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Travel Alert
Due to unrest in the Middle East, please check Having a brain aneurysm doesn’t have to stop you from exploring the world. At AllClear, we specialise in providing Travel Insurance for people living with pre-existing medical conditions, such as brain aneurysms, helping travellers enjoy their trips with peace of mind.
We understand that finding suitable travel insurance can feel overwhelming after a brain aneurysm diagnosis. That’s why our specialist team is here to guide you through a straightforward and confidential screening process, designed specifically for your individual circumstances.
We can consider cover for various brain aneurysm scenarios, including:
- Unruptured aneurysms being monitored
- Coiled or clipped aneurysms post-treatment
- Travellers who have had previous aneurysm surgery
- Stable conditions with ongoing medical management
What does brain aneurysm Travel Insurance cover?
Understanding what’s included in your brain aneurysm Travel Insurance helps you travel with confidence. Our specialist policies offer medical and financial protection when travelling abroad.
- Emergency medical treatment related to your declared brain aneurysm, ensuring you receive the care you need without worrying about costs. This includes consultations with specialists and emergency procedures.
- Hospital stays and consultations abroad, covering both inpatient and outpatient treatment if your condition requires medical attention during your trip.
- Repatriation to the UK if you need to return home for medical treatment, including air ambulance services when medically necessary.
- Travel protection options include trip cancellation, baggage cover, and travel disruption protection, which may be available in addition to cover for medical emergencies.
Remember, this cover only applies if your brain aneurysm has been declared during the application process and accepted by our underwriters. Always make sure you provide complete and accurate information about your condition when obtaining your quote.
Can you get Travel Insurance if you have a brain aneurysm?
Yes, it’s often still possible to get Travel Insurance if you have a brain aneurysm, though you may need a policy that’s designed to take your medical history into account.
Because a brain aneurysm is something we need to assess carefully, you’ll be asked a few questions about your condition, such as whether it’s being monitored or has been treated, and how you’ve been feeling recently. This helps ensure any cover offered is appropriate for you.
Choosing specialist Travel Insurance means you’re not leaving things to chance. It can give you support if you need medical attention while you’re away, or if your plans change unexpectedly due to your health.
With the right cover in place, travelling can feel much more straightforward, giving you the confidence to focus on your enjoying your holiday.
Why do you need Travel Insurance if you have a brain aneurysm?
If you’re living with a brain aneurysm, travelling can still be something to look forward to, but it does mean thinking ahead. Even if your condition is stable, being away from home can make it harder to access the care you might need if something changes.
Brain aneurysms are more common than many people realise. It’s estimated that around two million people in the UK are living with an unruptured brain aneurysm, and while many never cause symptoms, a rupture can be serious and require immediate medical attention. This unpredictability is why having the right support in place when travelling is so important.
When you’re abroad, accessing urgent medical care can be more complicated, and without Travel Insurance, it can also be very expensive. Even if your aneurysm is being monitored or has been treated, there’s always an element of uncertainty when travelling. Having specialist Travel Insurance in place means you’re supported if you need urgent care, need to cut your trip short, or require help getting home safely.
It’s not just about covering costs, it’s about having that added reassurance. With the right cover in place, you can focus on enjoying your trip, knowing support is there if anything doesn’t go to plan.
Cover for unruptured, coiled, and clipped brain aneurysms
Different types of brain aneurysm situations require different considerations, and our policies are designed to accommodate various medical scenarios.
- Unruptured aneurysms: Cover is available subject to the stability of your condition and regular monitoring by your medical team. We’ll assess factors such as size, location, and any changes since diagnosis.
- Coiled or clipped aneurysms: Post-treatment cover is available if you’ve been declared medically fit to travel by your healthcare provider. We’ll consider the success of your treatment and your current health status.
It’s important to note that a brain aneurysm is different from an aortic aneurysm, which affects the body’s main artery. If you’re looking for Travel Insurance for aortic aneurysm, we cover that condition separately with its own specific considerations.
Always consult your doctor before travelling because, regardless of your insurance cover, medical clearance from your healthcare team is essential before any trip.
What cover does AllClear’s brain aneurysm Travel Insurance provide?
When you’re travelling with a brain aneurysm, having the right Travel Insurance in place means you’re protected if something unexpected happens. At AllClear, our policies are designed to take your medical history into account, so you can travel with confidence knowing support is there if you need it.
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What’s covered?
- Medical cover: AllClear policies include emergency medical cover, including costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment
- Cancellation and cutting your trip short²: Cover for your flight and accommodation costs if you unexpectedly have to cancel. We’ll also cover you if you need to return home early following an emergency
- Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. This includes your medication and aids for asthma. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures: We’ll compensate you for the time if your flight is delayed. If you miss your flight due to reasons outside of your control. You’ll also be covered for accommodation and transport costs
- Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages: We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit
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What’s not covered?
- Deciding not to travel: We do not provide any cover if you can travel but choose not to
- Other regions: We won’t cover you if you travel outside your chosen region. Although you can contact us to upgrade your policy at any time
- Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare: You need to provide us with an accurate medical history when you buy Travel Insurance, so we can give you the right cover
- Activities: Always check that any planned activities are included by reading the Policy Wording. We offer a range of optional extra cover if needed. We do not cover winter sports for anyone over 65
- Travelling against medical advice: If you’re travelling against medical advice or going away for medical treatment, you won’t be covered. If you become ill because you haven’t taken your medication as you should, you may also invalidate your policy
For full details of what is and is not covered, please check your policy wording.
