Cerebral palsy travel insurance
Cerebral palsy travel insurance covers you if you or a loved one are currently living with cerebral palsy and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
If you or a loved one has cerebral palsy, you may already be aware of the importance of cerebral palsy travel insurance to cover your illness. So if you’re looking for medical travel insurance, AllClear can help.
We’ve covered over 1300 different medical conditions over the last 15 years. So we recognise the needs and concerns you may have while searching for the right travel insurance. That’s why we’re dedicated to providing you with a comprehensive, simple solution to your medical travel insurance needs.
Providing you’ve fully declared your condition, cerebral palsy travel insurance should cover you:
- For mild or severe cerebral palsy.
- To access a 24-hour medical emergency line from anywhere in the world if you need emergency medical care.
- To claim for any emergency medications or medical treatments needed while you’re away.
Benefits of AllClear Cover
|Emergency medical expenses and Repatriation costs||Up to £10m||Up to £15m||Up to £15m|
|Cancellation* and Curtailment||Up to £2k||Up to £15k||Up to £25k|
|Extended cover||30 days FREE||30 days FREE||30 days FREE|
|Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19||Up to £2k||Up to £2k||Up to £2k|
|Travel Delay||Up to £100||Up to £350||Up to £500|
|Cost of return flight due to COVID-19|
|Personal Belongings||Up to £2k||Up to £2.5k||Up to £3k|
|Personal liability||Up to £2m||Up to £2m||Up to £2m|
|Legal protection cover||Up to £50k||Up to £50k||Up to £100k|
|* If you buy a policy which includes cancellation cover|
|All these figures are per person and per trip|
Will you be covered if you’re travelling during the COVID-19 pandemic?
There are three things to check so that you can make sure you're covered:
- You must be fit to travel
- The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
- You must follow the local government advice for your destination, checking and following their guidelines and entry requirements
You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.
Frequently asked questions
Your cerebral palsy isn’t very severe, should you still declare it?
While everyone’s condition will vary, it’s highly important that you declare your cerebral palsy fully during the quote process. Otherwise, you won’t be covered if you need emergency medical care relating to your condition while away.
You're looking for travel insurance for a child with celebral palsy?
AllClear offers quotes from a number of specialist travel insurance providers so you can look for the best travel insurance for a child with cerebral palsy. You will just need to input your child’s details and then answer the relevant questions that are asked.
How do you work out your premium for cerebral palsy travel insurance?
We calculate your premium based on the information you provide within the quote process about your medical conditions and trip details.
Simple 3 step quote process
1. Call us or click a quote button on our siteOnce you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.
2. Complete our simple medical screening processYou then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.
3. Get your quotesYou will then get your quotes and can either proceed to buy, or save your quote, at this stage.
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Cerebral palsy travel tips
Cerebral palsy is a multifaceted condition that can affect people differently. At AllClear we believe that everyone has the right to travel. That’s why we have put together these tips that you might want to think about when you or your loved ones are travelling with cerebral palsy.
Planning your trip
- You might want to plan at least one month in advance to enable travelling with cerebral palsy to remain as stress-free for you as possible.
- Selecting where you’ll go is exciting. However, remember that sitting for long periods of time may be more difficult when travelling with cerebral palsy. You also might want to consider the mobility assistance at the destination.
- While your holiday is the perfect time to see a new place, it is also ideal for relaxing. Try not to push yourself too hard. You may not normally require wheelchair assistance at home, but you might want to consider whether you’ll use one while you’re away.
Medication and travelling with cerebral palsy
- If you require certain medications, see your GP before going away to get enough to last you the duration of your holiday (plus extra in case of unexpected travel delays). You should take your doctor’s advice about any routine exercises and therapies prescribed for your cerebral palsy while on your trip.
Flying and letting your airline know of any special requirements
- Airports and airlines can offer assistance to you if your cerebral palsy limits your mobility.
- If you require a wheelchair or motorized chair, you should let your airlines know so that they can make the necessary arrangements to help you. Opting for priority boarding as well as an accessible seat could make your flight journey stressful for you or your family.
- If you’ll require specific meals during the flight, then notify the airline when booking your ticket. The more information the airline has regarding your specific cerebral palsy requirements, then hopefully this should make your journey easier.
EHIC and your right to treatment abroad
- When travelling within Europe, you should get an EHIC (European Health Insurance Card)* which is available free through the NHS website. This EHIC will allow you access to the same level of medical care as residents at your holiday destination. Your treatments can either be free or at a reduced cost depending on the country you are visiting.
- However, please be aware that this is not a suitable substitute for medical travel insurance. The EHIC won’t cover your expenses if you’re brought home due to a medical emergency, for example. Be sure to always purchase comprehensive medical travel insurance to cover your cerebral palsy in addition to your EHIC.
- *We at AllClear are aware of the recent “Brexit” and realize this may soon impact on healthcare access in European countries. For now, if you’re a resident of the UK, your EHIC benefits remain unchanged. We’ll keep you updated if and how any changes will affect you.