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Home » Travel insurance » China Travel Insurance

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Why do you need Travel Insurance for China?

In China, healthcare isn’t provided for free for UK citizens. Comprehensive travel insurance is essential in case you have an unexpected medical emergency while visiting.  China Travel Insurance will give you peace of mind knowing you’re protected against extensive medical bills and cancellation costs.

It’s time that you travelled with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to China

Home to The Great Wall of China, The Temple of Heaven and The Grand Buddha of Leshan,China has a wealth of historical, architectural and cultural treasures. 

Given how vast China is, it’s no surprise that health care varies greatly. Standards are inconsistent between rural areas and the big cities. It’s common for patients to be expected to make a deposit before receiving any medical treatment. In a medical emergency, you could be expected to pay between 3,000-7,000RMB (roughly £300-700) upfront. 

On top of that, many western medications are unavailable. Should you need to be medically transported back to the UK, you could be looking at an additional £85,000 for the cost of repatriation. 

Comprehensive travel insurance is vital if you want to visit China and avoid unexpected medical bills. Comprehensive travel insurance for China will also help protect you against cancellation costs. With one way flights to China costing around £495, your trip is not just a holiday; it’s an investment worth protecting.

How to choose the right level of cover for China

Unexpected bills can mount up when travelling. To protect yourself and your trip, look for high-quality cover which includes: 

Emergency medical expenses –  To ensure your policy remains valid, you must have declared all pre-existing medical conditions to be covered for medical emergencies while travelling. 

Repatriation to the UK will enable you to receive emergency medical transport back to the UK without worrying about the cost incurred. 

Cancellation and curtailment – if you have to cancel or cut short your trip, this will cover you for the costs. 

Baggage and personal property – if you lose, damage or have your personal property stolen while on holiday, this will cover you for the cost. 

At AllClear, we offer 5 Star Defaqto rated cover which includes:

Enhanced Covid-19 Travel Insurance for China

30%2 of those we surveyed said they needed a break after lockdown to move and explore. If you need an adventure, China could be the ideal location for that once in a lifetime trip you’ve been dreaming of. 

If you’re feeling inspired and hope to visit China – you’ll need China travel insurance that includes enhanced Covid cover. 

Chris Rolland, CEO of AllClear Travel Insurance states that: “After the last 16-months of dealing with the pandemic, overseas holidays are far more important to the British public than ever before….At AllClear, we have comprehensive policies that will play a part in easing the stress of booking a long awaited summer break.”

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

Join the UK’s most trusted Travel Insurance provider1

We hope you can join the 97%3 of our customers who rate us as ‘Excellent’ or ‘Great.’

Here’s an insight into their experience:  

This is my third time using AllClear.

This is my third time using AllClear. They are quick and straightforward to use. They are also competitive and will advise of the cheapest way to achieve your objectives. I spend a lot of time in China, and they advised me to extend my cover to cover both of two trips (of 5 months and 3 months, with a UK break in between). The marginal cost was minimum, but it made my second trip virtually insurance cost-free. They saved me money! I am 70 and diabetic(2) and take statins. A great find!”Ian 

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions

Is it safe for you to travel to China right now?

As of the 4th August 2021, based on the current perceived COVID-19 risks, China is on the ‘Amber List.  

If you are double vaccinated, you won’t be required to quarantine when returning to the UK after visiting China. 

However, things can change at short notice, so make sure you stay up-to-date with the latest travel advice from the FCDO

Do you need a visa to go to China?

If you’re visiting mainland China, as a UK citizen, you will need a Visa. However, it’s not necessary for trips to Hong Kong. If you’re travelling between Hong Kong and mainland China – you’ll need a visa. For details on how to apply for a visit, visit the FCDO website.

Which part of China should you visit?

With China covering 9.597 million km², it isn’t easy to pinpoint any one location to visit. Each part of China offers something new and exciting. Here are 5 of the most popular locations to visit: Shanghai, Beijing, Hong Kong, Guilin, Chengdu. 

Wherever you choose to travel to in China, we recommend that you: 

  • Visit the FCDO website a few weeks in advance to prepare for China’s entry requirements. 
  • Check the ‘Traffic Light System‘ for quarantine requirements on return to the UK. 
  • Buy quality travel insurance that includes enhanced COVID-19 cover. 

Author notes

Written by Lydia Crispin, M.A. Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Based on research carried out on behalf of AllClear Travel. The sample size was 2,016 adults (nationally representative).

3 Based on 177 AllClear customers surveyed in April 2021 

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.