You can pick from three levels of policy, tailoring your cover to your budget and needs. Our Gold, Gold Plus, and Platinum policy levels include:
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
How to declare a brain aneurysm for Travel Insurance
Declaring your brain aneurysm is straightforward with our simple online screening process, designed to be as clear and stress-free as possible so you can get the right level of cover for your needs.
- Complete our online health screening. This confidential assessment takes just a few minutes and covers the essential details about your condition.
- Provide accurate medical information, including your diagnosis date, treatment history, current medications, and the stability of your condition. The more accurate information you provide, the better we can tailor your cover.
- Review your personalised quote based on your specific circumstances, trip details, and chosen level of cover. Our team may contact you for additional clarification if needed.
The entire process is handled by our trained specialists who understand the complexities of brain aneurysm conditions. We treat your medical information as strictly confidential, and all discussions are handled with care and privacy in line with applicable requirements.
Tips for travelling with a brain aneurysm
If you’ve been diagnosed with a brain aneurysm, travelling can still be enjoyable with the right preparation. Taking a few simple steps before and during your trip can help you feel more confident and supported while you’re away.
Before you travel:
- Check with your doctor that you’re fit to fly and discuss any specific advice for your condition
- Understand your current health status, especially if your aneurysm is being monitored or has been treated
- Plan ahead for your destination, including how to access medical care if needed
Packing essentials:
- Bring enough medication for your whole trip, plus extra in case of delays
- Keep medication in your hand luggage with a copy of your prescription or doctor’s note
- Carry important medical information, so it’s easily accessible in an emergency
While you’re away:
- Take things at your own pace and avoid overexertion
- Stay hydrated and well-rested, particularly during long journeys
- Be mindful of any symptoms and seek medical advice if anything feels unusual
Stay connected:
- Share your travel plans with someone at home, including where you’re staying
- Keep emergency contact details handy, both for home and your destination
Having the right Travel Insurance in place is just as important. It ensures you’re supported if something doesn’t go to plan, so you can focus on enjoying your trip with confidence.
Our Travel Insurance: A simple 3 step quote process
Simply complete our quick 3-step screening process to get your quote
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Brain aneurysms can remain stable for long periods, but changes can occur without warning. When travelling, access to immediate medical care is crucial, which is why specialist Travel Insurance is so important. It provides a safety net in situations where timely treatment and support are essential.”
Letitia Smith – Head of Communications
What our Customers Say
Brilliant experience
“My wife had a Brain aneurysm and subsequent stroke and has multiple other illnesses, and my existing insurers were unable to provide cover at all. Perry was absolutely superb and made things very clear, and provided a brilliant explanation at every point. If you have pre-existing medical conditions, in particular, I would not hesitate to recommend this company, which provided excellent cover at a reasonable price.”
Our fair and transparent policy commitments
We believe in clear, honest policies that give you confidence in your cover. Our brain aneurysm Travel Insurance comes with several important commitments and protections.
- 14 day cooling off period means if you’re not satisfied with your policy, you can cancel within 14 days for a full refund, provided your trip hasn’t started.
- Full policy wording is available because complete terms and conditions are provided during the quote process and are available for download, ensuring you understand exactly what’s covered.
- FCA regulated protection as an authorised and regulated provider, your policy is backed by UK financial regulations and protections.
All cover remains subject to our full terms and conditions, including the accurate declaration of your brain aneurysm and any other conditions.
Brain Aneurysm Travel Insurance FAQs
Do I need to declare a brain aneurysm treated years ago?
Yes, you must declare any history of brain aneurysm regardless of when it was diagnosed or treated. You must provide full and accurate information about all your medical conditions, and non-disclosure can invalidate your policy. Even if your aneurysm was successfully treated years ago, it remains a pre-existing condition that must be declared.
What happens if I need treatment abroad for my aneurysm?
If you need emergency treatment related to your declared brain aneurysm while abroad, and your condition has been accepted on your policy in line with your cover terms, your policy may cover the costs up to your chosen medical limit. Contact our 24/7 emergency helpline immediately, and our team will coordinate your care and handle payments directly with hospitals where possible.
Are there age limits for brain aneurysm Travel Insurance?
No, AllClear policies have no upper age limits. We believe that age alone shouldn’t prevent you from travelling, and our specialist approach means we can provide cover for older travellers that other insurers may decline.
Can I get annual cover with a brain aneurysm?
Yes, annual multi-trip policies are available for travellers with brain aneurysms, subject to medical screening and acceptance. This can be more convenient if you travel multiple times per year, with trips typically limited to 30 to 45 days each.
Is brain aneurysm Travel Insurance more expensive?
Premiums for brain aneurysm Travel Insurance are individually calculated based on your specific circumstances, including your medical history, trip details, and chosen level of cover. While specialist cover may cost more than standard policies, many people value the reassurance that comes with appropriate protection.
