the 2nd most visited holiday destination for Brits, with 9.2 million visitors from the UK in 2023. Paris is considered one of the most popular places to visit in the world, with 2.6 million Brits going there in 2023. It’s easy to see why. French food and plenty of sunshine make it an appealing destination. But visiting France doesn’t come without risk. France Travel Insurance means that we’ll be there for you if something goes wrong.
We cover costs from medical emergencies, even if you have a pre-existing medical condition. We’ll also cover you for lost luggage, cancelled holidays2 and travel delays.
- Car crashes in Northern France are very common for Brits, as many of us drive through France to get to other European countries. Half of British hospitalisations and deaths in France are related to road accidents. If you need emergency medical treatment in a French hospital, the costs could be very high.
- France is a top skiing destination, but accidents are common with winter sports. More than 24,000 people were hospitalised in France with skiing injuries during the 2022/23 ski season. If you need to be airlifted off the mountain, the cost can be as high as £75 (about €87) per minute of flying time.
- Pickpocketing and theft are common, especially in tourist areas and on public transportation in cities like Paris. Try and be vigilant about your belongings. Consider comprehensive Gadget Cover so you can replace your devices if they are stolen.
Getting the right Travel Insurance policy is the key to travelling with peace of mind. 98% of our customers would recommend us to family and friends, so you’re in good hands3.
What does AllClear’s France Travel Insurance cover?
Our France Travel Insurance covers you for unexpected medical costs, lost luggage and cancelled flights2. We also provide specialist medical cover for over 1,300 medical conditions. This means you can explore the world with confidence, knowing you’re covered for emergency treatment.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment2. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your France Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details of cover, please see your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for France with pre-existing medical conditions
We’re Specialist Medical Travel Insurance providers, and 62% of our customers have more than one pre-existing medical condition4. So, if you’ve got a pre-existing condition, you’re in good hands. We’ll protect you should you face any unexpected costs due to your condition while you’re on holiday. You’ll need to declare any pre-existing medical conditions while getting your Travel Insurance quote. We’ll ask you some questions so your policy is perfectly tailored to suit you. This means we’ll ask you some questions during this process, such as:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
We can cover more than 1,300 conditions, including:
- Respiratory problems – This includes conditions that cause breathing difficulties, like asthma and COPD.
- Neurological conditions – Disorders affecting the brain and nervous system, like epilepsy and multiple sclerosis.
- Mental health – Including anxiety and depression.
- Chronic illnesses – We cover cancer, Crohn’s disease, IBS, leukaemia and other long-term conditions.
- Heart conditions – We cover all cardiovascular issues affecting heart function, including high blood pressure and atrial fibrillation.
- Musculoskeletal conditions – Conditions that affect your bones, muscles, and joints, including back problems and osteoporosis.
Find the best France Travel Insurance for your trip
Our policies are tailored to match you and your trip. We can cover you, your companions and even golf clubs, so you’re covered in the event of an emergency.
- Single Trip Travel Insurance: Our Single Trip policies cover you for one trip of up to 365 days of consecutive travel.
- Annual Worldwide Travel Insurance: Save time and money if you plan a few yearly trips. With AllClear, you can choose between two options – cover anywhere in the world, including the USA, Mexico, Canada, and the Caribbean or cover anywhere in the world that excludes those destinations.
- Cruise Cover:Protect yourself against cabin confinement and unused excursion fees. We’ll even cover the cost of airlifting back to the mainland if you’re unwell.
- Gadget Cover: Standard baggage insurance often does not include any of your gadgets, making this a must-have for anyone travelling with laptops or tablets.
- Golf Cover: Don’t fret about your unused Greens Fees or damage to your beloved clubs. Our Golf Cover covers you for up to £750 for any Golf Equipment.
How our Travel Insurance for France works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you and your travel companions are taking here. This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“With good wine, cheese and weather, it’s easy to see why so many Brits love visiting France. From the romance of Paris to the charm of Provence, there’s something for everyone. Although it’s not too far away, it’s important to make sure you’re covered in case of any emergencies. An air ambulance from France can set you back around £10,000 – so having repatriation cover is crucial.”
What our customers say
A pleasurable experience!
“We needed travel insurance for our trip to France in the Spring. My phone call was answered without any delay which is quite unusual these days! It was fairly complicated because of all our medical conditions, but Helen, who dealt with me, was very helpful and clear with all the information. The price of the policy was acceptable to me and all was completed with no fuss.”
– Patricia
– Date of experience: January 11, 2024
There’s a reason 98% of our customers would recommend us to family and friends3. Here’s what they have to say about us.
What our Customers Say
Frequently asked Questions on France Travel Insurance
Do you need Travel Insurance for France?
It is not mandatory to have Travel Insurance to enter France. However, the UK Government and the NHS both recommend that you have private Travel Insurance with medical cover if you’re travelling to France, even if you have a GHIC.
How much is Travel Insurance for France?
The cost of any Travel Insurance policy is based on multiple factors, including:
- Your age
- Your medical history
- Your destination – even the particular area of France you’ll visit
- How long you’re going for
Because each of these can vary so much for each person and trip, there is no standard price for Travel Insurance for France.
Does the GHIC/EHIC card cover France?
The GHIC (previously EHIC) will cover you for any emergency medical treatment while you are in France. However, the UK Government advises that the GHIC is not a replacement for Travel Insurance. You should have both the GHIC and Travel Insurance with medical cover. The GHIC will not protect you against the following:
- Changes or cancellations of your travel or accommodation bookings.
- Additional standard costs for treatment.
- Medical repatriation back to the UK.
- Treatment that is ruled non-urgent.
Even if you have the GHIC, you will be expected to pay all or some of the costs upfront for treatment and claim reimbursement afterwards. The GHIC is not intended to offer comprehensive cover.
Is healthcare free for tourists in France?
Healthcare is not free for tourists in France. UK Nationals are strongly advised to get the GHIC and private Travel Insurance with medical cover before travelling to France. The GHIC will enable you to receive emergency medical treatment on the same terms as a French national. However, the treatment is not free at the point of sale, and you will be expected to put a down payment on any treatments or surgeries.
Once the treatment has happened, you can claim a refund. Tourists without a GHIC or travel insurance will have to pay the full costs of any medical treatment received in France out-of-pocket.
Do you need additional cover to go skiing in France?
It is recommended that you get Winter Sports cover if you plan to go skiing in France. Winter Sports cover protects you against skiing-related mishaps, such as if you need to be airlifted off the side of the mountain to a hospital. Winter Sports cover also covers you if:
- Your skiing equipment is damaged, lost or stolen. We’ll cover the cost of repairing or replacing it, up to £500.
- The pistes are closed. We’ll contribute towards the cost if you have to travel to another resort to ski or cannot ski at all.
- Your skis don’t arrive with you. If your airline or other carrier delays your skiing equipment for over 12 hours, you’ll get up to £150 for hiring replacement equipment.
- You’re sick or injured. You’ll be covered for up to £400 of unused parts of a ski trip if you’re too unwell or injured and can’t ski. You’ll need to be medically certified as being unfit for your activity by a doctor at the resort.
Do you need Travel Insurance for a day trip to France?
Heading for a quick city break to Paris? Or jumping on the ferry to Calais? Having Travel Insurance on a day trip to France is not a legal requirement, but it is still advisable. Although you are not going for very long, accidents can occur any time. Without Travel Insurance, you will be liable for the cost if anything happens – like a medical emergency.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Whether you’re planning a group holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
