Sometimes a holiday is exactly what you want and need after surgery. If your doctor has said you are Fit to Travel, then AllClear can help with the right travel insurance. Travel with peace of mind knowing that you have comprensive cover, including medical emergency and cancellation cover for Covid-19. Get a quote from AllClear today.
Surgical procedures have developed rapidly over the last 20 years. Many surgeries now use local anesthetic or keyhole surgery, which is far less invasive, or even laser surgery. This means that complex procedures can be performed with minimal impact on you as a patient. All this can speed up your recovery time, and you might see a holiday as a perfect way to get the post-surgery relaxation that you need. Rightly so, but it’s more important to make sure you are fully covered for travel insurance after surgery.
At AllClear we’re committed to providing everyone a quote, especially if you are unable to obtain travel insurance elsewhere. This means if you’ve recently had surgery, you should consider one of our specialist travel insurance policies.
When you get a quote, the online medical screening process will monitor the risks of you needing to make a claim. You could be claiming to cancel your holiday or because you need emergency medical treatment while you’re away. Therefore, if you’ve had an operation recently, there will be certain risks which will be taken into account during the quote process.
Please note, you will not need to declare the surgical procedure directly. Instead, you will need to declare the medical condition that you needed the surgery for. Afterwards, the quote process will ask related questions – which might include questions about having surgery, but not always. For example, if you are looking for travel insurance after heart surgery, you should declare the heart condition(s) that you have.
It’s important that you are fully covered after your surgery, in case you have a medical emergency when away. The 24-hour emergency assistance team will then be on hand to help you make any emergency arrangements you might need. This is especially useful if you have no local knowledge and don’t speak the language of the country you are visiting. The medical emergency assistance company will liaise on your behalf with the doctors and service providers, saving you hours of potential hassle and worry. You will also be avoiding thousands of pounds in potential bills, should the worst happen when you’re far from home.
As long as you have been declared fit-to-travel we could offer you a quote. So whatever medical conditions have caused the need for surgery, you can get specialist travel insurance that takes care of your needs.
In some cases, your medical condition may require multiple surgeries. This might mean you are on a waiting list for treatment. However, with many policies you will not be covered for cancellation if you need to cancel for that reason.
However, you have the option to add Waiting List Cover to AllClear Gold and Gold Plus policies. This means you will be covered if you need to cancel or cut short your trip because of being on a waiting list, for example if the date of your operation coincides with your travel dates.
During your quote, you’ll be asked if you are on a waiting list during our medical warranty questions. When you answer ‘yes’, you will only be offered policies that are suitable.
Waiting list cover is only available on single trip policies.
Second year with this company. After having heart surgery found they asked relevant questions which were easy to answer. Paperwork arrived really quickly. Would recommend to anyone with a pre existing condition. Mrs Elizabeth Ganly
In principle, yes, providing you are fit to travel. Make sure you declare the condition for which you had the surgery when getting your quote, and then answer the medical screening questions. Any answers you need to provide about the surgery will be covered there. You need to declare all conditions or you won’t be covered if you need to make a claim.
Firstly, don’t worry. Call the emergency medical phone number as detailed in your policy booklet. You will speak to a 24-hour emergency medical assistance team which provides multilingual support to help you get to the nearest hospital. They will follow your treatment all the way to ensure you get the care you need.
Yes, an AllClear Gold or Gold Plus policy will cover you for loss of medication up to £300.
Yes. You will need to have declared your medical condition that required the surgery, plus any other pre-existing medical conditions, at the time of buying your policy. Your doctor will have to have passed you as medically fit to travel at the time.
There are a number of different types of surgery, each of which will place its own demands on the body and affect your recovery time. No person and no operation are all the same. Therefore, as well as getting your travel insurance after surgery quote, there are a number of things you might want to thing about when planning a holiday after surgery. We have put these tips together:
Your airline may restrict when you can travel after surgery. Make sure you check with your medical team and the airline as early as you can. Some operations, like joint replacements, might limit air travel for 3 months or more. As a rough guide, the Civil Aviation Authority (CAA) says that before flying, you should allow:
If you’re flying after recent surgery, especially on the hips or knees, you’re at an increased risk of deep vein throbosis (DVT), a blood clot in one of the deep veins in your body, usually in your legs. Other factors may also increase your risk of DVT, including if:
You’ve had blood clots before.
Your family has a history of blood clots.
You are overweight or obese.
You are pregnant.
If you’re at high risk of DVT, you can speak to your GP. They may get advice from your surgeon. You can take steps to reduce your risk of DVT, such as drinking plenty of water and moving around on the plane. According to the NHS website, the risk of developing a travel-related DVT is low, even if you’re classed as moderate to high risk.
Written by: AllClear TeamLast Updated: 23 August 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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