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Why do you need Travel Insurance for Italy?

Travel Insurance for Italy is essential to avoid unexpected medical bills while you’re on holiday and cancellation costs before you go. The right levels of cover will provide you with peace of mind on your travels.

AllClear policies offer high-quality cover with flexible options.

It’s time that you travelled to Italy with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to Italy

Italy has plenty to offer as a destination. To protect yourself and your holiday – make sure you buy comprehensive Travel Insurance. That way, you can travel to Italy with confidence.

At AllClear, we believe everyone deserves the opportunity to travel. To ensure you find the right policy, we will:

  • Help you travel with peace of mind
  • Help you understand what’s included within your chosen policy
  • Answer your frequently asked Travel Insurance-related questions

As the UK’s No.1 for Travel Insurance2, we can offer you:

What should a Travel Insurance policy for Italy cover?

Wish to travel safely? Look for high-quality cover that includes:

Emergency medical expenses – covers you for any unforeseen medical treatment should the worse happen while you’re away. Our policies consider all pre-existing medical conditions.

Repatriation to the UK – Without insurance, repatriation (medical transport) back to the UK can be incredibly expensive. Choose a policy that includes this for your peace of mind.

Cancellation and Curtailment – Cancellations can occur, it’s best to be prepared, and a good policy will include cancellation cover should you need to cancel or cut short your trip.

Baggage and personal property – Loss of property or damage can be extremely upsetting but even more so if you’re not covered for them. Protect items, such as your passport, with a policy that includes baggage and personal property cover.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Travel Insurance for the Italian islands:

We offer Travel Insurance for:


Join the UK’s most trusted Travel Insurance provider1

Did you know that 97%4 of our customers rate us as ‘Excellent’ or ‘Great?’
Here’s what they have to say about us:

…Italy holiday insurance

“I needed to purchase holiday insurance for an Italy holiday next March. Even though both myself and my husband have health conditions to add, the system was clear and explanatory every step. Decided on the gold insurance, which covers us for Covid related concerns too. Second time I have purchased for us and would highly recommend!” – Paula

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

European Heatwave FAQs

Can I get a refund if I cancel due to a heatwave?

This will depend on your holiday provider’s refund policy. You should contact them directly. You may only get a refund if there is official advice not to travel.

Is it safe to travel to Europe during a heatwave?

The FCDO has not warned against travelling to Europe, but you should check their latest advice before you go. You should also take precautions and drink plenty of water to stay safe.

Does travel insurance cover heatwaves?

You cannot claim under your Travel Insurance if you decide not to travel because of the heat, unless the FCDO advises against travel to your destination. Claims for cancellation will only be considered if your doctor declares you unfit to travel due to the risks associated with travelling to a destination experiencing a heatwave. Each claim will be individually assessed on a case-by-case basis.

Frequently asked questions

What is the hottest time to go to Italy?

Italy is a destination that can be enjoyed any time of the year, but why not enjoy the coastline when it’s at its sunniest?

Different parts of Italy are at their hottest at different times of the year. In the south of Italy, it is hottest in August, and in the north, it is hottest in July.
At these peak times, the temperature can reach 38–42 °C.

What does the GHIC cover in Italy?

The GHIC replaced the EHIC card following Brexit. The GHIC (Global Health Insurance Card) entitles you to healthcare while on holiday in Italy. However, the scheme does not cover repatriation and cancellation, so comprehensive Travel Insurance is still essential.

You can apply for a GHIC here.

How much is Travel Insurance for Italy?

Policies are tailored to suit the individual, and therefore the price reflects their choices, age, and medical conditions declared.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on from over 14,300 independent customer reviews on 27/01/2021.

3 Research-based those that took part in AllClear’s Summer Survey, July 2021. 1440 respondents.

4 Based on Trustpilot reviews received during April 2021.

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 8 March 2024

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.