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Due to unrest in the Middle East, please check Travelling with cancer brings unique challenges. That’s why we provide specialist Travel Insurance for cancer patients, with cover for treatment, medication, and emergencies abroad. Having the right Travel Insurance can make all the difference in reducing your worries before your trip.
What is Cancer Travel Insurance?
Travel Insurance for Cancer is a specialist type of travel cover designed for people who are living with, or have previously lived with, cancer. Whether you’re currently receiving treatment or in remission, our policies can offer tailored support for most types and stages of cancer.
As more people are living well with cancer, many are taking the opportunity to explore the world again, from reconnecting with loved ones abroad to simply taking time to recharge. Thanks to advances in treatment and early diagnosis, around 50% of people diagnosed with cancer in the UK now survive 10 years or longer. This means more opportunities to plan the holidays you’ve been dreaming of.
However, research from cancer charity Macmillan shows that finding the right Travel Insurance is one of the biggest concerns for people living with cancer. That’s where we come in. We provide peace of mind that you’re protected if something unexpected happens on your trip.
If you’re planning to go abroad, specialist Cancer Travel Insurance covers your essential medication if your luggage is delayed or lost. It also means that, should you need emergency treatment while you’re away, you won’t be left with extremely high medical bills.
Why do you need Cancer Travel Insurance?
Whether you’ve been in remission from cancer for a year or a decade, Travel Insurance after cancer can be difficult to find.
At AllClear, we believe living with cancer shouldn’t stop you from exploring the world. Whether you’re in remission, undergoing treatment, or managing a life-limiting diagnosis, having the right cancer Travel Insurance is essential for peace of mind on your trip.
Standard policies often exclude pre-existing conditions like cancer.
Without specialist cover, you could face:
- High medical bills abroad – The average cost for one night in a U.S. hospital is around $10,000
- No protection for cancelled trips – Illness-related cancellations are typically excluded from standard insurance policies.
- Limited access to medication – If you’re undergoing cancer treatment, replacing chemotherapy or immunotherapy abroad can be complex and costly.
AllClear’s Cancer Travel Insurance: What’s covered?
What’s covered?
- Medical expenses – We can cover any emergency medical treatment you need while travelling, including if it relates to pre-existing medical conditions you’ve declared.
- Medical aids – You can travel with confidence because we’ll protect all your important medical equipment and accessories from loss or damage.
- Medication – If you lose your medication, we will help you get a replacement as soon as possible.
- Repatriation – This covers the cost of emergency medical transport back to the UK.
- Lost luggage – We will pay out if your baggage is stolen or damaged. This way, you can replace your important items and enjoy your holiday.
- Cancellation and cutting your trip short – Provides cover if you have to cancel your trip due to an unforeseen emergency or reasons beyond your control.
- Travel disruption – We will help you cover alternative transport or accommodation if your travel plans are disrupted, so you can continue your journey smoothly.
What’s not covered?
- Medical conditions you fail to declare – You need to declare all your medical conditions that fall within the medical warranty when you buy Travel Insurance so we can provide you the right cover.
- High-risk activities – Some activities are not covered by our standard Travel Insurance. However, extra protection is available for an additional premium
- Missed departure within your control – While we know that things can go wrong, you won’t be covered if you miss your transport for an issue within your control.
- Deciding not to travel – We offer cancellation cover for specific reasons, such as illness, injury or bereavement. For full details please see your policy documents.
Cover benefits for Cancer Travel Insurance
Find our different products below. We have three to choose from: Gold, Gold Plus and Platinum
If you’d like some help choosing which is best for you, give us a call.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Types and stages of cancer we cover
Types of cancer covered
We can offer Travel Insurance for all types of cancer, including:
- Breast cancer
- Prostate cancer
- Lymphoma
- Lung cancer
- Bowel cancer
- Brain cancer
- Metastatic cancer
- Skin cancer
If you don’t see your cancer type listed above, that doesn’t mean we can’t cover it. The best way to get an answer is to give us a call.
Stages of cancer covered
We can cover you during every stage of your journey, from the initial diagnosis, through chemotherapy and radiation therapy to remission.
As you proceed through the medical screening process, we will gather all the information needed to offer a quote for your specific circumstances.
How to get Travel Insurance when you have cancer
As we’re a Specialist Travel Insurance provider with medical conditions, the first step towards getting a quote is completing the medical screening process.
This medical screening process is a set of questions we’ll ask you about your cancer, and any other pre-existing medical conditions you might have. Some questions we may ask include:
- What age were you when you were diagnosed?
- Are you currently undergoing treatment or is any planned?
- Has the cancer spread to other parts of the body?
The answers provided during the medical screening process can have a significant impact on your Cancer Travel Insurance. We’ll use the information you give and your unique medical history to provide the best cover for your trip.
