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Travel Alert
Due to unrest in the Middle East, please check If you’ve had a coronary angioplasty, you may be wondering how it affects your Travel Insurance. The good news is that with specialist cover, you can still travel confidently. At AllClear, we understand your individual health needs and offer tailored Travel Insurance to help protect you against unexpected medical costs while you’re away.
Most standard Travel Insurance policies simply aren’t designed for people living with heart conditions. If you’ve had an angioplasty or stent fitted, you need specialist cover that truly understands your needs.
What is Travel Insurance for a coronary angioplasty?
Angioplasty Travel Insurance is designed for people who’ve had a procedure to treat narrowed or blocked heart arteries and still want to travel with confidence. It takes your medical history into account, so you’re not left worrying about what might happen if you need care while you’re away.
Instead of a one-size-fits-all policy, this type of cover is tailored to you. It can help with unexpected medical treatment, support you if your plans change, and make sure you’re looked after if you need to return home early.
With the right Travel Insurance in place, you can focus on enjoying your trip, knowing you’ve got support behind you if anything doesn’t go to plan.
Can you get Travel Insurance after a coronary angioplasty?
Yes, you can get Travel Insurance after a coronary angioplasty.
A coronary angioplasty is classed as a pre-existing medical condition, so you’ll need to declare it when applying for Travel Insurance. Once you’ve provided details about your procedure, recovery, and any ongoing treatment, specialist providers can offer cover that’s tailored to your situation.
What to expect:
- You’ll be asked a few questions about your angioplasty, such as when it took place and whether you’ve had any recent symptoms
- You’ll need to declare any related conditions or medication
- Your answers help insurers offer cover that reflects your current health
Why specialist cover matters:
Standard Travel Insurance may not include heart conditions like angioplasty. With the right policy in place, you can be protected against emergency medical treatment, cancellations due to your health, and the cost of returning home if needed.
We understand that travelling after an angioplasty can come with questions. That’s why we make it simple to declare your condition and find Travel Insurance that helps you travel with confidence.
Why do people need Travel Insurance after an angioplasty?
Having a coronary angioplasty doesn’t mean you have to put your travel plans on hold, but it does mean it’s worth thinking a bit more carefully about how you protect yourself while you’re away. Even if you’re feeling well, your heart health is something that still needs consideration, especially in unfamiliar environments.
Cardiovascular conditions remain a major global health concern, accounting for around 19.8 million deaths each year, which is approximately 32% of all deaths worldwide. While many people recover well after procedures like angioplasty, this highlights why having the right support in place when travelling is so important.
When you’re abroad, even a minor health concern can quickly become more complicated. Accessing treatment in a different healthcare system, dealing with language barriers, or needing specialist care can all add pressure at the worst possible time. Without Travel Insurance, these situations can also become expensive.
Travelling after an angioplasty isn’t just about covering costs; it’s about knowing you have support if something doesn’t go to plan. Whether it’s needing medical care, cutting your trip short, or simply having someone to guide you through the situation, the right policy helps take the uncertainty out of travelling.
What cover does AllClear’s Angioplasty Travel Insurance provide?
Planning a trip after an angioplasty? Having the right Travel Insurance in place can make all the difference. Our specialist cover helps protect you against unexpected medical costs, including emergency treatment and getting you home safely if needed, so you can enjoy your time away with confidence.
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What’s covered?
- Medical cover: AllClear policies include emergency medical cover, including costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment
- Cancellation and cutting your trip short²: Cover for your flight and accommodation costs if you unexpectedly have to cancel. We’ll also cover you if you need to return home early following an emergency
- Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. This includes your medication and aids for asthma. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures: We’ll compensate you for the time if your flight is delayed. If you miss your flight due to reasons outside of your control. You’ll also be covered for accommodation and transport costs
- Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages: We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit
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What’s not covered?
- Deciding not to travel: We do not provide any cover if you can travel but choose not to
- Other regions: We won’t cover you if you travel outside your chosen region. Although you can contact us to upgrade your policy at any time
- Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare: You need to provide us with an accurate medical history when you buy Travel Insurance, so we can give you the right cover
- Activities: Always check that any planned activities are included by reading the Policy Wording. We offer a range of optional extra cover if needed. We do not cover winter sports for anyone over 65
- Travelling against medical advice: If you’re travelling against medical advice or going away for medical treatment, you won’t be covered. If you become ill because you haven’t taken your medication as you should, you may also invalidate your policy
For full details of what is and is not covered, please check your policy wording.
You can pick from three levels of policy, tailoring your cover to your budget and needs. Our Gold, Gold Plus, and Platinum policy levels include:
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Do you need to declare a coronary angioplasty on your Travel Insurance?
Yes, you’ll need to mention your coronary angioplasty when you apply for Travel Insurance. Because it’s part of your medical history, we need to know about it so we can offer cover that suits your situation.
