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Travel Insurance and safety abroad: 2025 insight report

 

Letitia Smith
Travel Insurance Expert
Last updated November 20 2025
5 min read

 

Our Travel Insurance and Safety Abroad 2025 insight report lifts the lid on how rising costs and risky assumptions are putting thousands of UK travellers at risk, especially those with medical conditions.

Backed by exclusive research and expert commentary, this whitepaper reveals:

  • How 21% of travellers with health conditions now go abroad with no cover at all
  • Why 1 in 4 don’t declare their full medical history when buying Travel Insurance
  • The misconception that short-haul means low risk

Read this before your next trip to understand how to protect yourself and your peace of mind.

Why this report matters more than ever

In 2025, 76% of UK adults said they planned to travel abroad – but many are doing so without adequate insurance. This report, featuring expert insights from the FCDO, BIBA, Zurich and ITIJ, explains the risks of underinsurance and offers solutions for safer, more informed travel decisions.

“These decisions aren’t just about money—they’re about misunderstanding. Too many people are treating travel insurance like a commodity, rather than a safety net. But the reality is, you only realise the value of comprehensive travel cover when something goes wrong. ”

— Garry Nelson, Head of Corporate Affairs, AllClear Travel Insurance

What will you learn from this report?

  • Data-led insight on why consumers under-prioritise Travel Insurance

  • The real cost of medical treatment abroad – and why GHIC isn’t enough

  • How to avoid common pitfalls with non-declaration

  • Expert interviews on how the industry must shift towards safety-first solutions

Download the full report

Get immediate access to the full insight report and join the conversation on safer travel.

 

Letitia Smith
Travel Insurance Expert

Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.