Hip Replacement Travel Insurance

A hip replacement can give you a new lease of life – and perhaps a few more destinations to add to your travel list. When you’re ready to get away, Travel Insurance after a hip replacement can help protect you if the unexpected happens.

With specialist Hip Replacement Travel Insurance, you can get cover for unexpected medical emergencies relating to your hip replacement while abroad. Your policy can also protect the rest of your holiday, including cancellation, lost luggage and other covered travel disruptions.

Simply tell us about your hip replacement and any other pre-existing medical conditions when you get a quote. We’ll take your individual circumstances into account and help you find suitable cover, so you can concentrate on where you’re going rather than what might go wrong.

What is Hip Replacement Travel Insurance?

Hip Replacement Travel Insurance gives you protection for the medical history that comes with having a hip replacement, alongside the usual benefits of Travel Insurance.

If you unexpectedly need emergency treatment connected to your hip replacement while you’re abroad, having it included in your policy could save you from facing the eligible medical costs yourself. Depending on the cover you choose, you can also be protected if a medical emergency means your holiday has to be cancelled or cut short.

Getting Travel Insurance after a hip replacement doesn’t need to be complicated. Tell us about your surgery and any other pre-existing medical conditions when you get a quote. We’ll ask a few questions about your health and use your answers to help you find suitable cover.

The important thing is to arrange Travel Insurance that reflects your circumstances. Then you can get back to the more enjoyable decisions – like where you’re going next.

Why do you need Travel Insurance after a hip replacement?

A hip replacement can help you get back to doing more of the things you enjoy, including travelling. In fact, hip replacements are increasingly common – the National Joint Registry recorded 116,901 hip procedures in 2024.

Even when your recovery is going well, it’s important to plan ahead before your first trip. The NHS says recovery from a hip replacement can take several months, depending on factors such as your age and general health.

There can also be risks following surgery. The NHS identifies blood clots or deep vein thrombosis (DVT) as a possible complication of hip replacement surgery. And according to the Royal Orthopaedic Hospital, the risk of DVT in the general population is around 1 in 1,000, with recent surgery and journeys lasting more than four hours among the factors that can increase risk.

That’s why Travel Insurance after a hip replacement matters once you’re fit to travel. By declaring your hip replacement and any other pre-existing medical conditions, you can arrange cover that takes your medical history into account. If you then unexpectedly need emergency medical treatment related to a covered condition abroad, your policy can help with eligible medical costs.

Travel Insurance can protect the rest of your holiday, too. Depending on your policy, you could be covered if an insured medical emergency means you have to cancel or cut your trip short, as well as for problems such as lost luggage and travel delays.

Before booking a trip soon after surgery, always speak to your medical team about when it’s safe for you to travel.

Our Hip Replacement Travel Insurance is there for the unexpected. If you need emergency medical treatment connected to your hip replacement while you’re abroad, your policy can help with eligible medical costs. You can also be protected if an insured medical reason forces you to cancel or cut your holiday short. Plus, there’s cover for everyday travel problems, such as your luggage being lost, damaged or stolen.

Choose the right level of cover for you

Check your Policy Wording for full details of cover.

We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.

Not every hip replacement is the same. You may have had your whole hip joint replaced, only part of it replaced, or undergone surgery on both hips. Whatever your circumstances, tell us about your hip replacement when you get a Travel Insurance quote.

This could include:

• Total hip replacement – where both parts of the hip joint are replaced with artificial components
• Partial hip replacement – where only part of the hip joint is replaced
• Bilateral hip replacement – where you’ve had both hip joints replaced
• Revision hip replacement – further surgery to replace or repair parts of an existing hip replacement

It doesn’t matter whether your operation was recent or you’ve been travelling with a replacement hip for years – what matters is giving us accurate information about your medical history when asked.

We’ll take you through our medical screening process and ask straightforward questions about your hip replacement and any other pre-existing medical conditions. This helps us understand your circumstances and find suitable Travel Insurance after a hip replacement.

If you’ve recently had surgery, check with your medical team that you’re fit to travel before booking or setting off on your trip.

