Travel with confidence. AllClear makes it possible with Travel Insurance for the over 90's. We cover pre-existing medical conditions, medical emergencies and cancellations. Get your Travel Insurance quote today and we'll take care of the rest.
Over 90’s Travel Insurance covers you if you’re over the age of 90 and wish to travel, even if you have pre-existing medical conditions. This type of insurance covers you for medical emergencies, helping to prevent unexpected medical bills and unnecessary complications that can arise on trips abroad.
Travelling with friends and family is one of life’s pleasures at any age but many Travel Insurance providers won’t cover you when you’re over 90. AllClear, however, believes everyone deserves the right to travel. That’s why we cover: All ages. All conditions. All destinations. Our over 90’s Travel Insurance lets you travel on your own terms.
Things to know before you go:
It’s vital that you declare all of your medical conditions so you can have the right medical cover. Not declaring a condition could mean that a claim on your insurance is declined.
We can help you get comprehensive medical Travel Insurance in a matter of minutes, through our simple 3 step quote process online or by speaking to one of our trained professionals over the phone.
We’re proud to be the UK’s Most Trusted Travel Insurance Provider on Trustpilot*
“One of very few available online travel insurance policies for the over 90’s and by far the cheapest.” – Alan House, Trustpilot
*Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
Consider adding these steps to your holiday checklist.
The best Travel Insurance for senior citizens should provide cover for any pre-existing medical conditions with no upper age limits. That way, those that are aged over 90 can travel with peace of mind.
Long stay Travel Insurance covers you for a single trip of up to 12 months abroad. This is different to Annual Multi-trip Travel Insurance, which will have a duration limit on each individual trip.
We cover a whole range of activities with no additional cost (check your policy booklet), but you can also add on specific Golf and Winter Sports cover for an additional cost.
Single trip travel insurance is a policy that covers you for a one-off trip on selected dates. It has the great benefit of allowing you to travel for longer: up to 92 days online.
If you’re planning on getting away a few times in the next 12 months, buying an annual multi-trip policy can be cheaper. Also, annual cover gives you the freedom to travel as many times as you like throughout the year!
The maximum trip duration does change between annual multi-trip policies, and you can view them here: Maximum trip durations. As an example, you can travel up to 45 days per trip on AllClear Gold and Gold Plus annual multi-trip cover – however old you are. And you can even pay a little bit more to get an extension for up to 55 days!
We’re pleased to say you can include Waiting list cover on AllClear Gold and Gold Plus policies.
To be covered for natural disasters, such as a hurricane or earthquake, you can add our Optional Extra of Travel Disruption.
For AllClear Gold and Gold Plus annual multi-trip policies, you can take any number of trips during the year. Rather than needing to tell us exactly where you’ll be, you only need to select your preferred region of cover.
A number of factors are taken into consideration when calculating premiums. These include: The destination to which you are travelling (for example, Spain, the United States, and Canada are among the more expensive countries in which to receive medical treatment); the duration of your trip; the type and severity of your medical conditions and your age and the level of benefits being offered to you.
You don’t need to provide us with a certificate from your doctor, but you will need to confirm you’re fit to travel at the time of getting a quote or purchasing a policy. If you need to make a claim, you may require a letter from your doctor confirming that you were fit to travel at the time you bought your policy, and the date when you were declared unfit to travel.
If you have bought an over 90’s travel policy and you need to amend the details of your declared medical conditions, then simply get in touch at the earliest possible opportunity and we will update your cover.
It’s important to let us know of any changes before you travel to ensure your policy is the most up to date and you’re still covered.
Travel Insurance policies are optional when travelling to most destinations, but in some countries you may need to prove you have cover as a condition of entry.
We are an experienced medical Travel Insurance provider. Over 84%2 of our customers have pre-existing medical conditions. For most medical conditions we can provide full cover, including cancer, heart disease, and diabetes.
A pre-existing medical condition is any condition you have;
Written by Lydia Crispin, MA Communications Assistant at AllClear
Edited by Letitia Smith, M.Sc. Head of Communications at AllClear
Updated by Russell Wallace, Copywriter at AllClear
2 Based on 3,901 responses, AllClear Annual Survey Jan-Feb 2023
Written by: AllClear TeamLast Updated: 15 September 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
Modern Slavery Statement
MaPS Travel Insurance Directory
Earn rewards by sharing with friends