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Living with cataracts doesn’t mean putting your travel plans on hold. With specialist Travel Insurance for cataracts, you can get cover that takes your condition into account and protects you against unexpected medical emergencies while you’re abroad.
Simply declare your cataracts and any other pre-existing medical conditions when you get a quote. We’ll ask a few straightforward questions about your health and help you find suitable cover, so you can get back to planning the parts of your holiday you’re looking forward to.
What is Cataracts Travel Insurance?
Cataracts Travel Insurance is designed for people who want their cataracts covered as a pre-existing medical condition when they travel.
If you unexpectedly need emergency medical treatment related to your cataracts while abroad, having the right cover can protect you against eligible medical costs. Depending on your policy, you can also be covered for cancellations, cutting your trip short and other unexpected travel problems.
When you get a quote, tell us about your cataracts and any other pre-existing medical conditions you’re asked about. We’ll consider your individual circumstances and help you find suitable cover for your trip.
Why do you need Travel Insurance for cataracts?
Cataracts are common, particularly as we get older. They can cause blurred or cloudy vision, sensitivity to light and difficulty seeing clearly. While cataracts don’t have to stop you from travelling, it’s worth making sure your Travel Insurance takes your condition into account.
Cataracts affect millions of people, and these figures show just how common the condition and its treatment are:
- 75 in every 100 people aged 60+ develop cataracts, according to NHS England
- More than 400,000 cataract operations take place in England each year
- Around 1 in 3 people develop posterior capsule opacification (PCO) within five years of cataract surgery, which can make vision cloudy again
With Travel Insurance for cataracts, you can be covered for eligible emergency medical costs relating to your declared condition while you’re abroad. Depending on your policy, you can also be protected if an insured medical emergency means you have to cancel or cut your holiday short.
Declare your cataracts and any other pre-existing medical conditions when getting a quote. This means your medical history can be considered when arranging your cover, giving you added peace of mind before you travel.
What cover does AllClear’s Cataracts Travel Insurance provide?
Cataracts may be manageable day to day, but unexpected problems can still affect your plans. Our Cataracts Travel Insurance can help with eligible emergency medical costs related to your declared condition while you’re abroad.
Your cover can also protect the holiday you’ve paid for. If an insured medical reason means you have to cancel your trip or come home early, you could be covered for eligible costs such as flights and accommodation.
And it’s not just your health that’s protected. Depending on your policy, you can also get cover for common travel problems such as lost or stolen luggage and travel delays.
See what is and isn’t covered below.
What’s covered?
- Medical cover – AllClear policies include emergency medical cover. This includes medical costs for existing conditions. For example, prescription medication, medical emergencies and medical equipment
- Cancellation and cutting your trip short – Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency
- Your baggage – Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures – We’ll compensate you for the time if your flight is delayed. If you miss your flight, you’ll also be covered for accommodation and transport costs
- Personal liability – Cover for your legal expenses and any liability if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages – We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit
What’s not covered?
- Deciding not to travel – We do not provide any cover if you can travel but choose not to
- Other regions – Your Cataracts Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime
- Claims below the value of excess – You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare – You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses
Choose the right level of cover for you
Check your Policy Wording for full details of cover.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
Levels of Travel Insurance cover
Buying a Single Trip or Annual Multi-Trip policy? Choose from three levels of cover: Gold, Gold Plus, and Platinum.
Gold
Endorsed by Which?
Emergency Medical & Repatriation Cover
£10,000,000
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£2,000
Gold Plus
Endorsed by Which?
Emergency Medical & Repatriation Cover
£15,000,000
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£5,000
(Up to £15,000 available)
Platinum
Endorsed by Which?
Emergency Medical & Repatriation Cover
Unlimited
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£10,000
(Up to £25,000 available)
All these figures are per person, and per trip and apply to AllClear branded policies only
What types of cataracts are covered by Travel Insurance?
Cataracts can develop for different reasons and affect your vision in different ways. Whatever type you have, you can tell us about your cataracts when getting a Travel Insurance quote.
This can include:
- Age-related cataracts – cataracts that develop naturally as you get older
- Cataracts caused by another medical condition – including cataracts associated with conditions such as diabetes
- Cataracts following an eye injury – sometimes known as traumatic cataracts
- Cataracts following previous eye surgery – cataracts that can develop after treatment for another eye condition
- Cataracts present from birth – known as congenital cataracts
You can also tell us if you’ve had treatment or surgery for your cataracts. We’ll ask you straightforward questions about your medical history and any other pre-existing medical conditions you have. Your answers help us understand your individual circumstances and find suitable Travel Insurance for cataracts, so you know what you’re covered for before you travel.
How to get Travel Insurance when you have cataracts
Getting Travel Insurance for cataracts is straightforward. When you get a quote, tell us about your cataracts and complete our simple medical screening. This helps us understand your circumstances and find suitable cover for your trip.
We may ask you about:
- Your cataracts and how they affect you
- Any treatment or medication you receive
- Cataract surgery you’ve already had
- Any surgery or treatment you’re waiting for
- Other eye conditions you have
- Any other pre-existing medical conditions
Make sure you answer the questions accurately and declare all the medical conditions you’re asked about. This helps ensure your policy reflects your medical needs and reduces the risk of problems if you need to make a claim.
Once you’ve completed the screening, you can review your Travel Insurance options and choose the level of cover that works for you and your holiday.
Cataracts Travel Insurance with other pre-existing medical conditions
Cataracts may only be one part of your medical history. If you’re living with other pre-existing medical conditions, you can declare these alongside your cataracts when getting your Travel Insurance quote.