We won’t be able to cover you for costs relating to any medical issues that aren’t declared during the screening process. This is why it’s important to provide accurate information at this stage, so we can keep you protected and you don’t end up out of pocket for any unexpected costs.
Q. Are there any specific travel insurance considerations for people with cancer to ensure they are fully covered?
A. “Speak to your doctor about your cancer diagnosis and treatment history so that you can accurately disclose your case when purchasing your insurance. All cancers are different and the various stages of cancers may impact your coverage needs. For example, someone who has early stage cancer and is on active surveillance following surgery or a procedure will have different requirements to someone on active cancer treatments.
It’s important to choose a policy that covers pre-existing conditions, emergency medical help and evacuation if needed, as well as trip cancellation due to illness. Read the documents carefully, taking note of any exclusions that may be relevant.”
Dr Frankie Jackson-Spence
AllClear’s Cancer Travel Insurance with other pre-existing medical conditions
At AllClear, we believe that everyone should have the opportunity to travel.
If you’ve got a secondary or additional pre-existing condition in addition to cancer, we can help cover your travel plans. We can cover over 1,300 different conditions, and we’ve helped more than 3.5 million people get cover for their trips.
If you have another condition, you must also declare it during the medical screening process. Remember that we define a pre-existing medical condition as any condition you have:
- Been to a hospital, clinic, or GP surgery to have medical treatment diagnosed or advised within the last two years. This also applies to remote consultations, either on the phone or through an app.
- Been placed on a waiting list, which might mean you’ll have to miss your trip.
- Been told they have a life-limiting illness.
Examples of other pre-existing medical conditions we cover include:
- Heart Conditions – We cover all cardiovascular issues affecting heart function, including high blood pressure and atrial fibrillation. We’ll also provide cover if you have a pacemaker.
- Respiratory problems – This includes conditions that are linked with, or cause breathing difficulties, like asthma and COPD.
- Chronic illnesses – Nearly 95% of adults 60 and older are living with at least one chronic condition. We cover issues like Crohn’s disease, diabetes, gallstones and other long-lasting concerns.
- Musculoskeletal conditions – Conditions that affect your bones, muscles, and joints, including back problems, osteoarthritis and osteoporosis.
- Neurological conditions – Disorders affecting the brain and nervous system, including strokes, epilepsy and multiple sclerosis.
Find the best Travel Insurance after cancer
Get the best Travel Insurance for cancer patients. We have a wide range of options for you to tailor your policy to your trip:
- Heading off once this year? Our Single Trip Cancer Travel Insurance is your best option
- Planning multiple trips away? Our Annual Holiday Insurance for cancer patients has you covered
- Big family holiday? Our family Travel Insurance for cancer patients can cover the entire group. This means you’re all protected if you face costs due to your cancer, such as having to cancel¹³
- Taking a cruise? We’ve got you covered. Our cruise Insurance protects you against issues like cabin confinement, missed departures and even unused excursions
- Golfing holiday? Our golf Travel Insurance covers your clubs and unused Green Fees
- Planning a staycation? Our UK Travel Insurance insures you against having to unexpectedly cancel¹⁴ or losing your luggage
Get your quote online for Travel Insurance for people with cancer. Or phone our team.
For full details of what is and isn’t included, always read the Policy Wording.
How our Travel Insurance for Cancer Patients works: A simple 3 step quote process
Our 3-step quote process is quick and simple and designed to provide you with comprehensive worldwide cover.
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday and travel plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You’ll need to declare that you have cancer, along with any other medical conditions you have. You may also need to provide information about any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.
Cancer Travel Insurance is non-negotiable. Travelling with a pre-existing condition like cancer means you need to ensure your insurance policy covers any medical care you may need while abroad, including emergency treatments or hospital stays. Look for policies specifically designed for cancer patients or those with serious health conditions, and read the fine print to make sure you’re fully covered.
Dr Anisha Patel, NHS GP, @Doctorsgetcancertoo
5* Customer reviews
Very friendly team, always helpful
“Very friendly team, always helpful. One of only a few companies that help cancer patients.”
There’s a reason we’re the UK’s most trusted Travel Insurance provider2.
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Travel tips for cancer patients in remission
Speak to your GP or healthcare provider
- Depending on how long it has been since you received the all clear, it could be worth speaking to your GP to assess your medical needs and check you won’t be at additional risk of catching an infection. Your airline might need a fit to travel letter from your GP, so this can be arranged too. For six months (sometimes longer) after treatment fatigue and weakness may be an issue, so they’ll work with you to ensure you can travel at the best time to enjoy your trip abroad.
Choose the right destination
- As we mention above, fatigue may need to be taken into consideration. It’s best to fully enjoy a holiday closer to home than feel tired and stressed due to a strenuous journey so choose a destination you can manage. Remember long-haul flights can be uncomfortable to someone in good health so bear in mind how you’ll feel at the time you fly.
