Get full peace of mind no matter where you’re visiting in Thailand. From Pattaya to the Phi Phi Islands, travel with confidence with AllClear.
What is Thailand Travel Insurance, and why do you need it?
Thailand is a popular travel destination for Brits. Approximately 450,000 Brits visit Thailand each year.
While Thailand is fun and popular with tourists, it is not without risk. Moped injuries, lost wallets, or trips and falls are a few ways your holiday could be impacted. But with Travel Insurance from AllClear, you’re covered, including if you have a pre-existing medical condition. Plus, we cover lost luggage, cancelled holidays2 and travel delays.
Thailand is a well-travelled tourist destination, but accidents can be common. Travel Insurance is a must-have if you’re going to visit. This is why:
- It is common for British tourists to have holiday mishaps in Thailand. In 2023, one man’s family had to pay £20,000 after he was in a motorbike crash, leaving him with serious injuries, including a fractured skull. He was not covered by his insurance provider.
- Medical repatriation from Thailand can be astronomically expensive. A British tourist who fell from a balcony needed to raise £250,000 to fly back to the UK for treatment. He didn’t have Travel Insurance, so the cost was self-funded.
- Brits may be unable to leave the country before settling their medical bills. This means some Brits are stranded in Thailand.
Getting the right Travel Insurance policy is the key to travelling with peace of mind. At AllClear, we can cover: All medical conditions. All ages. All destinations. 99.5% of our customers would consider buying from AllClear again3.
What does AllClear’s Thailand Travel Insurance cover?
Our Thailand Travel Insurance covers you for unexpected medical costs. It also covers lost luggage and cancelled flights. Travel with peace of mind, knowing you’re covered with AllClear.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment2. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Thailand Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details, please refer to your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Thailand with pre-existing medical conditions
We’re Medical Travel Insurance Specialists, and we’ve helped more than 3.5 million customers get abroad. We provide cover that protects you if any problems arise while you’re in Thailand. This applies to your pre-existing condition, too. We’ll help cover the cost of replacing medication or lost equipment.
Before you can get a quote, you need to complete a medical screening. We’ll ask you some questions about your condition/s. We do this so we can provide cover that matches your needs. Some of the questions we might ask include:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
We consider all pre-existing conditions. We can even cover some terminal conditions. Examples of conditions we cover include:
- Mental Health Conditions. We have provided cover for conditions like ADHD and bipolar disorder. We also cover depression and schizophrenia.
- Surgical and Transplant Conditions. We can cover transplant conditions like liver transplants or heart transplants. We also cover other surgical conditions, like hip replacements or colostomies.
- Respiratory Conditions. We can provide cover for things like asthma, COPD, bronchiectasis, and cystic fibrosis.
- Eye Conditions. We cover eye conditions like cataracts and glaucoma.
- Endocrine Disorders. We can cover both types of diabetes, Type 1 and Type 2. We also cover underactive thyroid and liver cirrhosis.
Once you’ve completed a medical screening, you can get a quote for Travel Insurance to Thailand.
Find the best Thailand Travel Insurance for your trip
Thailand Travel Insurance that matches your needs. Get the best cover to suit your plans.
First time out or the fiftieth?
- Single Trip Travel Insurance: A single-trip policy that lasts for up to 365 days of uninterrupted travel.
- Annual Multi-trip Travel Insurance: Cover for an unlimited number of trips each year. Each trip is covered for 45-55 days. Perfect for those who head away multiple times a year.
Additional cover depending on your holiday.
- Cruise Cover: Don’t pay for time spent cooped up. Cruise Cover reimburses the cost of any cabin confinement and unused excursions.
- Gadget Cover: Don’t get stuck with the cost of replacing a lost or damaged gadget. We can cover up to eight of your gadgets while you’re away. So, there’s no need to worry about loss, theft, or damage.
- Golf Cover: Protection for you and your golf clubs. We’ll cover the cost of them up to £750. We’ll even cover any unused Greens Fees, too.
