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Travel Insurance » European Travel Insurance » Finland Travel Insurance

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Why do you need Travel Insurance for Finland?

Travel Insurance for Finland will give you peace of mind when it matters most. Finland Travel Insurance will cover you for unexpected medical emergencies, repatriation and cancellation costs. This type of cover will enable you to travel with confidence.

AllClear branded policies include Superior rated Covid-19 for FREE so that you can travel with ease.

Comprehensive Cover when travelling to Finland

Gateway to the Arctic and home to Santa, Finland is the perfect destination to visit when travelling with friends, family, children or grandchildren. It’s the ideal location to view the Northern Lights, a once in a lifetime experience to share with loved ones.

If you prefer to steer clear of chilly weather, you can instead choose to visit Finland in the summer, where you can experience the Midnight Sun.

If you choose to travel to Finland with AllClear, the UK’s No.1 for Travel Insurance2, you can benefit from:

Superior Covid-19 Travel Insurance for Finland

Holidaymakers are keen to explore new destinations as well as their favourite holiday hotspots as the world re-opens. Our survey reveals that UK travellers wish to book an average of 2.13 overseas holidays for 2022.

If you’re hoping to have one of your trips in Finland next year, you’ll need covid cover.

Chris Rolland, CEO of AllClear Travel, said: “As we look toward 2022, and we continue to re-emerge from Covid, it’s clear that safety will remain top of the agenda for many UK travellers. Even though vaccines and other measures are available to help keep holidaymakers safe, Travel Insurance is essential, now more than ever. To make sure you’re properly protected, look for a policy that includes Covid-19 cover.”

All AllClear branded policies include Coronavirus cover, which has been rated Superior by a leading independent UK consumer champion.

When planning your trip to Finland, we recommend that you:

  • Review Finland’s entry requirements before travelling
  • Stay up-to-date with any local restrictions that may be in place (such as dining restrictions or limitation or mask requirements)
  • Buy Superior COVID-19 Cover

What should Travel Insurance for Finland Cover?

Travel with peace of mind, look for a policy that includes:

Medical expenses cover – The GHIC scheme can be used in Finland; however, it cannot be solely relied upon. For comprehensive protection against unexpected medical bills, look for a Travel Insurance policy that includes medical emergency cover.

Repatriation – Bordering the Arctic circle, it’s expensive to repatriate from Finland back to the UK. In fact, it can cost around £10,000. To avoid extensive bills if you need to be medically transported back home, look for a policy that includes repatriation cover.

Cancellation cover – Get reimbursed for any otherwise irrecoverable financial loss resulting from having to cancel or cut short your trip by taking out a policy with cancellation cover included.

Personal property cover – Protect your possessions while travelling.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Join the UK’s most trusted Travel Insurance provider1

99%4 of customers would recommend us to family and friends, why not join them?

An excellent service

“An excellent service, the adviser was thoroughly professional and knowledgeable. It was a helpful, informative exchange. I would recommend All Clear to friends and family. Thank you.” – Ms Gastrell.

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Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Frequently asked questions

What does the GHIC Cover in Finland?

Finland healthcare services are high-quality. If you are visiting Finland with a GHIC card can also access these services if you experience a medical emergency while on holiday.

However, you should be aware that the GHIC scheme does not cover repatriation or all medical treatments. So Travel Insurance is vital too.

What is the best month to go to Finland?

Finland is a great place to visit from December to March, especially if you enjoy winter activities and sports [link].

Is Finland good for a holiday?

Finland may not be traditionally thought of as a popular holiday hotspot. However, that’s what makes Finland a Nordic gem. It has plenty of forests and lakes, and many attractions for those that want to sightsee, including; Suomenlinna Fortress, Kauppatori (Market Square) and Esplanadi.

Top Tips for Finland

Did you know that Finland is the world’s happiest country, according to the UN’s annual World Happiness Report? So you’re sure to find yourself smiling should you take a trip there…

Need some guidance for Finland? Discover our top tips below:

Area of Travel

Travel information




Finland’s two official languages – Swedish and Finnish.

Emergency number

Call 112 for emergencies.


Finland is one of the 27 EU countries covered by the GHIC scheme. Given that GHIC doesn’t cover all aspects of emergency care, you should make sure you still have Travel Insurance too.


Will your trip to Finland be shorter than 90 days? If so you won’t need a visa to travel there. This applies to all UK citizens travelling to Finland and all other countries within the Schengen area.

Discover the benefits of AllClear Annual Multi-trip Policies

Now the world is reopening you may wish to take more than one trip next year? If you’d like to have multiple getaways an AllClear Annual Multi-trip policy could be best for you

Discover the benefits of AllClear Single Trip policies

If you’re just considering the one holiday for now then an AllClear Single Trip policy could be the type of cover most suitable for you.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on from over 14,300 independent customer reviews on 27/01/2021.

3 Based on the research carried out by YouGov on behalf of AllClear on 26 October 2021 among a nat rep sample of 2,011 adults. The survey was conducted online.

4 Based on 166 AllClear customers surveyed in April 2021.

Written by: Lydia Crispin | Travel Insurance Expert
Last Updated: 22 March 2023

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.