How to get Travel Insurance after a hip replacement

Getting Travel Insurance after a hip replacement starts with telling us about your medical history. When you get a quote, you’ll complete a simple medical screening so we can understand your circumstances and help you find suitable cover.

We may ask you about:

• When you had your hip replacement
• Any treatment or follow-up care you’ve received
• Whether you take medication
• Any complications you’ve experienced
• Whether you’re waiting for further treatment or surgery
• Any other pre-existing medical conditions you have

Answer the medical screening questions accurately and declare all the medical conditions you’re asked about. This helps make sure your policy reflects your health and reduces the risk of problems if you later need to make a claim.

If your hip replacement was recent, being able to get Travel Insurance doesn’t necessarily mean you’re medically ready to travel. Speak to your medical team before your trip, particularly if you’re still recovering or receiving follow-up care.

Once you’ve completed your screening, you can compare the available policy options and choose the cover that works for you and your travel plans.

Travel Insurance after a hip replacement with other pre-existing medical conditions

Your hip replacement may only be one part of your medical history. If you have other pre-existing medical conditions, you can declare these alongside your hip replacement when getting your Travel Insurance quote.

At AllClear, we specialise in Medical Travel Insurance and can consider more than 1,300 different medical conditions. These could include:

• Arthritis and osteoarthritis
• High blood pressure
• Heart conditions
• Diabetes
• Osteoporosis
• Back problems
• Other joint and mobility conditions

You don’t need a separate policy for each condition. During medical screening, we’ll ask you some straightforward questions about the conditions you declare, along with any relevant treatment or medication.

It’s important to tell us about all the pre-existing medical conditions you’re asked about, even if they’re well managed or don’t usually affect your day-to-day life. This helps us understand your individual circumstances and offer suitable cover.

With your medical history considered as part of one policy, you can spend less time thinking about the unexpected and more time planning where your travels will take you next.

Getting a quote for Travel Insurance after a hip replacement couldn’t be simpler. Here’s how it works.

1. Get a quote online or by phone

The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.

Get your quote

2. Complete our simple medical screening process

You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.

3. Get your quote

You can either proceed to buy or save your quote at this stage.

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If you’ve had a hip replacement, you may need to  plan your holiday further in advance and consider a few things before you set off to ensure your holiday is relaxing and enjoyable. We have put together these tips on travelling after a hip replacement which you might find helpful.

When can I fly after a hip replacement?

• If you’ve had a hip replacement, you could be at an increased risk of deep vein thrombosis (DVT) during long-haul travel. Speak to your doctor for tips on how to reduce your risk. Doing gentle leg and foot exercises can reduce your risk as can having a walk around the airplane. Compression stockings may also be a good idea for reducing the risk of DVT.

• If you’ve had a hip replacement you’re advised not to fly for three months after surgery to reduce the risk of complications.

• Your doctor can also arrange for extra medication if you are on any, in case of delays or lost luggage.

Make the most of assistance if you need it

• Ensure you book mobility assistance if you find walking long periods a strain on your body. Mobility assistance can range from wheelchair rental to help with baggage. You may also receive additional help through security and for boarding your plane or train. These services very often need to be booked in advance, so ensure you plan this before you travel.

Let your airline know of your surgery

• Be sure to inform your airline about your hip replacement before you travel. If possible they may seek out alternative seating for you for free so it’s worth asking. If you don’t manage to change seats, they may be able to offer additional support such as pillows or blankets, or at least ensure you have the room to walk about the cabin if needed.

Take it easy

• Use a cane or walking aid if you need it – you may find you’ll be able to walk further with one, which means more opportunity to get out and about. Listen to your body’s signals too – if you start feeling pain, aches, or twinges it’s a sign you need to find a comfortable chair and relax for a while.

What happens if I have a fall?

• It’s important to have hip replacement travel insurance to cover you should you have an accident while on holiday. If the worst should occur, you’ll have the support of your provider’s emergency medical assistance team who you can contact through a 24 hour emergency helpline.