AllClear Terms and Conditions

Last updated on March 9th, 2026 at 12:26 pm

Cover Offered

All ages.

AllClear does not operate a maximum age limit for single trip or annual multi-trip policies. Children under 18 can be covered but there must be an adult named on the policy too.

All conditions.

AllClear does not exclude cover for any individual medical condition or condition groups. Whilst we endeavour to include as many conditions and synonyms as possible in our database we do not guarantee that every condition can be found. If you cannot find your specific condition then please call our contact centre who will advise how to screen and cover your condition. AllClear does not guarantee that it will be able to offer cover in all circumstances if a combination of age, policy type, number and severity of pre-existing medical conditions exceeds our underwriting limits. AllClear can only offer cover for a terminal prognosis if the prognosis is more than 6 months at your trip return date.

Quote Prices

The prices shown on this website are only valid at the time they are generated.  We reserve the right to change our prices or other details at any time. Prices may fluctuate. If you purchase a policy over the phone our sales consultants will confirm the correct price before you make a purchase. We reserve the right to withdraw prices without notice.

Discounts

• Discounts are only available for AllClear Gold, AllClear Gold Plus and AllClear Platinum policies.
• Percentage discounts (e.g. 15%, 20% etc.) are available to customers who purchase a policy and are applied as detailed in the promotional material.
• Sometimes our promotional offers will be exclusive to policies purchased through either our Call Centre or online at allcleartravel.co.uk.
• Discounts only apply to the base premium of your travel insurance quote and do not apply to any premium generated to cover medical conditions.
• Unless specifically stated in the promotional material, percentage discounts are not applicable to AllClear Cruise Gold or AllClear Cruise Platinum policies.
• Policies can be purchased over the phone or online at allcleartravel.co.uk.
• To qualify for the relevant discount, customers must quote the discount code at the time of purchase.
• Customers must refer to the promotional material for qualifying dates, if applicable.
• The discount value is as stated on relevant promotional material.
• AllClear reserves the right to change the offer at any time.
• No cash alternative will be given.
• The offer cannot be redeemed against existing policies.
• The discount offer cannot be used in conjunction with any other offer.
• Only one discount can be applied to each policy. Some discounts are offered via promotional code and some are generated by our system. For an extremely small number of policies (0.3%) a system generated discount will supersede promotional discounts, for example where very complex medical conditions generate a significantly high premium, AllClear may choose to substantially discount this, to offer cover to customers who without this discount may not have access to comprehensive, affordable cover. This type of discount may apply for new as well as returning customers. We hope this makes a difference in the marketplace and aligns our core values with our customers. We believe everyone has the right to travel.
• AllClear reserves the right to amend these rules at any time.

Enter AllClear’s New Year Sale 2026 Prize Draw Prize Draw – T&C’s

Terms and Conditions

New Year 2026 Prize Draw

1. The closing date of AllClear’s New Year Sale 2026 Prize Draw is 23:59 on 02 March 2026.*
2. The draw promoter is IES Limited (“Promoter”).
3. AllClear Travel Insurance is arranged by IES Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and Regulated by the Financial Conduct Authority firm reference number 311244. AllClear is a registered trademark. IES Limited acts as agents of the insurer in collecting premiums; such monies are deemed to be held by the insurers with which your insurance is arranged.
4. One winner will be chosen at random from all eligible entries using a computerised random draw.
5. You must have completed a quote for travel insurance with AllClear Travel Insurance UK to be eligible for the draw. All quotes generated from 00:00 on 19 December 2025 until 23:59 on 02 March 2026 will be entered into the prize draw. There is no obligation to purchase a policy to be considered eligible.
6. The draw will take place on 10 March 2026.
7. The Promoter will notify the winner by no later than 11 March 2026.
8. Entrants must be available on 11 March 2026 to confirm their email address and bank transfer details.
9. If a winner does not respond to the email confirmation request by 13 March 2026, they will forfeit the prize and an alternative winner will be selected.
10. The Promoter may publish or make available the winner’s first name and county of residence to confirm that a valid award has taken place. By entering, participants acknowledge that these details may be disclosed on the Promoter’s website, social media channels, or other promotional materials.
11. If the winner objects to the publication of this information, they must notify the Promoter at the time of acceptance. The Promoter will respect such objections but may still be required to provide limited information to regulatory bodies on request.
12. The prize for the winner is £3,500. A bank transfer will be arranged by AllClear in accordance with the details provided and confirmed by the winner.** The prize is not negotiable or transferable.
13. Payments to the winner may take a minimum of 14 days to be processed after their details have been confirmed.
14. All data collected from entries may be used anonymously for publicity on the AllClear website or other AllClear marketing channels.
15. Entrants must be over 18 years old and resident in the United Kingdom.
16. Only one entry per household is permitted.
17. Place of draw: 1, Redwing Court, Ashton Road, Romford, Essex, RM3 8QQ
18. Any dispute regarding this promotion will be referred to the Promoter’s CEO, whose decision will be final.
19. Entrants must not be employees, or relatives of employees, of any company within the AllClear group.
20. Entry implies acceptance of these Terms and Conditions.
21. Winners’ names will be made available on request.
22. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
23. AllClear reserves the right to amend these Terms and Conditions at any time.
24. The Promoter will only process your personal information as set out in the PRIVACY POLICY.
25. If there is any reason to believe that there has been a breach of these Terms and Conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the prize draw.
26. The Promoter reserves the right to hold void, suspend, cancel, or amend the prize draw where it becomes necessary to do so.
27. These Terms and Conditions are governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom.

