Cancer Travel Insurance

Going on holiday should be a time of excitement, but if you’re diagnosed with cancer, it can also bring a unique set of challenges. Having the right Travel Insurance can make all the difference in reducing your worries before your trip.

Specialist Travel Insurance for people with cancer

Travel Insurance for Cancer is a specific type of Travel Insurance for people who are living with cancer. Whether you’re currently a cancer patient or are in remission, we cover all stages and most types of cancer.

50% of people who are diagnosed with cancer go on to live 10 years or longer. This means if you currently have, or have previously lived with cancer, you may have many more opportunities for adventures.
Data from cancer charity Macmillan has shown that Travel Insurance is one of the biggest concerns for people living with cancer. Our job is to help you know you’re protected if unexpected issues arise.

If you are planning to go abroad and you’re living with cancer, you might need a little extra support, which is where Travel Insurance for Cancer comes in. This will ensure you’re not left without vital medications if you lose your luggage, and that in the event of an unexpected hospital trip, you’re not left with a big medical bill.

What cover does AllClear’s Cancer Travel Insurance provide?

What’s covered?
- Medical expenses – We can cover any emergency medical treatment you need while travelling, including if it relates to pre-existing medical conditions you’ve declared.
- Medical aids – You can travel with confidence because we’ll protect all your important medical equipment and accessories from loss or damage.
- Medication – If you lose your medication, we will help you get a replacement as soon as possible.
- Repatriation – This covers the cost of emergency medical transport back to the UK.
- Lost luggage – We will pay out if your baggage is stolen or damaged. This way, you can replace your important items and enjoy your holiday.
- Cancellation and curtailment – Provides cover if you have to cancel your trip due to an unforeseen emergency or reasons beyond your control.
- Travel disruption – We will help you cover alternative transport or accommodation if your travel plans are disrupted, so you can continue your journey smoothly.

What’s not covered?
- Medical conditions you fail to declare – You need to declare all your medical conditions that fall within the medical warranty when you buy Travel Insurance so we can provide you the right cover.
- High-risk activities – Some activities are not covered by our standard Travel Insurance. However, extra protection is available for an additional premium
- Missed departure within your control – While we know that things can go wrong, you won’t be covered if you miss your transport for an issue within your control.
- Deciding not to travel – We offer cancellation cover for specific reasons, such as illness, injury or bereavement. For full details please see your policy documents.

Find our different products below. We have three to choose from, Gold, Gold Plus and Platinum

If you’d like some help choosing which is best for you, give us a call.

SWIPE TO COMPARE POLICIES

	Gold	Gold Plus	Platinum
Emergency medical expenses and Repatriation costs	Up to £10m	Up to £15m	Unlimited
Cancellation* and Curtailment	Up to £2k	Up to £15k	Up to £25k
Travel Delay	Up to £300	Up to £1,500	Up to £1,500
Personal Belongings	Up to £2k	Up to £2.5k	Up to £3k
Personal liability	Up to £2m	Up to £2m	Up to £2m
Legal protection cover	Up to £50k	Up to £50k	Up to £100k

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

What types and stages of cancer are covered by AllClear’s Travel Insurance?

Types of cancer covered

We can offer Travel Insurance for all types of cancer, including:

If you don’t see your cancer type listed above, that doesn’t mean we can’t cover it. The best way to get an answer is to give us a call.

Stages of cancer covered

We can cover you during every stage of your journey, from the initial diagnosis, through chemotherapy and radiation therapy to remission.

As you proceed through the medical screening process, we will gather all the information needed to offer a quote for your specific circumstances.

How to get Travel Insurance when you have cancer

As we’re a Specialist Medical Travel Insurance provider, the first step towards getting a quote is completing the medical screening process.

This medical screening process is a set of questions we’ll ask you about your cancer, and any other pre-existing medical conditions you might have. Some questions we may ask include:

What age were you when you were diagnosed?
Are you currently undergoing treatment or is any planned?
Has the cancer spread to other parts of the body?

The answers provided during the medical screening process can have a significant impact on your Cancer Travel Insurance. We’ll use the information you give and your unique medical history to provide the best cover for your trip.

We won’t be able to cover you for costs relating to any medical issues that aren’t declared during the screening process. This is why it’s important to provide accurate information at this stage, so we can keep you protected and you don’t end up out of pocket for any unexpected costs.

AllClear’s Cancer Travel Insurance with other pre-existing medical conditions

At AllClear, we believe that everyone should have the opportunity to travel.

If you’ve got a secondary or additional pre-existing condition in addition to cancer, we can help cover your travel plans. We can cover over 1,300 different conditions, and we’ve helped more than 3.5 million people get cover for their trips.

If you have another condition, you must also declare it during the medical screening process. Remember that we define a pre-existing medical condition as any condition you have:

Been to a hospital, clinic, or GP surgery to have medical treatment diagnosed or advised within the last two years. This also applies to remote consultations, either on the phone or through an app.
Been placed on a waiting list which might mean you’ll have to miss your trip.
Been told they have a terminal illness.

Examples of other pre-existing medical conditions we cover include:

Heart Conditions – We cover all cardiovascular issues affecting heart function, including high blood pressure and atrial fibrillation. We’ll also provide cover if you have a pacemaker.
Respiratory problems – This includes conditions that are linked with, or cause breathing difficulties, like asthma and COPD.
Chronic illnesses – Nearly 95% of adults 60 and older are living with at least one chronic condition. We cover issues like Crohn’s disease, diabetes, gallstones and other long-lasting concerns.
Musculoskeletal conditions – Conditions that affect your bones, muscles, and joints, including back problems, osteoarthritis and osteoporosis.
Neurological conditions – Disorders affecting the brain and nervous system, including strokes, epilepsy and multiple sclerosis.

