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Home » Travel insurance » Dementia travel insurance

Dementia travel insurance

Dementia travel insurance covers you If you or someone you know is living with dementia and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.

When getting your quote, it’s important to declare dementia and any other medical conditions. You will then be offered comprehensive cover including:

  • Access to a 24-hour emergency English-speaking medical assistance line
  • Emergency medical treatment or medication costs

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage.

The importance of travel insurance with dementia

Your loved one’s dementia is not that severe. Do you still need to declare their condition on your travel insurance policy quote?

Every individuals’ specific grade of dementia will vary. However, it’s very important that you declare your dementia on your travel insurance regardless of its severity. We understand that travelling and taking a break is something most people love to do. We want to ensure that you or your loved one travelling with dementia have the necessary cover while your travel.

Once you declare dementia, you will have peace of mind knowing:

  • Unexpected medical care is covered through your dementia travel insurance.
  • Claims for medications or lost devices will be covered by your travel insurance.

AllClear is a leading provider of dementia travel insurance. We’re also a specialist in travel insurance for other pre-existing medical conditions. We have a 5 star Trustpilot rating and you can read all our reviews of those who took the AllClear journey and now confidently travel with medical travel insurance.

Our 5 star Trustpilot rating

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Travelling with dementia

If you or a loved one has dementia, you will likely already know the importance of planned safety measures when travelling. However, you may also find managing your dementia more difficult while on holiday when you are in a new environment.

Read on to gather some helpful tips on traveling with dementia.

Dementia travel tips

Planning your trip

  • Planning appropriately for your trip is the best way to guarantee you won’t need to worry about your dementia during your travels. Planning ahead will mean you can focus on relaxing and having fun. If you have dementia, it may be a good idea to visit your GP before you travel. He or she can provide you with necessary advice on methods to ease anxiety while travelling. It may also be worthwhile to talk to your GP about medication. You should be sure you get enough to last the duration of the trip, plus extra in case of unexpected delays.

Choosing your travel destination

  • If you are travelling with someone who has dementia, be aware of their needs and the amount of new stimulation they are able to take in with their condition. Travelling with dementia means going to new places that may cause confusion that heightens symptoms. If possible, try to plan trips to places that bare some resemblance to what you or your travel partner with dementia are with familiar with. It is also a good idea to limit the time spent travelling to avoid overwhelming those with dementia. While still having fun and enjoying your surroundings, it is good to try sticking to as normal a daily routine as possible while on holiday. This will ensure that you or your travel partner are more comfortable while away from home.

Arranging flights and travel documents

  • To avoid unnecessary stress when flying, inform your airline of you or your partner’s condition when booking. Most airlines will not require medical clearance for dementia patients with stable conditions. However, it is advisable to check with your selected airline to avoid unexpected disappointment. Airlines will be able to accommodate you if your require any special needs while on your flight if prearranged.
  • Once your flight is sorted, be sure you have all your needed dementia travel insurance documentation. Also, be sure to bring your European Heath Insurance Card (EHIC). Your EHIC entitles you to lower cost or free medical care when travelling in other European countries. It is available for free through the NHS’ website. Your EHIC may save you money on your travel medical needs. However, it’s not an alternative to dementia travel insurance. So be sure to have the appropriate policy coverage you require for your needs!
  • Having the proper insurance documentation will ensure that you receive the needed treatment available in hospitals or clinics. It will also ensure that return flights are booked if needed, as well as many other services.

Enjoying your break

  • You should enjoy your holiday and relax as much as possible. Your holiday is an ideal time to destress and have fun. If you are travelling with loved ones, they will understand if you may need time to adjust to new surroundings.
  • If you are travelling with someone who has dementia, read our guide on travelling with a parent who has dementia. We go over the importance of maintaining a routine, rooming layouts, and managing your expectations for your holiday. It may be a good idea to request en-suite toilet rooms and mattress protectors. This is to prepare for any accidents that may occur.
  • AllClear is aware that the prospect of travelling with dementia may be daunting. But we can provide you with the right information and dementia travel insurance policies to ease your concerns. Suffering from dementia shouldn’t stop you or your loved ones from living life the way you want to. If travelling is what you’d like to do, then ensuring you can go aboard safely should be top of the holiday planning checklist.

Article References:

The Alzheimer’s Association: Traveling

Alzheimer’s Society: Holidays and travelling

 

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[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.