Remember your GHIC
- If you are travelling within Europe apply for a GHIC. This entitles you to free or reduced cost medical care in the country you are visiting. It’s called a reciprocal health service agreement.
- However, reciprocal health service agreements do not always cover the full cost of treatment and won’t cover the cost of getting you home in an emergency. It’s essential to take out medical travel insurance in addition to the EHIC.
Vaccinations after cancer
- Live vaccinations contain tiny amounts of the virus you’re being protected against, and are not recommended six months after chemotherapy. This is because they can cause serious infections to a weakened immune system. Inactivated vaccines are safe after treatment, but may be less effective if you have a weakened immune system. Your GP will be able to advise further on which vaccines are suitable and which to avoid.
Sun care after radiotherapy
- Taking care in the sun is important for everyone. If you’ve had radiotherapy, the skin on and around the treatment area can stay sensitive for several years. Use a very high SPF of at least 50, and be sure to reapply every few hours. Try to keep the area covered when in the sun and avoid sunbathing during the heat of the day – don’t forget your sunblock! Check timings of when this is likely to be before you travel, and use a very high SPF of at least 50.
Frequently asked questions on Cancer Travel Insurance
How much is Travel Insurance for cancer patients?
The cost of Travel Insurance for cancer patients will depend on various factors. The nature and stage of your cancer, whether you’re in treatment, and if you’re in remission. All of this will alter the quote for your Cancer Travel Insurance.
Other factors that may impact your quote include:
- Your destination: Some places carry a greater risk of you needing to claim or a more expensive health care system
- Activities: While we cover some activities as standard, you’ll need to pay an additional premium to take part in others
- Trip length: The longer you’re away, the greater the chance of needing to make a claim
- Additional cover: You may want to include extra cover for a special type of holiday, such as a cruise or golfing trip
The best way to find out the cost of Travel Insurance for cancer patients, is to get a quote. Do it online now or call us.
Always read the Policy Wording before buying Cancer Travel Insurance.
Can you get Travel Insurance if your cancer is terminal?
The best Travel Insurance for cancer patients will offer cover even if cancer is terminal. At AllClear, we can offer Single Trip Holiday Insurance for the terminally ill. We help those with more than 1,300 conditions and 99%+ of our customers are offered cover¹⁵. We will ask some questions about your condition and let you know if we’re able to provide you with a policy.
Our team is here to help. Read our Terminal Cancer Travel Insurance Policy Wording for full details.
Do I need to declare previous cancer for Travel Insurance?
You need to declare your cancer during the screening process if it falls under our Medical Warranty. This includes all types of cancers, such as Travel Insurance for prostate cancer or skin cancer and Breast Cancer Travel Insurance.
If you don’t declare a pre-existing medical condition, your policy may become invalidated or you may not be covered for claims related to that condition.
Our Medical Warranty defines a pre-existing condition as follows.
If you or anyone else insured on the policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation
- Received or been offered palliative care
- Been placed on a waiting list that could cause you to cancel or curtail your trip
- Been advised of a terminal illness
This includes medical treatment to stop your cancer coming back and check ups in remission. If you’re unsure, phone our team.
For full terms and conditions, please read our Policy Wording.
Does skin cancer affect Travel Insurance?
Yes, having skin cancer will affect your Travel Insurance. Skin cancer counts as a pre-existing medical condition under our Medical Warranty . It should be declared during the medical screening process. Even if your skin cancer has been in remission, it’s important to declare it or you may find that your policy becomes invalidated.
How does medical screening for cancer impact your Travel Insurance cover?
Medical screening is an important step when buying Holiday Insurance for cancer patients. It’s when you tell us about your pre-existing medical conditions, so we can provide you with an accurate quote. For instance, if you’re looking for Holiday Insurance when you’re terminally ill.
What if your cancer is undiagnosed?
We’re sorry but we can’t cover undiagnosed conditions. So, we won’t be able to cover you for cancer if you’re in the middle of a diagnosis. We may be able to cover you for other diagnosed pre-existing medical conditions or issues on your trip. However, you won’t be covered for costs relating to your undiagnosed cancer.
Call our team for more information or read our Policy Wording.
Is a GHIC card enough to cover you when travelling if you have cancer?
Wondering if you need Travel Insurance for cancer patients? The UK Government recommends that you always have Travel Insurance. Even when visiting one of the countries covered by the GHIC card. The GHIC card only gives you access to some essential state medical care at the same price as locals. It won’t cover all costs or medical repatriation. If you have cancer, you should buy Travel Insurance as well as taking your GHIC card.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips. They’ll help you remember everything you need when travelling to one of the below destinations.
What activities do you have planned?
Whether you’re planning a golfing holiday or setting sail on a cruise, remember to add the cover you need to your policy for a worry-free trip.
