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Home » Travel insurance » Jamaica Travel Insurance

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Why do you need Travel Insurance for Jamaica?

Unforeseen circumstances can occur when travelling. Travel insurance for Jamaica will cover you for an unexpected medical emergency. You can also be covered  if you have to cancel or cut short your trip at short notice.This type of insurance is essential for all travellers wishing to visit Jamaica with peace of mind. 

It’s time that you travelled with the UK’s most trusted Travel Insurance provider1.

Comprehensive cover when travelling to Jamaica

Jamaica is a charismatic island with plenty to offer –  from white sandy beaches, to  live reggae music. Jamaica promises once in a lifetime experiences that you’ll treasure for years to come. 

If you’re planning a trip to Jamaica – you’ll need comprehensive cover.  If you experience a medical emergency while in Jamaica, you may be expected to provide an immediate cash payment for treatment. Without travel insurance, you could face extensive medical bills. It’s also worth including cover for repatriation. The average claim for repatriation from travel companies is about £3,500 .

As the UK’s No.1 for travel insurance2, AllClear believes everyone should have the opportunity to travel. We’ve covered over 3 million people, and we can cover you too. 

Our policies include:  

Once you’ve experienced Jamaica, you may wish to visit the other islands. AllClear also provides Caribbean travel insurance and Barbados travel insurance cover, keeping you safe on every trip you take. 

How to choose the right level of cover for Jamaica

Experiencing unexpected circumstances while on holiday can be distressing, which is why it’s essential to have support in place when travelling. We recommend including the benefits below with the policy you choose: 

Emergency medical expenses – this type of cover will protect you from being caught unaware in a medical emergency. It’ll protect you against unexpected medical bills while you’re away.   

Repatriation to the UK – medical transport can be costly. This type of cover will help with repatriation costs. 

Cancellation and Curtailment – you may need to cancel your trip before you go or cut short your trip while you’re there.  Cancellation cover can help protect you against cancellation related costs. 

At AllClear, you  have the reassurance you deserve when travelling, knowing that with our branded policies – you’ll be covered for: 

  • Cost of emergency medical treatment 
  • Cost of Repatriation 
  • Cancellation* and Curtailment
  • Travel Delay

To help you travel safely to Jamaica we’ve included enhanced covid Cover for FREE with all AllClear branded policies. Discover the benefits below: 

Enhanced Covid-19 Travel Insurance for Jamaica

Did you know that 54%3 of those planning to travel more in 2021 than they did in 2019 view travel insurance being more important to them now than pre-pandemic? 

Chris Rolland, AllClear CEO, states that: “Travel insurance isn’t just necessary documentation – it gives people the freedom to explore. Now that the world is opening back up, it’s important that travellers choose travel insurance products that offer them the right level of protection. If Covid has taught us anything, it’s that it’s best to be prepared for the unexpected.”

Enhanced Covid cover offers you the protection if you need to self-isolate.

To minimise any holiday-related complications when planning a trip; there are a few things we recommend:  

  • Be up-to-date with Jamaica’s entry requirements by checking the FCDO website
  • Check the ‘Traffic Light System‘ for quarantine requirements on return to the UK from Jamaica. 
  • Buy quality travel insurance for Jamaica that includes enhanced COVID-19 cover.

Benefits of AllClear Cover

Gold Gold Plus Platinum
Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Up to £15m
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Extended cover 30 days FREE 30 days FREE 30 days FREE
Friend or relative to travel from your home area to stay with you if you fall ill with Covid-19 Up to £2k Up to £2k Up to £2k
Travel Delay Up to £100 Up to £350 Up to £500
Recuperation stay
Cost of return flight due to COVID-19
Personal Belongings Up to £2k Up to £2.5k Up to £3k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k
* If you buy a policy which includes cancellation cover
All these figures are per person and per trip

Will you be covered if you’re travelling during the COVID-19 pandemic?

There are three things to check so that you can make sure you're covered:

  • You must be fit to travel
  • The FCDO must NOT have advised against travel to your destination - check the FCDO travel advice
  • You must follow the local government advice for your destination, checking and following their guidelines and entry requirements

You can then be covered for emergency medical expenses and cancellation for a positive diagnosis of COVID-19, with AllClear travel insurance with enhanced Coronavirus cover. Existing policyholders should read our Frequently Asked Questions if your trip is affected by Covid-19.

Freephone to get your quote on: or

UK’s Most Trusted Travel Insurance Provider1

We know your AllClear experience will be excellent as 99%4 of customers would recommend us to family and friends…

I choose AllClear for my travel…

“I choose AllClear for my travel insurance as I think it’s good value. I took this insurance out on my winter holiday last year. I have also recommended it to my friend as she is travelling to Jamaica in the new year”Ms Paine

Read AllClear Trustpilot Reviews

Simple 3 step quote process

1. Call us or click a quote button on our site

Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.

2. Complete our simple medical screening process

You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.

3. Get your quotes

You will then get your quotes and can either proceed to buy, or save your quote, at this stage. Freephone to get your quote on: or

Frequently asked questions

Can you travel to Jamaica right now in 2021?

If you’re hoping to travel to Jamaica, you’ll need to know the entry requirements in advance. Travellers over the age of 12 will need to present a negative COVID-19 molecular (PCR, NAA, RNA) or Antigen test 72 hours in advance of arrival. You will also need permission to enter. You can get authorisation from the Jamaica website.

What documents do you need to enter Jamaica?

Along with your passport, you will need authorisation, proof of a negative Covid test and comprehensive travel insurance, which includes enhanced covid cover. For full details on required documentation – visit the FCDO website.  

What is the best month to go to Jamaica?

The best month to go to Jamaica is November to mid-December, as the weather is warm and it’s not hurricane season. Whenever you choose to visit Jamaica, make sure you have comprehensive travel insurance. When buying travel insurance, you must declare all your pre-existing medical conditions to ensure your policy is valid.

Author notes

Written by Lydia Crispin, MA Content Creator at AllClear
Edited by Letitia Smith, M.Sc. Content Manager at AllClear

2 Ranked first Overall for Travel Insurance on SmartMoneyPeople.com from over 14,300 independent customer reviews on 27/01/2021.

3 Based on the AllClear summer survey July 2021, 1440 respondents.

4 Based on 166 AllClear customers surveyed in April 2021.

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 25,000 reviews as of May 2021.