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High Cholesterol Travel Insurance

If you have High-cholesterol, let AllClear help you find a tailored policy for your condition, so you can travel when you want to. Get a quote from AllClear today.

Home » Travel Insurance With Medical Conditions » High Cholesterol Travel Insurance
Mellisa Hutchins
Travel Insurance Expert
Last updated July 28 2026
5 min read

High Cholesterol Travel Insurance: Covering You for the Unexpected

High cholesterol travel insurance covers you if you’re living with high cholesterol and wish to travel with confidence. This type of insurance covers you for medical emergencies, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away. When going on holiday, you may not take into account the fact that you have high cholesterol levels – or need high cholesterol travel insurance.

However, the higher your blood’s cholesterol level, the greater your risk of having coronary heart disease becomes. Coronary heart disease is the single most common cause of death before 65, accounting for 16% male and 10% female deaths in Europe.

Therefore, whilst your holiday will most likely be plain sailing, having specialist travel insurance can be a vital addition to your holiday preparations, especially if you have pre-existing medical conditions. Making sure that if any unexpected medical emergencies arise when you’re abroad, you’ll receive the treatment you need – and be able to claim back the costs of your holiday and medical bills.

What Level Counts as High Cholesterol?

Figuring out how high is too high

You may be reading this article looking to discover if you need to declare high cholesterol travel insurance at all. The truth is, that what counts as a high level of cholesterol in your blood depends upon your doctor’s opinion. Which in turn, is based upon what cholesterol level is considered dangerous for your body. For example, a doctor will want a patient who has diabetes to have a lower cholesterol level compared to a non-diabetic patient.

If you are unsure at all on whether you have high cholesterol, it is always best to consult your doctor. However, even if your cholesterol level has never been raised following a blood test, if you have been prescribed medication for your cholesterol you will need to enter ‘cholesterol levels’ during the Medical section of your quote.

Please rest assured that if your cholesterol level has never been raised in your doctor’s opinion, you will be able to state so in the questions about your cholesterol levels.

FAQs

Yes, we are happy to quote you for any pre-existing medical condition you have.

Our question for cholesterol asks if you ‘have ever had  a reading of high cholesterol after a blood test’. Please still select ‘yes’ if your cholesterol was raised in the past.

 No, you only need to declare the name of your medical condition: high cholesterol.

Our Travel Insurance: A simple 3 step quote process

Simply complete our quick 3-step screening process to get your quote

Here’s how it works.

1. Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.

2. Complete our simple medical screening process

Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.

This way, we can provide the cover that best suits your needs.

3. Get your quote

You can either proceed to buy or save your quote at this stage.

Travelling Tips If You Have High Cholesterol

Study your menu

  • Even if you’re at a fast food restaurant, they have to provide nutrition information for the food they offer. This means you can look out for the healthier choices more than ever. What’s more, there’s plenty of calorie-counting phone apps for the tech savvy. We’re sure you know that fruits, salads, vegetables, organic and whole grain foods are examples of healthier options, but if you’re not up-to-date on the local cuisine of your destination, it may be best to do a bit of research in advance.

Bring fibre supplements

  • When travelling to a new location, and often snacking, it can be difficult to get the fiber you need. But fiber plays an important role in helping you control your cholesterol levels. Packing a fiber supplement containing psyllium and oat fiber can solve this problem, as including these fibers in a heart-healthy diet has shown great results for managing cholesterol levels.

Remain active

  • In the continuing aim of reducing your cholesterol levels, you might want to consider a holiday where you can remain active. For example, making use of a resorts tennis courts or swimming pool is a great way to enjoy the sun while you stay fit.

What Our Customers Say

Very helpful staff took me through the application process. I was a little anxious as I needed to declare several pre- existing medical conditions as a type 1 insulin dependent diabetic, with associated medication to prevent both high blood pressure and high cholesterol. With everything declared and accepted I was happy to take out an annual travel insurance policy at a very competitive price. I would certainly recommend this Company to anyone with pre-existing medical conditions requiring peace of mind. Thank you AllClear Travel.

Andrew – Trustpilot

Our 5 Star Trustpilot Rating

What our Customers Say

Mellisa Hutchins
Travel Insurance Expert

With a background in journalism and years of experience across travel insurance, finance, and medical topics, Mellisa has a gift for turning complex information into reassuring guidance. As Content Manager at AllClear, she communicates on insurance so people can travel with peace of mind.

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Our content is created and reviewed by a dedicated team of experts

*Discount applies to the base premium only, does not apply to any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Offer ends at 23:59 on 28/09/26. Terms and Conditions apply.

^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinium has been 5 Star rated by Defaqto.