At AllClear, we specialise in Medical Travel Insurance and can consider more than 1,300 medical conditions. These could include:
- Diabetes
- Glaucoma
- High blood pressure
- Heart conditions
- Arthritis and osteoarthritis
- Other eye conditions
You don’t need separate Travel Insurance for each condition. Simply tell us about the medical conditions you’re asked about during our screening process, along with any relevant treatment or medication.
Even if a condition is well managed, it’s important to declare it when asked. This helps us understand your medical needs and offer suitable cover, giving you greater peace of mind when it’s time to travel.
How our Travel Insurance for Cataracts works: A simple 3 step quote process
Getting a quote for Travel Insurance for Cataracts couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Cataracts don’t necessarily have to change your holiday plans, but a little preparation can make travelling easier. If you’ve recently had cataract surgery or you’re waiting for treatment, speak to your medical team about your plans before you go. And when arranging your Travel Insurance, make sure you declare your cataracts and any other pre-existing medical conditions you’re asked about. Getting those details right means you can travel knowing you’ve put appropriate cover in place for the unexpected.”
What our customers say
I was delighted with the service
“I spoke to Jackie today and I was delighted with the service. I had tried to get insurance elsewhere, but because I didn’t have a diagnosis for an eye problem, they wouldn’t insure me. Although my eye condition is exempt for my policy, I can now go on holiday knowing I’m insured. Thank you, Jackie.”
Our 5 star Trustpilot rating
Tips for travelling with cataracts
A little preparation can help make travelling with cataracts more comfortable. Here are a few things to consider before you go.
Speak to your medical team before you travel
If your cataracts are affecting your day-to-day life, you’ve recently had surgery or you’re waiting for treatment, speak to your GP, optometrist or ophthalmologist before travelling. They can advise you about your individual circumstances and whether there’s anything you need to consider while you’re away.
Pack your essentials
Before you leave, remember to pack anything you rely on to manage your eyesight or medical needs, such as:
- Spare prescription glasses or contact lenses
- Sunglasses with suitable UV protection
- A copy of your current prescription
- Any prescribed eye drops or medication you need
- Your Travel Insurance documents and emergency contact details
Keep essential medication and important documents somewhere you can easily access them during your journey.
Plan around your needs
Think about how your eyesight could affect different parts of your trip, from getting around an unfamiliar airport to activities at your destination. If you’ve recently had cataract surgery, follow the advice given by your medical team about flying, swimming, exercise and other activities while you recover.
Know who to contact in an emergency
Save your Travel Insurance emergency assistance number before you leave and keep your policy details handy. AllClear provides 24/7 medical assistance, so if you experience an unexpected medical emergency abroad, support is available when you need it.
Declare your medical conditions
When getting your Travel Insurance quote, accurately declare your cataracts and any other pre-existing medical conditions you’re asked about during medical screening. This helps us understand your circumstances and offer suitable cover.
Check your policy documents before travelling so you understand what’s covered, along with any exclusions, limits or conditions that apply.
Travel Insurance for Cataracts FAQs
Specialist Travel Insurance can cover many pre-existing medical conditions, provided they’re declared when required and accepted for cover.
At AllClear, we specialise in Medical Travel Insurance and can consider more than 1,300 medical conditions. If you have another condition alongside your cataracts, make sure you declare all the medical conditions you’re asked about during your medical screening.
If an unexpected medical problem means you’re unable to travel, cancellation cover may protect eligible prepaid costs that you can’t recover elsewhere, provided the reason for cancelling is covered by your policy.
If you’re already on holiday and an insured medical emergency means you need to return home early, your policy may instead cover eligible curtailment costs. Always check your Policy Wording for the applicable terms and limits.
If you develop an unexpected eye problem while you’re away, seek appropriate medical attention. If the emergency relates to a pre-existing medical condition that you’ve declared and that’s covered by your policy, your Travel Insurance may cover eligible emergency medical expenses.
Contact your insurer’s emergency assistance team as soon as possible if you need hospital treatment or further support. AllClear provides 24/7 medical assistance to customers while they’re away.
You should declare your cataracts when you’re asked about your medical history during the quote process. You’ll also need to tell us about any other pre-existing medical conditions you’re asked about.
At AllClear, we use a simple medical screening process to understand your individual circumstances. Answering the questions accurately helps us offer suitable Travel Insurance and means you know what you’re covered for before you travel.
Yes, having cataracts doesn’t necessarily stop you from getting Travel Insurance. You can tell us about your cataracts when getting a quote, along with any other pre-existing medical conditions you have.
We’ll ask you some straightforward questions about your health before showing you the Travel Insurance options available based on your circumstances.
Having cataract surgery doesn’t necessarily prevent you from getting Travel Insurance. When getting a quote, answer the medical screening questions accurately and tell us about any other pre-existing medical conditions you’re asked about.
If your operation was recent, speak to your medical team about when it’s appropriate for you to travel. Being able to arrange Travel Insurance doesn’t necessarily mean you’re medically ready to travel.
When you can fly after cataract surgery can depend on your circumstances and the type of procedure you’ve had. If you’ve recently had surgery, ask your ophthalmologist or medical team when it’s appropriate for you to fly.
It’s best to do this before booking your trip, particularly if you’re still recovering, experiencing complications or have further treatment planned.
Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.
Our content is created and reviewed by a dedicated team of experts
*Discount applies to the base premium only, does not apply to any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 28/09/26. Terms and Conditions apply.
^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinium has been 5 Star rated by Defaqto.
1 Based on completed quotes between March 2025 and February 2026.
