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Have you recently had or currently have pneumonia? Let AllClear arrange fast, hassle-free pneumonia travel insurance so you can take that much-needed holiday. Our individually tailored policies provide cover for cancellations and medical expenses. For peace of mind, get an AllClear quote today!
Pneumonia travel insurance covers you if you have recently had pneumonia, are prone to chest and lung-related illnesses and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
If you’ve had pneumonia recently then it’s important to declare this when getting a quote for your travel insurance just in case you have further complications linked to your pneumonia while you’re away. If you fail to declare it, any medical treatment you need may not be covered.
Depending on how severe your pneumonia is or has been, it’s a good idea to check with your doctor that they’re happy for you to travel.
AllClear is the specialist in Travel Insurance for pre existing conditions and has covered over 1300 different medical conditions since 2000 including pneumonia.
What will affect your premium?
Many factors are taken into consideration when your premium is calculated. These factors include:
Medical conditions
Using more than 15 years of comprehensive claims data, we assess your medical conditions and the severity of them in order to calculate the level of risk and to determine the premium of our AllClear policies.
Age
As we get older, we may become prone to more medical conditions and therefore more likely to make a claim. This is taken into account when your premium is calculated.
Trip length
If you’re going away for a longer period of time, you may be more likely to have to make a claim so this is factored in to the premium given.
Destination
Some countries are higher risk than others and healthcare is more expensive in certain countries.
Your quote is offered on a mix of these factors and once it’s been given, you’ll be able to compare a range of quotes offered.
Not sure whether to purchase a single trip policy or an annual multi-trip policy for your pneumonia travel insurance?
Which policy you go for will depend on how many times you intend to travel throughout the year. If you plan to travel just once throughout the year, then a single trip policy could be more cost effective, however, if you think you may travel more than once, then an annual multi-trip policy may actually work out cheaper for you.
With an annual multi-trip policy, you’ll be covered to take as many trips as you choose within the 12 month period.
If you’re travelling just once within the year then you may choose to go with a single trip policy. You’ll be covered for the exact number of days you choose when you select your dates.
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Written by: AllClear TeamLast Updated: 24 November 2023
[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.