* AllClear reserves the right, in its absolute discretion, to extend the closing date and any other subsequent dates in the timeline.
** AllClear reserves the right to substitute the prize for another product of the same value.

AllClear Annual Survey 2026 Prize Draw

1. The closing date of AllClear’s Annual Survey 2026 Prize Draw is 23:59 on 10 March 2026.*
2. The draw promoter is IES Limited (“Promoter”).
3. AllClear Travel Insurance is arranged by IES Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and regulated by the Financial Conduct Authority with firm reference number 311244. AllClear is a registered trademark. IES Limited acts as agent of the insurer in collecting premiums; such monies are deemed to be held by the insurers with which your insurance is arranged.
4. One winner will be chosen at random from all eligible entries using a computerised random draw.
5. You must have completed AllClear’s Annual Survey 2026 to enter the draw. All entries completed by 23:59 on 10 March 2026* will be entered into the prize draw. There is no obligation to purchase a policy to be considered eligible.
6. The draw will take place on 12 March 2026*.
7. The Promoter will notify the winner by no later than 12 March 2026*.
8. Entrants must be available on 13 March 2026* to confirm their email address.
9. If a winner does not respond to the email confirmation request by 16 March 2026,* they will forfeit the prize and an alternative winner will be selected.
10. The Promoter may publish or make available the winner’s first name and county of residence to confirm that a valid award has taken place. By entering, participants acknowledge that these details may be disclosed on the Promoter’s website, social media channels, or other promotional materials.
11. If the winner objects to the publication of this information, they must notify the Promoter at the time of acceptance. The Promoter will respect such objections but may still be required to provide limited information to regulatory bodies on request.
12. The prize for the winner is £250 cash. A bank transfer will be arranged by AllClear in accordance with the details provided and confirmed by the winner.** The prize is not negotiable or transferable.
13. Payments to the winner may take a minimum of 14 days to be processed after their details have been confirmed.
14. All data collected from entries may be used anonymously for publicity on the AllClear website or other AllClear marketing channels.
15. Entrants must be over 18 years old and resident in the United Kingdom.
16. Only one entry per household is permitted.
17. Place of draw: 1, Redwing Court, Ashton Road, Romford, Essex, RM3 8QQ.
18. Any dispute regarding this promotion will be referred to the Promoter’s CEO, whose decision will be final.
19. Entrants must not be employees, or relatives of employees, of any company within the AllClear group.
20. Entry implies acceptance of these Terms and Conditions.
21. The winner’s name will be made available on request.
22. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
23. AllClear reserves the right to amend these Terms and Conditions at any time.
24. The Promoter will only process your personal information as set out in the PRIVACY POLICY.
25. If there is any reason to believe that there has been a breach of these Terms and Conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the prize draw.
26. The Promoter reserves the right to hold void, suspend, cancel, or amend the prize draw where it becomes necessary to do so.
27. These Terms and Conditions are governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom.

* AllClear reserves the right, in its absolute discretion, to extend the closing date and any other subsequent dates in the timeline.
** AllClear reserves the right to substitute the prize for another product of the same value.

The World’s Oldest Jetsetter Competition – Terms & Eligibility

Nominations for the ‘World’s Oldest Jet-Setter’ are open to UK residents aged 70 or over at the time of entry. Individuals may nominate themselves or be nominated by a friend or family member by completing the Google form. The closing date of the Competition is 23:59 on 13th March 2026. * There is no obligation to purchase a policy to be considered eligible. 

The Competition promoter is IES Limited (the “Promoter”). 

To be eligible, nominees must hold a valid UK passport and confirm that they are medically fit to travel in line with airline and accommodation provider requirements. 

One winner will be selected on the 16th of March 2026* by an independent judging panel appointed by the Promoter, based on age and evidence of continued interest in travel, as demonstrated in the nomination. 

The Promoter will notify the winner by no later than the 20th of March 2026*. Entrants must be available on 20th March 2026* to confirm their email address. If a winner does not respond to the email confirmation request by the 27th of March 2026, * they will forfeit the prize, and an alternative winner will be selected. 

The prize is a trip worth up to £1,000, where the winner will be provided with vouchers for flights from flightgift.com and accommodation via hotels.com, along with £400 spending money**. Vouchers must be used within the time limits and subject to the terms and conditions set by the voucher providers. 

The prize is non-transferable, non-exchangeable and no cash alternative is available.  

The winner is responsible for arranging their own travel insurance and ensuring they have appropriate cover for the duration of the trip. 

