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Home » Travel insurance » Travel Insurance for pregnancy

Travel Insurance covering pregnancy

Pregnancy holiday insurance covers claims for emergency medical expenses or cancellations until the beginning of your 32nd week of pregnancy (24th week for multiple pregnancy). The purpose of pregnancy holiday insurance is to cover any unforeseen events, including bodily injury or illness.

The key benefits of pregnancy holiday insurance from AllClear are medical expenses cover up to £15,000,000, cancellation and curtailment coverage up to £5,000, and personal belongings coverage up to £3,000.

Can you travel while pregnant?

Yes. We will cover claims for emergency medical expenses, or cancellations until the beginning of the 32nd week of your pregnancy (24th week for multiple pregnancy). Read on to find out more about our pregnancy cover.

How does pregnancy Travel Insurance protect you?

The purpose of Travel Insurance is to provide cover for unforeseen events, including unforeseen bodily injury or illness.  Most travel insurance providers do not, however, consider pregnancy and/or normal childbirth to be either an unforeseen event or illness.  Consequently, you will not be able to declare pregnancy and/or pregnancy related conditions in our screening process.

Most providers will nevertheless cover pregnancy and/or pregnancy related conditions up to a specified number of weeks for both single or multiple pregnancies.

Please note, this guide ONLY applies to AllClear Gold and Gold Plus policies. If you’re pregnant and looking at another policy, you will need to refer to their particular policy wording on pregnancy. Further information can be found at the bottom of this page.

For AllClear Gold and Gold Plus policies, pregnancy is not considered a medical condition. Therefore,  you won’t need to declare your pregnancy or any pregnancy related complications such as pre-eclampsia, gestational hypertension, and toxaemia.

If you’re pregnant or have a pregnancy related complication, you’ll be fully covered under your policy provided

  • On the return date of your trip, you are no more than 32 weeks pregnant (24 weeks for a multiple pregnancy).
  • Your doctor and midwife are aware of your travel plans, and you are not travelling against medical advice.
  • You have complied with all requirements of any transport providers.
  • You will still need to declare any other pre-existing medical conditions you may have.

Why AllClear?

  • Save time by comparing quotes all in one place.
  • Expertise in Medical Travel Insurance
  • Travel Insurance with Coronavirus cover
  • You can get your quote online.
  • We include quotes from a wide variety of insurance providers.
  • There’s no upper age limit on our AllClear policies.
  • Cover for all medical conditions

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Planning and protecting your holiday abroad

Things to know before you go:
  • Remember to check the latest travel advice from the FCDO for your destination. You will have no cover if you choose to travel against FCDO advice, unless that advice relates specifically to Covid-19 (check our Covid FAQs  for more details)
  • Check any entry requirements and quarantine requirements for your chosen destination
  • Choose a Travel Insurance policy that includes Covid-19 Cover
  • For information on how Covid might affect your trip, visit our dedicated FAQs page

Frequently asked questions

How to declare pregnancy for Travel Insurance

Pregnancy is not considered a medical condition.  Therefore you won’t need to declare pregnancy for an AllClear Gold and Gold Plus policy.

Do you need special Travel Insurance when pregnant

Being pregnant isn’t considered a medical condition, so most policies will cover you while pregant. We would recommend checking your policy wording or speaking to your Travel Insurance provider to be sure.

For AllClear Gold and Gold Plus policies you’ll be covered provided:

  • On the return date of your trip, you are no more than 32 weeks pregnant (24 weeks for a multiple pregnancy)
  • Your doctor and midwife are aware of your travel plans, and you are not travelling against medical advice.
  • You have complied with all requirements of any transport providers.
  • You will still need to declare any other pre-existing medical conditions you may have.

What if you have a pregnancy related complication?

Cover is provided for claims relating to complications arising from pregnancy and childbirth, which are listed in our policy booklet. You will not need to declare the complication when completing the screening process. You will be covered provided you comply with all other requirements of pregnancy as detailed in the policy booklet.

If your complication is not listed, please contact us on Live Chat for further help.

Is childbirth covered?

No, we can only provide medical cover for unforeseen bodily injury or illness. Childbirth is not considered to be either unforeseen or an illness or injury. Therefore, on AllClear Gold and Gold Plus policies we can only provide Travel Insurance for pregnancy if, on your return date, you are no more than 32 weeks pregnant.

Annual multi-trip or single trip?

Annual Travel Insurance allows you to travel multiple times within a year. The maximum duration of these trips varies between policies. However, it is usually between 31 to 45 days.

If you need a longer trip duration or, if you only plan on travelling once in the year, then a single trip travel insurance policy may be right for you.

Does Travel Insurance cost more when pregnant?

If you’re pregnant, you can buy Travel Insurance in the same way as if you weren’t expecting. That means that your policy will not cost extra simply because you are pregnant.

Travel Insurance covers you for complications associated with pregnancy and childbirth, not for routine treatments or a normal birth.

Our 5 star rating on Trustpilot

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Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

Author notes

Edited by Letitia Smith, M.Sc. Content Manager at AllClear

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.