Find the best Travel Insurance for your trip

Each trip will be slightly different if you’re travelling with cancer, so you might need a different policy depending on your travel plans.

Heading off on a once-in-a-lifetime trip? Our Single Trip Travel Insurance will cover you for a single trip of up to 365 consecutive days.
Planning multiple trips abroad? Our Annual Multi-Trip Travel Insurance has you covered, no matter how many trips you do this year.
Big family holiday? Our Family Travel Insurance can cover the entire family (up to 10 people), in a single policy meaning that there’s less paperwork and more time for fun.
Taking a cruise? We’ve got you covered, with Cruise Insurance that protects you against things like cabin confinement, missed departures and even unused excursions.
Golfing holiday? Our Golf Travel Insurance covers your clubs and insures you against unused Green Fees.
Planning a staycation? You’re covered against medical fees, but what about other problems? Luckily, our UK Travel Insurance insures you against any cancelled accommodation or lost luggage.

How our Travel Insurance for Cancer Patients works: A simple 3 step quote process

Our 3-step quote process is quick and simple and designed to provide you with comprehensive worldwide cover.

Here’s how it works.

1. Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday and travel plans. This can be completed over the phone with one of our team members or online.

Get your quote

2. Complete our simple medical screening process

You’ll need to declare that you have cancer, along with any other medical conditions you have. You may also need to provide information about any medications you and your travel companions are taking. Be sure to answer all our medical questions and tell us everything we need to know about your current health.

This way, we can provide the cover that best suits your needs.

3. Get your quote

You’ll then get your quote(s) and can either proceed to buy or save your quote at this stage.

Letitia Smith

“Whether you’re living with cancer or are in remission, we’re here to help you travel with confidence. Our comprehensive Cancer Travel Insurance will keep you covered while you travel so you’re protected against any unexpected costs. With flexible, tailored policies to suit your needs, we’ll make sure you’re not left out of pocket, whatever issues could come up.”

Letitia Smith – Travel Insurance expert

What our customers say

“My husband has cancer which has metastasised and we wanted insurance for a week away. The man that arranged it for us was extremely helpful and talked us through everything. He gave me a reference number, I then booked the holiday and he rang back and we completed the booking. It was stress free, just what we needed.”

Mrs Anne Bedford

Date of experience: 15 January 2024

There’s a reason we’re the UK’s most trusted Travel Insurance provider².

What our Customers Say

Frequently asked questions on Cancer Travel Insurance

How much is Travel Insurance for cancer patients?

The cost of Travel Insurance for Cancer patients will change depending on your unique set of circumstances. The nature of your cancer, what stage it is at, whether or not you’re in active treatment, and if your cancer is expected to be or is currently in remission. All of this will alter the quote for your Travel Insurance.

Here are a few other things that will also change your quote premium.

Your destination: Some places carry a greater risk of you needing to claim or a more expensive health care system.
Activities: While we cover some activities as standard, you’ll need to pay an additional premium to take part in others.
Trip length: The longer you’re away, the greater the odds of a claim, and hence, the impact on the policy premium.
Additional cover: You may want to include extra cover for a special type of holiday, such as a cruise or golfing holiday.

Do you need to declare previous cancer for Travel Insurance?

Yes, you need to declare any cancer that you have had medical treatment, consultation or check ups for in the last 2 years during the medical screening process. This still applies, even if your cancer has been in remission for years. This covers things like skin cancer and prostate cancer too. Even if your cancer has been in remission for years, you are still required to declare it during the medical screening process.

If you don’t declare all your pre-existing medical conditions, you may find that your policy becomes invalid, leaving you out of pocket for any unexpected medical costs while abroad, as well as any other holiday mishaps, like lost luggage, delays or cancellations.

Does skin cancer affect Travel Insurance?

Yes, having skin cancer will affect your Travel Insurance. Skin cancer counts as a pre-existing medical condition, and should be declared during the medical screening process. Even if your skin cancer has been in remission for years, it’s important to disclose it or you may find that your policy becomes invalidated.

How does medical screening for cancer impact your Travel Insurance cover?

Medical screening is an important step when buying Travel Insurance, as this lets your provider know what sort of cancer you have, and what sort of treatment you will or might need. If we have any specific cancer-related exclusions, you are not covered for any claims related to the cancer or its treatment.

What if you’re in remission from cancer?

50% of people diagnosed with cancer in England and Wales survive their disease for ten years. You must declare your cancer and that you are in remission if you have had medical treatment, consultation or check ups for it in the last 2 years.

What if your cancer is undiagnosed?

We can’t cover undiagnosed conditions. So, we won’t be able to cover you for cancer if you’re in the middle of a diagnosis. We will, however, be able to cover you for other pre-existing medical conditions or issues on your trip. You just wouldn’t be covered for any treatment or costs relating to the undiagnosed health condition.

Is a GHIC card enough to cover you when travelling if you have cancer?

The UK Government recommends that you always have the correct level of Travel Insurance for the country you are visiting. It’s important to note that the GHIC covers you for some emergency medical bills in participating European countries. It won’t, however, cover you for other needs, like transport to and from the hospital.

The GHIC also does not cover any other unexpected costs that might come up, such as lost baggage, delays or cancellations.

Get the most out of your trips with our helpful guides

Where are you visiting?

Explore our helpful guides for tips. They’ll help you remember everything you need when travelling to one of the below destinations.

What activities do you have planned?

Whether you’re planning a golfing holiday or setting sail on a cruise, remember to add the cover you need to your policy for a worry-free trip.

2 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 50,000 reviews as of February 2024.

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