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TIA travel insurance covers you if you have experienced a TIA or mini-stroke and wish to travel with peace of mind. Travel Insurance for pre existing conditions covers you for medical emergencies, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away. TIA, short for transient ischemic attack and otherwise known as a mini stroke, each year affects 46,000 people in the UK for the first time. TIA can cause more serious complications in the future, making comprehensive travel insurance vital if you are going on holiday. Here at AllClear we specialise in providing cover for pre-existing medical conditions including TIA. A policy tailored specifically to your needs will provide cover should anything unexpected happen while you’re abroad.
What is the difference between a mini-stroke and TIA in terms of Travel Insurance?
If you have been looking for information about TIAs and mini-strokes, you might be feeling slightly confused by the different terms used online. The answer is straightforward: a TIA (transient ischaemic attack) and a mini-stroke are the same thing. Medical professionals prefer the term TIA, while mini-stroke is often used in conversation.
What is a TIA or mini-stroke?
A TIA occurs when the blood supply to part of your brain is temporarily interrupted. Unlike a stroke, the symptoms of a TIA are temporary and usually resolve within 24 hours. Most symptoms last anywhere from a few minutes to an hour.
You can declare either a mini-stroke or a TIA when getting a quote for your Travel Insurance.
Do you need travel insurance for TIA?
The simple answer is yes. Having a TIA raises your risk factor of having a stroke, so you need comprehensive travel insurance to cover you for any medical emergency while you’re away. AllClear’s specialist policies can cover you for up to unlimited medical expenses if you suffer a TIA or mini-stroke and need medical attention while abroad. You’ll also be covered in case your trip is cut short and you need to return back to the UK, and so will the other travelling members of your party if they’re insured on the same policy. If you become unwell after taking out the policy and before your trip, you’ll be covered by our cancellation policy.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Making sure you’re fit-to-travel
Before departing on your holiday, it is important that you get clearance from your doctor that you are fit-to-travel. Many airlines advise you not to fly in the 10 days following a TIA – or 3 weeks after a stroke. Nevertheless, your first point of contact to establish that you are fit-to-travel should always be your doctor. As long as your doctor has confirmed you are fit-to-travel, we can offer you a quote.
Useful tips for when you’re travelling after a TIA
After a TIA, you may worry that your travelling days are over. It is natural to feel anxious, but many people continue to enjoy holidays abroad after a TIA.
- The key is preparation. You should always speak to your GP before booking a trip to ensure you are fit to travel. Once you have the green light, securing the right travel insurance is essential.
- The air pressure inside of a plane is lower than we breathe on the ground level, which results in less oxygen being carried in your bloodstream. Your doctor will be aware of this fact, but be sure to let them know you will be flying – in case you need any oxygen to be provided during your flight.
- After having a TIA, you are at greater risk of developing a clot in the leg. Make sure you keep active on a flight to prevent clots. Including standing up every 30 minutes or taking a walk along the plane. In addition, it may be worth buying compression socks to wear during your flight.Consider booking seats with extra leg-room to make your journey as comfortable as possible. Or even arrange priority boarding. The aim is to make your trip stress-free.
What our Customers Say
I had a minor stroke and my existing…
I had a minor stroke and my existing travel insurance provider would not cover me, despite being with them over 20 years. Phoned All Clear and they were very helpful and I managed to purchase a policy through them. I would recommend them now.
– Maurice. AllClear customer.
Our Travel Insurance: A simple 3 step quote process
Simply complete our quick 3-step screening process to get your quote
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Frequently asked questions
What happens if I have another TIA while abroad
If you have declared your condition and have a suitable policy, you will have access to features such as a 24/7 emergency medical helpline and cover for emergency medical expenses.
You take blood thinning medication, will you be covered if you lose it?
Yes you will. All of our policies will cover you for loss of medication.
You have a GHIC, do you need any extra cover?
Although the card does entitle you to reciprocal health treatment in EU countries, it will not cover for the costs of cancelling your holiday or returning home early so is not a substitute for Travel Insurance.
Also, while you are entitled to the same healthcare as local residents, the treatment may not be up to the standard provided in the UK.
Of course if you’re travelling outside of Europe, specialist Travel Insurance becomes even more vital.
You have had several strokes, can you still get cover?
Yes, we have covered many travellers who have had multiple strokes and mini-strokes.
