A hip replacement shouldn't stop you from making the most out of your holiday. Get peace of mind with AllClear hip-replacement travel insurance. Our tailored policies cover pre-existing medical conditions and Covid-19 related medical emergencies and cancellations. Get your travel insurance quote today!
Hip replacement travel insurance covers you if you have had a hip replacement and wish to travel with confidence. This type of insurance covers you for medical emergencies, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are on holiday.
When you’re shopping for your insurance, it’s vital to declare your hip replacement (and any other pre-existing medical conditions) if it’s within the medical warranty. That way you’re fully covered for*:
* Providers vary so check the cover limits of the policy you intend to purchase.
The simple answer is yes, providing it fits within the medical warranty. Declaring any pre-existing medical condition ensures you are offered comprehensive travel insurance policies tailored to your needs.
It’s important to declare your hip replacement if it falls within the medical warranty, in case you need medical treatment for it while you’re away.
Providing you have fully declared your hip replacement, a comprehensive policy should cover you:
*Providers will vary, so do check the cover limits of the policy you intend to purchase.
You will need to declare a medical condition if you or anyone else insured on the policy have:
If you’re waiting a hip operation, you can still get a quote. Please declare the condition for which you are awaiting a hip replacement, for example osteoarthritis, instead of hip replacement itself.
As standard on the policy, you will not be covered for outcomes of operations/procedures, you also will not be able to claim for cancellation/curtailment should the appointment arise and interfere with your holiday.
However, with certain policies, you can buy waiting list cover as an optional extra.
If you’re awaiting a hip replacement and it’s not due to accident or injury just wear and tear, simply search ‘wear and tear’ and ‘Wear and tear of joints’ will appear. Select this to declare it.
If you’ve already had the hip replacement, simply declare ‘hip replacement’ and you’ll be asked relevant questions about this.
As part of our quote process, you’ll be asked to provide information about your previous and current state of health.
You will first be asked why your hip replacement was performed and you can select your answer from the drop down list. The options are:
Wear and tear
Osteo and rheumatoid arthritis
Accidental injury or trauma
Once you’ve selected an answer to the first question, you’ll be asked the following questions.
This information will then be used to determine your premium (the amount of money you pay for your insurance). We then search our panel and list suitable quotes in price order for you to review.
Yes, you are able to make changes to your policy after purchase, however, you must notify us at the earliest opportunity and in particular before you book or commence your trip.
For changes to your original medical declaration, just call our Customer Care Team and they will be happy to make any adjustments. Please note that in some cases an additional premium may be applied to your policy to make these changes. Please check your policy wording as providers may vary.
If you’ve had a hip replacement, you may need to plan your holiday further in advance and consider a few things before you set off to ensure your holiday is relaxing and enjoyable. We have put together these tips on travelling after a hip replacement which you might find helpful.
Written by: AllClear TeamLast Updated: 19 September 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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