Take the hassle out of group travelling with a single plan that covers everyone.
- Family Travel Insurance: Cover for two adults and up to eight kids. Then there’s only one piece of paper to remember to take with you.
- Group Travel Insurance: You can get eight adults onto a single policy. It’ll likely be cheaper, and definitely a lot less hassle.
How our Travel Insurance for Thailand works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Getting comprehensive Travel Insurance with medical cover when travelling to Thailand is an absolute necessity. The cost of being flown home for treatment from Thailand can be tens of thousands of pounds. We help cover unexpected costs, so you can travel with peace of mind”
What our customers say
Very helpful and easy to do
“I rang after getting a quote online. Angelina was very helpful and explained everything to me. I requested a paper policy through the post as when we get to Thailand we have to produce a paper copy, Angelina ok’d that, I also got one through on email. The transaction was completed within 15 minutes, very easy to do. Any questions I asked were answered.”
– Margaret S
– Date of experience: September 03, 2022
There’s a reason 98% of our customers would recommend us to family and friends3. Here’s what they have to say about us.
What our Customers Say
Frequently Asked Questions on Thailand Travel Insurance
Is it mandatory to have Travel Insurance for Thailand?
It is not mandatory to have Travel Insurance to enter Thailand. However, Travel Insurance is recommended by the UK Government. If you get sick or have an accident, medical care can quickly get expensive. This is especially true if you need to fly home for further treatment. Comprehensive Travel Insurance means you’re protected from surprise costs and expensive medical bills.
How much is Thailand Travel Insurance?
The cost of Travel Insurance for Thailand varies depending on factors like age and length of stay. Insurance providers will also take into account your medical history. Because each of these factors varies from person to person, there is no set price for Thailand Travel Insurance.
What insurance do you need to travel to Thailand?
There are no mandatory insurance requirements to enter Thailand. However, it is highly recommended that you take out comprehensive Travel Insurance with medical cover before visiting. It is also recommended that you take out additional activities cover. This will cover activities that are popular in Thailand, like snorkelling and hiking.
Do you need Covid insurance to travel to Thailand?
You do not currently need specific COVID-19 insurance to travel to Thailand. Proof of COVID-19 insurance cover is no longer needed when entering the country.
Do you need a GHIC for Thailand?
You do not need a Global Health Insurance Card (GHIC) for Thailand. The GHIC is not valid in Thailand. The GHIC is only valid in European Union countries and some other European countries. It does not provide any coverage in Thailand.
Is healthcare free in Thailand for tourists?
Healthcare is not free for tourists in Thailand. Thailand and the UK do not have reciprocal healthcare agreements. Both government and private hospitals in Thailand charge for their services. Most treatments, even if they’re an emergency, require payment. Tourists may have to pay their medical bills before being discharged from hospitals. It is highly advised to get proper Travel Insurance with medical cover for Thailand.
Do UK residents need a visa for Thailand?
UK residents do not need a visa for short tourist stays of up to 30 days in Thailand. If you’re staying longer than 30 days, you need a visa. The same is true if you’re visiting for non-tourism purposes.
Will Travel Insurance cover moped or motorbike hire in Thailand?
Travel Insurance can sometimes cover moped or motorbike hire in Thailand. Typically, it applies to vehicles up to 125cc and requires the rider to have the appropriate licenses. AllClear Travel Insurance can provide cover for vehicles of any cc, as long as you have the appropriate license and follow all relevant safety regulations.
Travel Insurance cover for moped or motorbike hire in Thailand varies significantly depending on the insurance provider and the specific terms of the policy. Check the wording on your policy to be sure.
Do you need additional cover for sports and leisure activities in Thailand?
If you’re planning any sports activities in Thailand, additional cover is recommended. Things like snorkelling, tubing and hiking will not be covered as part of a standard policy. Therefore, if you’re planning any of these activities, you should take out additional cover. If you’re unsure what is or is not covered, check the wording on your policy document.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Remember to add extra cover to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.
