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Pneumonia travel insurance

Pneumonia travel insurance covers you if you have recently had pneumonia, are prone to chest and lung-related illnesses and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.

If you’ve had pneumonia recently then it’s important to declare this when getting a quote for your travel insurance just in case you have further complications linked to your pneumonia while you’re away. If you fail to declare it, any medical treatment you need may not be covered.

Depending on how severe your pneumonia is or has been, it’s a good idea to check with your doctor that they’re happy for you to travel.

AllClear is the specialist in Travel Insurance for pre existing conditions and has covered over 1300 different medical conditions since 2000 including pneumonia.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Recuperation stay
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Why AllClear?

What will affect your premium?

Many factors are taken into consideration when your premium is calculated. These factors include:

Medical conditions

Using more than 15 years of comprehensive claims data, we assess your medical conditions and the severity of them in order to calculate the level of risk and to determine the premium of our AllClear policies.


As we get older, we may become prone to more medical conditions and therefore more likely to make a claim. This is taken into account when your premium is calculated.

Trip length

If you’re going away for a longer period of time, you may be more likely to have to make a claim so this is factored in to the premium given.


Some countries are higher risk than others and healthcare is more expensive in certain countries.

Your quote is offered on a mix of these factors and once it’s been given, you’ll be able to compare a range of quotes offered.

Single trip policy or annual multi-trip policy?

Not sure whether to purchase a single trip policy or an annual multi-trip policy for your pneumonia travel insurance?

Which policy you go for will depend on how many times you intend to travel throughout the year. If you plan to travel just once throughout the year, then a single trip policy could be more cost effective, however, if you think you may travel more than once, then an annual multi-trip policy may actually work out cheaper for you.

Annual multi-trip travel insurance

With an annual multi-trip policy, you’ll be covered to take as many trips as you choose within the 12 month period.

Single trip travel insurance

If you’re travelling just once within the year then you may choose to go with a single trip policy. You’ll be covered for the exact number of days you choose when you select your dates.

Our 5 star Trustpilot rating

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Written by: Russell Wallace | Travel Insurance Expert
Last Updated: 24 November 2023

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.