Mental health travel insurance
Mental health travel insurance covers you if you are living with any mental health related conditions and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
As a specialist mental health travel insurance provider, we understand the special needs you may require when travelling abroad.
Benefits of AllClear Cover
|Emergency medical expenses and Repatriation costs||Up to £10m||Up to £15m||Up to £15m|
|Cancellation* and Curtailment||Up to £2k||Up to £15k||Up to £25k|
|Extended cover||30 days FREE||30 days FREE||30 days FREE|
|Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19||Up to £2k||Up to £2k||Up to £2k|
|Travel Delay||Up to £100||Up to £350||Up to £500|
|Cost of return flight due to COVID-19|
|Personal Belongings||Up to £2k||Up to £2.5k||Up to £3k|
|Personal liability||Up to £2m||Up to £2m||Up to £2m|
|Legal protection cover||Up to £50k||Up to £50k||Up to £100k|
|* If you buy a policy which includes cancellation cover|
|All these figures are per person and per trip|
Planning and protecting your holiday abroadThings to know before you go:
- Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs for more details)
- Check any entry requirements and quarantine requirements for your chosen destination
- Choose a Travel Insurance policy that includes Covid-19 Cover
- For information on how Covid might affect your trip, visit our dedicated FAQs page
Frequently asked questions
Do you need to declare your mental illness? What if your mental illness condition is undiagnosed?
Yes. If you do not fully declare all your mental health conditions, then any claim you make that arises from that condition may not be covered.
If you have an undiagnosed condition you’ll need to wait until your GP has provided you with a diagnosis (Source: NHS). Once you have a diagnosis, you’ll be able to run through our quote process.
What mental health conditions do you cover?
We know that mental illness spans a very broad number of conditions and we’re able to offer specialist mental health travel insurance cover for any mental illness you may have. You may wish to visit our travel insurance for those with anxiety page for further information on these conditions.
What happens if your medical situation changes after you get your insurance?
Please let us know at the earliest opportunity – but before you book or start your holiday, or pay the balance for any further amounts towards your trip. To change your original medical declaration please call our Customer Care Team on 01708 339029 and they will be happy to make the adjustments. You should note that in some instances an additional premium may be applied to your policy to keep your cover in place.
How is your premium determined?
Your destination, trip duration, age and any pre-existing medical conditions you may have are the main factors used to calculate the cost of your premium. Our AllClear policies for travel insurance for mental health patients are continually reviewed and analysed to ensure that the premiums we offer are fair and accurate.
Annual multi-trip or single trip?
An annual multi-trip policy allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days.
If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.
What will affect the price of your policy?
We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.
Simple 3 step quote process
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
Our 5 star Trustpilot rating
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^Discount applies to the base price of AllClear branded travel insurance policies purchased through our Call Center only and does not apply to any premium generated to cover medical conditions or optional extras. This discount cannot be used in conjunction with any other offer.