Be covered in minutes - Freephone Our UK Call Centre
0800 848 8608
The UK's most trusted Travel Insurance provider
Home » Group Travel Insurance

Page contents

What is Group Travel Insurance?

Travelling as a group can be exciting but the preparation can be a little more complicated. A holiday is a great way to catch up with friends and family. In fact, 32%2 of those surveyed said that the role of their summer holiday this year was to spend time with loved ones they have not seen in a while. Wherever you and your group choose to go this summer, you’re sure to have a great time. However, the more people taking a trip together, the more there is to think about.

Travel Insurance for groups are policies which can cover between 2 and 10 travellers. You don’t need to be related, or live at the same address. As long as you’re all travelling together, you can be covered under an AllClear Group Insurance. If all travellers are related you may wish to consider Family Travel Insurance.

Having everyone on the same policy, makes it easier to claim, should you need to. You’ll also know the same cover applies to all travellers.

How does Group Travel Insurance work?

You can set up holiday insurance for groups over the phone or online, just like a single trip Travel Insurance, or annual Travel Insurance. Simply select the Group option and enter the details for your trip and all travellers. The quote process includes a set of medical questions for all travellers. Once your group holiday insurance has been purchased, all named travellers are covered for the trip under one policy number.

Why do you need Group Travel Insurance?

Save time on trying to arrange individual cover and protect everyone with our specialist Group Travel Insurance. Up to 10 people can be covered under a group holiday insurance policy and, should one traveller need to cut short their trip, all members are covered for Cancellation and curtailment.

Should one member need to be repatriated on medical advice, or if they are a child, one relative or friend will be able to accompany them as long as both have the same level of cover by the same provider.

At AllClear, we can help you find the right group holiday insurance, for all pre-existing conditions, whatever your age or the destination

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

What if someone in the group has a pre-existing medical condition?

At AllClear, we offer Travel Insurance for pre existing conditions. Over the last 20 years, we’ve covered over 1300 different medical conditions, including mental health conditions. 97%3 of our customers rate us as ‘Excellent’ or ‘Great.’ Travel Insurance with Covid cover comes as standard on AllClear branded policies.

We are happy to quote for any member of your group living with a medical condition. Simply declare all pre-existing conditions during your quote, and we will compare prices to find your perfect cover.

Join over 3 million holidaymakers

"4th policy renewal with AllClear"

“This is our 4th policy renewal with AllClear. Their premiums seem pretty reasonable compared to other companies who quoted me following a serious health condition. Since using them, we have made one claim… and their settlement was extremely fair and hassle-free.”

Steve P, Trustpilot

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Going on an active holiday?

Many providers will offer extra cover for your activities – such as winter sports and golf cover benefits. Though, you might be surprised how many activities are allowed without any additional premium. For example, on AllClear Gold or Gold Plus you can go jet skiing, safari trekking, camel riding or even zorbing without any added cost!

Frequently asked questions:

How many people can be covered under a group policy?

With AllClear, a group policy can be for between 2-10 people. We can also offer Travel Insurance for larger groups. If your group is greater than 10, and members have to be insured on another policy, as long as you select the same Travel Insurance provider.

What if someone in your group is insured by another Travel Insurance provider?

If you have separate Travel Insurance providers, you will need to include the optional extra Travelling Companion cover for them to be covered against your pre-existing medical conditions. Please note, that this optional extra is only available on AllClear Gold, Gold Plus and Platinum. For you to be covered for their pre-existing medical conditions, they would need to speak to their insurance provider as well. So, you can see how being insured under different Travel Insurance providers can complicate making a claim. A group policy also makes things easier if things go wrong because you will only have one insurer to contact. This can speed up access to emergency support and the claims process. Please contact us for more details on sorting your group Travel Insurance. 

Is it cheaper to get group travel insurance?

As the premiums for Travel Insurance vary depending on many different factors, it’s difficult to say for sure if a group policy is cheaper. However it is much more convenient. You’ll know that all travellers are covered to the same degree, and you’ll only have one batch of policy details to remember.

Can you travel independently on a Group Travel Insurance?

You can travel on your own if you have an annual group policy. If you have Travel Insurance for a group for a single trip, you must travel together.

Ready to quote?

You can compare up to 61 prices online, click the quote now button below to find your perfect group policy.

Quote now

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2  Based on research carried out on behalf of AllClear Travel. The sample size was 2,016 adults (nationally representative).
3  Based on 50,000 Trust pilot reviews

Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 14 May 2024

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.