from £3.72 per month in December 2023^
COPD travel insurance covers you if you have a lung condition and wish to travel with confidence. Lung condition travel insurance covers you for medical emergencies, which is vital to prevent unexpected medical bills and support you if you have any medical issues while you are away.
A comprehensive COPD travel insurance policy should cover you for your particular COPD condition e.g. chronic bronchitis, emphysema or chronic obstructive airways disease.
When completing your quote it’s important to declare any form of COPD you have. As part of our medical screening process for travel insurance with COPD, we’ll also ask you to provide information about your previous and current state of health.
There are a few easy to answer questions about your personal details and then you move onto declaring any pre-existing medical conditions you may have.
At AllClear we use COPD as an umbrella term to cover a variety of respiratory diseases. Once you declare your COPD we may ask you the following questions:
Once you have successfully declared COPD you will also need to declare any other recurring illnesses, on-going or lifelong conditions, previous surgeries and any conditions you’re currently living with. This is because if you fail to declare your COPD, or any other condition you may have when taking out travel insurance, you could invalidate any claim resulting from a particular condition.
There are a number of factors we use to accurately calculate the quotes we offer you, for example:
Using more than 15 years of comprehensive claims data we accurately assess your medical conditions and their severity in order to calculate the level of risk and determine the premium of our AllClear policies.
As we get older we become more likely to make a travel insurance claim, this consequently affects the price of your premium.
Some countries will treat you through private hospitals rather than the state system. This then means that if you need medical attention whilst on holiday your healthcare would be more expensive and this factors into your premium.
The longer you’re on holiday for the more likely it is that you will need to make a claim, so this is factored in when rating the risk of a claim. We offer quotes for you to review based on all these factors. You can then choose a policy and make your purchases.
An annual multi-trip policy allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days. If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.
We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.
^£3.72 per month for a 50 year old with COPD choosing an AllClear Gold annual multi-trip policy to Europe. Price is correct as of 01/12/23.
Written by: Lydia Crispin | Travel Insurance ExpertLast Updated: 4 December 2023
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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