from £3.16 per month in December 2023^
Living with diabetes doesn’t mean you can’t still enjoy your much-loved holidays. Specialist diabetes Travel Insurance will provide you with up to £15 million medical emergency expenses cover while you’re abroad. including repatriation back to the UK. An AllClear policy will cover any medical treatment you need, whether relating to your diabetes or any other unforeseen medical emergency.
You’ll also be covered for the cancellation of your holiday and curtailment if you have to cut your holiday short due to unforeseen circumstances. Our 5-star independent rated policies also cover your personal belongings while you are away.
In short – yes! You must declare diabetes as a pre-existing medical condition when buying Travel Insurance. You will be asked which type of diabetes you have and if you have any other conditions as part of the medical screening process. You must declare all conditions for your policy to remain valid.
Suppose you’ve been diagnosed with prediabetes by your GP or a medical practitioner. In that case, you’ll still need to get that condition covered as it may lead to you requiring medical attention or treatment abroad.
You may have been placed on blood pressure tablets due to the diagnosis, or you might have had a dosage changed due to prediabetes. This will affect the type of treatment and the cost of the treatment you may need while away.
Travel Insurance for diabetics is essential. However, If you’ve been diagnosed with diabetes or prediabetes and are planning on going on holiday, you may find that your usual Travel Insurance provider may not cover the condition. You’ll require a specialist medical Travel Insurance policy. This will ensure you have the correct cover should you need any treatment while away.
As a specialist medical Travel Insurance provider, AllClear can help! Travel Insurance with diabetes should still be considered when travelling within the UK. An AllClear policy can cover you for the cancellation of your UK holiday due to your diabetes or other unforeseen circumstances. When travelling abroad with diabetes or prediabetes, it’s vital to have medical Travel Insurance in place.
Our AllClear policies now offer Superior rated Coronavirus travel insurance. This type of insurance will cover you for medical emergency expenses and cancellation with a Coronavirus positive diagnosis. Our COVID-19 FAQs page will give you the latest information on travelling abroad and Coronavirus cover from AllClear.
The cost of Diabetic Travel Insurance will be based on:
If you enhance your policy with optional extras such as winter sports cover or cruise cover, this will also affect the final premium. Talk to our team today to determine which policy is right for you.
For those who have type 1 diabetes, the pancreas (a small gland behind the stomach) doesn’t produce any insulin – the hormone that regulates blood glucose levels. This is why it’s also sometimes called insulin-dependent diabetes. Around 10% of people living with diabetes are type 1. Type 1 diabetes Travel Insurance covers you if you live with type 1 diabetes and wish to travel with peace of mind. This type of insurance covers you for medical emergencies helping you to avoid unexpected medical bills.
You’ll also have the support you need if you have any medical problems while on holiday. AllClear are specialists in providing medical Travel Insurance. We offer Travel Insurance for type 1 diabetics to those who may not have found holiday insurance elsewhere in the past.
Our Travel Insurance for diabetics type 1 will enable you to travel with confidence on every trip you take. Hear our customer experience of Type 1 diabetes Travel Insurance by AllClearReviews
“Due to many years of type 1 diabetes and the worry of covid 19, I decided my holiday insurance was priority to relax and enjoy my holiday.” – Julie
It’s estimated that more than 2.7 million people are diagnosed with type 2 diabetes in the UK. AllClear can offer specialist type 2 diabetes Travel Insurance that you can rely on. Type 2 Diabetes Travel Insurance covers you if you live with type 2 diabetes and wish to travel with peace of mind.
If you’re insulin-dependent: Consider wearing a medical identification bracelet that states that you have diabetes.
Many Travel Insurance policies don’t cover diabetes. AllClear, offer Travel Insurance for all medical conditions, including diabetes.
Having diabetes may affect the cost of your Travel Insurance. This is because diabetes increases your risk of needing emergency medical treatment while you’re away. Diabetes may also affect which providers will offer you cover. As a specialist provider, AllClear offers Holiday insurance for diabetics at an affordable price.
Diabetic holiday insurance is the only way to protect yourself properly and your holiday. The GHIC scheme is available when travelling to some countries in Europe to help with specific medical emergencies. However, it should not be relied upon as it doesn’t cover all eventualities. Both the UK government and Diabetes UK recommend you buy Travel Insurance.
If you have been diagnosed with diabetes, it is a pre-existing medical condition.
As you may know, complications of diabetes can often require surgery. You can add on the Waiting List cover if you are on a waiting list for treatment. Some Travel Insurance providers exclude or remove cover concerning future treatment. However, we provide you with the ability to remain fully covered on AllClear Gold and Gold Plus policies.
Yes, you will have cover for lost or damaged medication while away. Make sure you keep your receipts, and you will be able to make a claim for the lost expenses when you return home.
If a diabetes complication – or any medical emergency – means you need to curtail your trip, we will cover you. Moreover, any other travelling members listed on your policy are also covered.
The Civil Aviation Authority says that “Air travel should not pose significant problems for patients with well-controlled diabetes.” However, “Pre-planning is important”.
An annual multi-trip policy allows you to travel multiple times within a year. The greatest duration of these trips varies between policies. However, it is usually between 31 to 45 days. If you need a longer trip duration or only plan to travel once in the year, then a single trip Travel Insurance policy may be right for you.
Yes, you will have cover for lost or damaged medication while away. If you need to pay for the medication while in your destination, be sure to keep your receipts, and you will be able to make a claim for the lost expenses when you return home.
2 Covid cover rated Superior by a leading Independent UK Consumer Champion.
^ £3.16 per month for a 50 year old with diabetes type 2 choosing an AllClear Gold excluding cancellation annual multi-trip policy to Europe. Price is correct as of 01/12/23.
Written by: Letitia Smith | Travel Insurance ExpertLast Updated: 1 December 2023
3 - Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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