Any costs outside the agreed prize inclusions will be the responsibility of the winner. 

By accepting the prize, the winner agrees (i) to provide photos and/or quotes from their trip and (ii) to pose for a reasonable number of photos to be taken by the Promoter’s photographer, in both cases for use in campaign and editorial content. 

The Promoter may publish or make available the winner’s first name and county of residence to confirm that a valid award has taken place. By entering, participants acknowledge that these details may be disclosed on the Promoter’s website, social media channels, or other promotional materials. 

If the winner objects to the publication of this information, they must notify the Promoter at the time of acceptance. The Promoter will respect such objections but may still be required to provide limited information to regulatory bodies on request. 

Only one entry per household is permitted. 

Any dispute regarding this promotion will be referred to the Promoter’s CEO, whose decision will be final. 

Entrants must not be employees, or relatives of employees, of any company within the AllClear group. 

Entry implies acceptance of these Terms and Conditions. 

Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected. 

The Promoter reserves the right to amend these Terms and Conditions at any time. 

The Promoter will only process your personal information as set out in the PRIVACY POLICY. 

If there is any reason to believe that there has been a breach of these Terms and Conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the Competition. 

The Promoter reserves the right to hold void, suspend, cancel, or amend the Competition where it becomes necessary to do so. 

These Terms and Conditions are governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom. 

AllClear Travel Insurance is arranged by IES Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and regulated by the Financial Conduct Authority with firm reference number 311244. AllClear is a registered trademark. IES Limited acts as agent of the insurer in collecting premiums; such monies are deemed to be held by the insurers with which your insurance is arranged. 

* AllClear reserves the right, in its absolute discretion, to extend the closing date and any other subsequent dates in the timeline. 

** AllClear reserves the right to substitute the prize for another product of the same value. 

AllClear’s USA Travel Insurance Survey 2026 Prize Draw

Winner: Craig, P. UK

USA 2026 Survey – Survey Extended – Second Chance to Win

1. The closing date of AllClear’s USA Travel Insurance survey 2026 Prize Draw is 23:59 on 23 March 2026.*
2. The draw promoter is IES Limited (“Promoter”).
3. AllClear Travel Insurance is arranged by IES Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. AllClear Travel Insurance is administered by AllClear Insurance Services Limited, registered in England No. 04255112. Registered Office: AllClear House, 1 Redwing Court, Ashton Road, Romford, RM3 8QQ. Authorised and regulated by the Financial Conduct Authority with firm reference number 311244. AllClear is a registered trademark. IES Limited acts as agent of the insurer in collecting premiums; such monies are deemed to be held by the insurers with which your insurance is arranged.
4. One winner will be chosen at random from all eligible entries using a computerised random draw.
5. You must have completed AllClear’s USA Travel Insurance Survey 2026 to enter the draw. All entries completed by 23:59 on 23 March 2026 will be entered into the prize draw. There is no obligation to purchase a policy to be considered eligible.
6. The draw will take place on 24 March 2026.*
7. The Promoter will notify the winner by no later than 25 March 2026.*
8. Entrants must be available on 25 March 2026* to confirm their email address.
9. If a winner does not respond to the email confirmation request by 27 March 2026,* they will forfeit the prize and an alternative winner will be selected.
10. The Promoter may publish or make available the winner’s first name and county of residence to confirm that a valid award has taken place. By entering, participants acknowledge that these details may be disclosed on the Promoter’s website, social media channels, or other promotional materials.
11. If the winner objects to the publication of this information, they must notify the Promoter at the time of acceptance. The Promoter will respect such objections but may still be required to provide limited information to regulatory bodies on request.
12. The prize for the winner is £100 Amazon E-gift card. This will be emailed to the winner by AllClear in accordance with the details provided and confirmed by the winner.** The prize is not negotiable or transferable.
13. All data collected from entries may be used anonymously for publicity on the AllClear website or other AllClear marketing channels.
14. Entrants must be over 18 years old and resident in the United Kingdom.
15. Only one entry per household is permitted.
16. Place of draw: 1, Redwing Court, Ashton Road, Romford, Essex, RM3 8QQ.
17. Any dispute regarding this promotion will be referred to the Promoter’s CEO, whose decision will be final.
18. Entrants must not be employees, or relatives of employees, of any company within the AllClear group.
19. Entry implies acceptance of these Terms and Conditions.
20. The winner’s name will be made available on request.
21. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.
22. AllClear reserves the right to amend these Terms and Conditions at any time.
23. The Promoter will only process your personal information as set out in the PRIVACY POLICY.
24. If there is any reason to believe that there has been a breach of these Terms and Conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the prize draw.
25. The Promoter reserves the right to hold void, suspend, cancel, or amend the prize draw where it becomes necessary to do so.
26. These Terms and Conditions are governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom.

* AllClear reserves the right, in its absolute discretion, to extend the closing date and any other subsequent dates in the timeline.
** AllClear reserves the right to substitute the prize for another product of the same value.