Everyone deserves the opportunity to travel. For those living with a terminal illness, AllClear can offer terminal illness travel insurance - so that you can enjoy and make the most of your trip. Our individually tailored policies provide cover for cancellations and medical expenses. For peace of mind, get a quote today!
Terminal illness travel insurance covers you if you are currently living with a terminal illness and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
Being diagnosed with a terminal illness brings new considerations. Sometimes, travelling to a particular destination can become more important. AllClear are ready to help in this circumstance. While some travel insurers exclude cover for those with a terminal diagnosis, we may able to offer a quote, providing certain criteria are met. This article will explain how you could get terminal illness travel insurance from AllClear.
Providing a GP or Doctor has confirmed that you are fit to travel, that a transport carrier is prepared to take you and that your prognosis is not less than six months from the return date of travel.
A terminal prognosis can be defined as the following: the opinion of your doctor or consultant that a disease cannot be cured or adequately treated, to the extent that it is predicted to cause a shortened life expectancy.
This prediction of a shortened life expectancy is key to the definition, as incurable medical conditions are not necessarily terminal illnesses. If you are ever unsure of your diagnosis, please contact your doctor for confirmation.
While we are unable to offer cover in this situation, another specialist insurer may be able to help. Contact the British Insurance Broker’s Association (BIBA) on 0370 950 1790 – where they might be able to find suitable cover.
If you have been given a date for your treatment, simply declare the name of your terminal illness during the quote. You may then be asked questions about treatment, but the most important detail is declaring your diagnosis.
If you are yet to be given a date for your treatment, you have the ability to add the optional extra of Waiting List cover. Also, be sure to answer that you are on a waiting list for treatment during the initial medical warranty section.
Unfortunately, we are unable to go against medical advice, and would not be able to offer cover in this event.
However, if your doctor later confirms you are fit to travel again, we can seek to offer a quote.
Written by: AllClear TeamLast Updated: 24 November 2023
 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.
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