The right Travel Insurance for over 85s can give you the peace of mind to really enjoy your travels. Our comprehensive Travel Insurance covers pre-existing medical conditions, Covid-19 and much more. Get your quote from AllClear today.
Over 85 Travel Insurance protects unexpected medical expenses when you’re on holiday; loss or damage of possessions, and cancellation costs. This gives you peace of mind so you can enjoy your a carefree trip.
Our AllClear branded policies include Superior2 rated Covid cover for FREE so you can travel with confidence.
It’s important to us that Travel Insurance for over 85 is accessible to everyone, especially as more than 8 in 10 (83%3) over the age of 81 that we surveyed have between 1-3 medical conditions. Our over 85’s Travel Insurance offers cover for all medical conditions so that you can travel with peace of mind.
Our policies can be tailored to suit you and your individual needs.
It’s essential to declare all pre-existing medical conditions before you travel. Not sure if your conditions count? A pre-existing medical condition is any diagnosis you’ve had in the last five years or any condition you have taken medication for.
Some examples of pre-existing medical conditions we cover:
The number of Britons planning an overseas summer holiday has almost doubled since this time last year, rising from 34% to 64%4.
If you’re hoping to make the most of the summer season, you’ll need Travel Insurance with Covid cover. Although restrictions are reduced worldwide, it’s always best to be prepared.
Our over 85 holiday insurance includes Superior2 rated Covid cover for FREE to help you travel safely. If you have any questions about how this cover will protect you in various scenarios, see our Covid FAQS page.
More than 1 in 3 (36%5) of those we surveyed aged 81+ are interested in having a cruise holiday. It’s a great way to visit many destinations in one holiday.
You’ll need Travel Insurance for a cruise to cover your specific needs. It covers all that offers all the benefits found on a standard policy. Additionally, it provides extra benefits to help protect against cruise specific problems.
A Global Health Insurance Card (GHIC) is helpful when travelling to Europe. It’s valid in 27 countries. However, this only gives you access to the default state healthcare system within a given country. The EHIC does not replace Travel Insurance. For example, it won’t cover:
Repatriation without comprehensive Travel Insurance in place can leave you with an extensive bill. The typical cost of repatriating from Europe ranges from £12,000 to £18,000. Other places around the world are even more expensive. Repatriation from the USA can be around £50,000, and in the Caribbean, around £60,000.
To protect yourself and your trip, you’ll need comprehensive over 85 Travel Insurance.
All Clear Travel Insurance – Insurance as it should be!
“AllClear Travel Insurance appears to have been one of the simplest Travel Insurance processes I have had in quite a while. Rather a complex issue – Travel Insurance for someone over 85 – not everyone will help.
All Clear has made this a non-prejudicial and straightforward process. Thank you!” – Mrs Myrtle.
Single trip Travel Insurance is a policy that covers you for a one-off trip on selected dates.
If you plan to get away a few times in the next 12 months, buying an Annual Multi-trip policy can be cheaper. Also, annual cover gives you the freedom to travel as many times as you like throughout the year!
However old you are, you can travel up to 45 days per trip on AllClear Gold and Gold Plus Annual Multi-trip cover. And you can even pay a little more to get an extension for up to 55 days!
With an Annual Multi-trip policy, you can take any number of trips during the year. Rather than needing to tell us exactly where you’ll be, you’ll only need to select your preferred region of cover.
Over 85 Holiday Insurance premiums are calculated based on several different factors. These include
Quote premiums vary by the provider because they can offer different levels of cover, excesses, and upgrades.
You don’t need to provide us with a certificate from your doctor, but you will need to confirm you’re fit-to-fly when getting a quote or buying a policy.
If you need to amend details relating to your medical conditions on your over 85 Holiday Insurance, get in touch. We will be happy to update your details.
Let us know of any changes before you travel to ensure your policy is up-to-date.
Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear
2 Covid cover rated Superior by a leading Independent UK Consumer Champion in 2021.
3 Based on AllClear’s annual survey, January 2022. 202 respondents aged 81+
4 The research was carried out by MaruBlue among a nat rep sample of 2,016 adults in April 2022. The survey was conducted online.
5 Based on AllClear’s annual survey, January 2022. 192 respondents aged 81+
* With a purchase of an AllClear branded policy, you’ll automatically enter the £500 prize draw. Plus, you’ll get 20% off the base price of your policy. Discount does not apply to any premium generated to cover medical conditions and optional extras. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 4/12/23. T&Cs apply
Written by: AllClear TeamLast Updated: 14 October 2022
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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