Being open about your angioplasty means you’re far more likely to be properly protected if something unexpected happens while you’re away, and it helps avoid any issues if you ever need to make a claim.
What you’ll usually be asked:
- When you had your angioplasty
- Whether you’ve had any recent symptoms or follow-up appointments
- Details of any medication you’re taking
- If you have any other related medical conditions
It’s a simple process, but an important one. Declaring your condition helps make sure your Travel Insurance works exactly as it should when you need it most.
Flying after a coronary bypass
If you’ve had a coronary bypass, you may be wondering when it’s safe to fly again. In most cases, people can travel once they’ve recovered well, but it’s important to speak to your doctor before making any plans.
Recovery times can vary depending on your overall health and how recently you had surgery. Many people are advised to wait at least 6–10 weeks before flying, but your doctor will give you guidance based on your individual situation.
When you do travel, it’s worth taking a few extra precautions:
- Make sure you have enough medication for your trip
- Keep your medication in your hand luggage
- Avoid heavy lifting and take things at your own pace
- Stay hydrated and move around during the flight, where possible
Having the right Travel Insurance in place is just as important. It ensures you’re protected if you need medical care while you’re away, giving you the reassurance to enjoy your trip with confidence.
Our Travel Insurance: A simple 3 step quote process
Simply complete our quick 3-step screening process to get your quote
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Following a coronary bypass, it’s essential to consider how your medical history could affect your travel plans. Specialist Travel Insurance plays a key role in ensuring you’re covered for any heart-related complications, as well as wider travel risks. Without it, the cost and complexity of receiving treatment abroad can be significant. Having the right cover in place allows you to travel with greater security.”
Letitia Smith – Head of Communications
What our Customers Say
Travel Insurance following a heart attack
“Following a minor heart attack treated with Angioplasty/Stent and the usual selection of drugs – I’m fitter than I’ve been for years. But my old insurer doesn’t want to know. Luckily, AllClear provides simple and reasonably priced insurance for people like me. Used twice and will use again.”
Coronary angioplasty travel tips
Travelling after a coronary angioplasty can be something to look forward to. A little preparation can go a long way in helping you feel comfortable and confident while you’re away.
Before you travel, it’s a good idea to check in with your doctor to make sure you’re fit to fly and that your condition is stable. Everyone’s recovery is different, so getting personalised advice can help you plan with confidence.
When you’re getting ready for your trip, consider the following:
- Pack enough medication for your entire trip, plus a little extra in case of delays
- Keep medication in your hand luggage, along with a copy of your prescription
- Take it easy, especially if you’re still recovering. Avoid overexertion and allow time to rest
- Stay hydrated and move regularly, particularly on longer journeys
- Know where to get medical help at your destination, just in case
Planning your holiday
When travelling with coronary angioplasty, you will probably want to think carefully about the type of holiday you want. Here’s some more advice on planning the perfect holiday:
- One of the best coronary angioplasty travel tips is to be realistic about how much travelling your body can take. It’s easy to underestimate the impact of long-haul travelling for hours and hours – you don’t want to reach your dream destination exhausted.
- Your healthcare team should have warned you about any activities you should avoid. Be sure to check with them again before you travel.
- Avoid travelling to countries with very hot or very cold climates, as this can put extra strain on your heart. The same goes for high-altitude destinations.
- Opt for accommodation that’s easy to access and close to amenities.
- Learn some local lingo before you go. Key phrases such as ’emergency’, ‘heart’ and ‘doctor’ may be helpful in an emergency.
It’s also important to have the right Travel Insurance in place. Specialist cover ensures you’re protected if you need medical treatment, need to cut your trip short, or require help getting home. With a bit of planning and the right support, travelling after an angioplasty can feel straightforward.
Coronary Angioplasty Travel Insurance FAQs
Can I get Travel Insurance if I have a stent?
Yes, you can get Travel Insurance with a stent. You’ll need to declare this as part of your medical history during the quote process. Our specialist policies are designed to help people who are living with stents and other cardiac devices find suitable cover, subject to the outcome of your medical screening.
How soon after an angioplasty can I travel?
This depends on your individual recovery and your doctor’s advice. You must be declared fit to travel by your GP or cardiologist before purchasing Travel Insurance. Most people can travel within a few weeks of an uncomplicated angioplasty, but always check with your medical team first.
What medical information will I need to provide during my quote?
You’ll need details about your angioplasty procedure date, any symptoms since the procedure, current medications, and recent hospital visits. Having your medical summary or discharge notes handy can be helpful.
What happens if I have a medical emergency abroad?
Contact our 24/7 emergency helpline immediately. Our team will arrange appropriate medical care and handle direct settlement with hospitals where possible. If you need to return home for medical treatment, we’ll arrange and cover repatriation costs.
